BlastPoint's Banking Scorecard

The First National Bank of Manning

under $100M Specialty: Agricultural IA FDIC cert 4477

Designations: ✓ Community bank

Manning, IA

541 banks in the under $100M peer group nationally 33 in IA

The First National Bank of Manning has 4 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 1.37% below tier average
+ Nonperforming Asset Ratio 0.79% below tier average
+ ROA 0.13% above tier average
+ Efficiency Ratio 33.62% below tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 1.07% below tier average

Get updates when The First National Bank of Manning releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Total Assets ?	$83.9M +4.0% YoY +4.7% QoQ	+$21.7M	$62.2M -0.6% YoY	$560.1M +4.8% YoY	$6.2B +9.1% YoY	76%
Total Loans ?	$40.9M +7.9% YoY -3.8% QoQ	+$6.7M	$34.2M -1.4% YoY	$379.9M +5.0% YoY	$3.2B +10.8% YoY	64%
Total Deposits ?	$70.7M +3.7% YoY +5.2% QoQ	+$18.9M	$51.7M -0.7% YoY	$469.6M +4.4% YoY	$4.8B +8.2% YoY	76%
Return on Assets ?	0.97% +53.4% YoY +36.8% QoQ	+0.13%	0.84% -2.3% YoY	1.31% +22.6% YoY	1.23% +13.4% YoY	52%
Net Interest Margin ?	2.79% +24.0% YoY +9.9% QoQ	-1.07%	3.86% +2.8% YoY	3.52% +10.3% YoY	3.89% +5.7% YoY	Bottom 11.6% in tier
Efficiency Ratio ?	54.72% -13.2% YoY -14.0% QoQ	-33.62%	88.34% +0.3% YoY	58.40% -7.6% YoY	66.95% -4.1% YoY	Top 14.4% in tier
Delinquency Rate ?	0.00%	-1.37%	1.37% +33.8% YoY	0.92% +14.5% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	57.90% +4.1% YoY -8.5% QoQ	-6.31%	64.22% -0.7% YoY	77.40% +1.1% YoY	76.70% +0.9% YoY	61%
Non-Interest-Bearing Deposit Share ?	12.67% +13.3% YoY +2.3% QoQ	-11.04%	23.71% +0.3% YoY	17.87% +0.7% YoY	22.01% -1.2% YoY	19%
Nonperforming Asset Ratio ?	0.00%	-0.79%	0.79% +28.2% YoY	0.58% +11.7% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	28.63% -5.0% YoY +4.8% QoQ	+1.94%	26.68% +2.0% YoY	14.34% +1.8% YoY	17.06% +0.8% YoY	84%
Non-Interest Income / Assets ?	0.02% +57.3% YoY -66.3% QoQ	-0.64%	0.67% +1.9% YoY	0.12% +10.7% YoY	0.32% +4.1% YoY	15%

Get Full Access to The First National Bank of Manning

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (6 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 1.37%

#1 of 521 Top 0.1% in under $100M

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.79%

#1 of 541 Top 0.1% in under $100M

Efficiency Ratio

profitability

Value: 54.72%

Peer Median: 88.34%

#79 of 541 Top 14.4% in under $100M

Tier 1 Capital Ratio

capital

Value: 28.63%

Peer Median: 26.68%

#89 of 541 Top 16.3% in under $100M

130

Total Assets

size

Value: $83.88M

Peer Median: $62.16M

#130 of 541 Top 23.8% in under $100M

133

Total Deposits

size

Value: $70.67M

Peer Median: $51.74M

#133 of 541 Top 24.4% in under $100M

Top Weaknesses (3 metrics)

479

Net Interest Margin

profitability

Value: 2.79%

Peer Median: 3.86%

#479 of 541 Bottom 11.6% in under $100M

460

Non-Interest Income / Assets

revenue_mix

Value: 0.02%

Peer Median: 0.67%

#460 of 541 Bottom 15.2% in under $100M

439

Non-Interest-Bearing Deposit Share

funding

Value: 12.67%

Peer Median: 23.71%

#439 of 541 Bottom 19.0% in under $100M