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Logan State Bank

under $100M Specialty: Agricultural IA FDIC cert 4476

Designations: ✓ Community bank

Logan, IA

2 branches across IA

537 banks in the under $100M peer group nationally 33 in IA
View under $100M leaderboard (IA) →

Logan State Bank shows strong momentum with 4 strengths and 7.4% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.34% above tier average
  • + Net Interest Margin 0.18% above tier average
  • + Efficiency Ratio 20.78% below tier average
  • + Delinquency Rate 0.83% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Logan State Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IA) National Avg Tier Percentile
Total Assets ? $90.5M
+7.4% YoY +4.2% QoQ
+$28.3M $62.3M
-0.5% YoY
$560.1M
+4.8% YoY
$6.2B
+9.0% YoY
Top 11.4% in tier
Total Loans ? $78.5M
+6.6% YoY +0.4% QoQ
+$44.2M $34.3M
-1.5% YoY
$379.9M
+5.0% YoY
$3.2B
+10.7% YoY
Top 1.5% in tier
Total Deposits ? $82.3M
+7.3% YoY +4.5% QoQ
+$30.4M $51.8M
-0.6% YoY
$469.6M
+4.4% YoY
$4.8B
+8.0% YoY
Top 5.4% in tier
Return on Assets ? 1.19%
+12.3% YoY -5.4% QoQ
+0.34% 0.86%
-3.6% YoY
1.31%
+22.6% YoY
1.24%
+13.1% YoY
62%
Net Interest Margin ? 4.05%
+3.4% YoY -2.5% QoQ
+0.18% 3.87%
+2.7% YoY
3.52%
+10.3% YoY
3.89%
+5.7% YoY
61%
Efficiency Ratio ? 66.85%
-4.0% YoY +1.1% QoQ
-20.78% 87.63%
+2.3% YoY
58.40%
-7.6% YoY
66.84%
-3.8% YoY
60%
Delinquency Rate ? 0.53%
+142.6% QoQ
-0.83% 1.36%
+33.7% YoY
0.92%
+14.5% YoY
0.95%
+18.8% YoY
46%
Loan-to-Deposit Ratio ? 95.45%
-0.7% YoY -3.9% QoQ
+31.34% 64.11%
-0.9% YoY
77.40%
+1.1% YoY
76.69%
+0.9% YoY
Bottom 10.8% in tier
Non-Interest-Bearing Deposit Share ? 16.86%
-4.4% YoY -10.7% QoQ
-6.92% 23.79%
+0.5% YoY
17.87%
+0.7% YoY
22.01%
-1.1% YoY
29%
Nonperforming Asset Ratio ? 0.46%
+133.9% QoQ
-0.31% 0.77%
+28.7% YoY
0.58%
+11.7% YoY
0.66%
+19.3% YoY
40%
Tier 1 Capital Ratio ? 11.95%
-0.4% YoY -0.3% QoQ
-14.83% 26.77%
+2.0% YoY
14.34%
+1.8% YoY
17.06%
+0.8% YoY
22%
Non-Interest Income / Assets ? 0.06%
-3.4% YoY -79.0% QoQ
-0.61% 0.67%
+1.6% YoY
0.12%
+10.7% YoY
0.32%
+4.0% YoY
49%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 537 peers in under $100M

Top Strengths (3 metrics)

9
Total Loans
size
Value: $78.51M
Peer Median: $34.29M
#9 of 537 Top 1.5% in under $100M
30
Total Deposits
size
Value: $82.26M
Peer Median: $51.83M
#30 of 537 Top 5.4% in under $100M
62
Total Assets
size
Value: $90.54M
Peer Median: $62.28M
#62 of 537 Top 11.4% in under $100M

Top Weaknesses (2 metrics)

480
Loan-to-Deposit Ratio
liquidity
Value: 95.45%
Peer Median: 64.11%
#480 of 537 Bottom 10.8% in under $100M
419
Tier 1 Capital Ratio
capital
Value: 11.95%
Peer Median: 26.77%
#419 of 537 Bottom 22.2% in under $100M
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