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First Bank Hampton

$100M-$1B Specialty: Agricultural IA FDIC cert 4464

Hampton, IA

2 branches across IA

2664 banks in the $100M-$1B peer group nationally 166 in IA
View $100M-$1B leaderboard (IA) →

First Bank Hampton has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Profitability Leader: Top 22.5% in tier
  • + Net Interest Margin 0.41% above tier average
  • + Efficiency Ratio 18.88% below tier average

Key Concerns

Areas that may need attention

  • - Non-Interest-Bearing Deposit Share 18.65% below tier average
Get updates when First Bank Hampton releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IA) National Avg Tier Percentile
Total Assets ? $252.6M
+4.5% YoY +3.4% QoQ
-$133.5M $386.1M
+0.5% YoY
$560.1M
+4.8% YoY
$6.2B
+9.1% YoY
38%
Total Loans ? $197.9M
+5.2% YoY +2.0% QoQ
-$57.8M $255.7M
+1.1% YoY
$379.9M
+5.0% YoY
$3.2B
+10.8% YoY
48%
Total Deposits ? $222.5M
+3.3% YoY +3.1% QoQ
-$105.4M $328.0M
+0.1% YoY
$469.6M
+4.4% YoY
$4.8B
+8.2% YoY
40%
Return on Assets ? 1.91%
+47.4% YoY +45.4% QoQ
+0.64% 1.27%
+12.9% YoY
1.31%
+22.6% YoY
1.23%
+13.4% YoY
Top 14.9% in tier
Net Interest Margin ? 4.34%
+12.6% YoY +6.0% QoQ
+0.41% 3.93%
+6.0% YoY
3.52%
+10.3% YoY
3.89%
+5.7% YoY
75%
Efficiency Ratio ? 46.40%
-14.3% YoY -14.8% QoQ
-18.88% 65.29%
-4.5% YoY
58.40%
-7.6% YoY
66.95%
-4.1% YoY
Top 10.4% in tier
Delinquency Rate ? 0.93%
-6.6% YoY +7.4% QoQ
+0.04% 0.89%
+18.8% YoY
0.92%
+14.5% YoY
0.95%
+18.8% YoY
30%
Loan-to-Deposit Ratio ? 88.92%
+1.9% YoY -1.1% QoQ
+12.28% 76.64%
+0.8% YoY
77.40%
+1.1% YoY
76.70%
+0.9% YoY
26%
Non-Interest-Bearing Deposit Share ? 3.37%
-2.7% YoY -40.9% QoQ
-18.65% 22.02%
-1.0% YoY
17.87%
+0.7% YoY
22.01%
-1.2% YoY
Bottom 2.3% in tier
Nonperforming Asset Ratio ? 0.77%
-0.3% YoY +12.2% QoQ
+0.13% 0.64%
+19.7% YoY
0.58%
+11.7% YoY
0.67%
+19.3% YoY
27%
Tier 1 Capital Ratio ? 11.48%
+3.2% YoY +0.6% QoQ
-4.35% 15.83%
+1.5% YoY
14.34%
+1.8% YoY
17.06%
+0.8% YoY
29%
Non-Interest Income / Assets ? 0.06%
-22.6% YoY -81.4% QoQ
-0.22% 0.28%
+9.3% YoY
0.12%
+10.7% YoY
0.32%
+4.1% YoY
28%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Profitability Leader

growth
#151 of 666 • Top 22.5% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature
Return on Assets: 1.91%
(Tier: 1.27%, National: 1.23%)
better than tier avg
666 of 666 Community banks match · 926 nationally
→ Stable +3 banks QoQ

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

279
Efficiency Ratio
profitability
Value: 46.40%
Peer Median: 65.29%
#279 of 2664 Top 10.4% in $100M-$1B
398
Return on Assets
profitability
Value: 1.91%
Peer Median: 1.27%
#398 of 2664 Top 14.9% in $100M-$1B
663
Net Interest Margin
profitability
Value: 4.34%
Peer Median: 3.93%
#663 of 2664 Top 24.8% in $100M-$1B

Top Weaknesses (1 metrics)

2603
Non-Interest-Bearing Deposit Share
funding
Value: 3.37%
Peer Median: 22.02%
#2603 of 2664 Bottom 2.3% in $100M-$1B
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