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First Financial Bank, National Association

$1B-$10B Specialty: Commercial IN FDIC cert 4382

Terre Haute, IN

83 branches across IL · IN · TN · KY · GA

884 banks in the $1B-$10B peer group nationally 17 in IN
View $1B-$10B leaderboard (IN) →

First Financial Bank, National Association shows strong momentum with 3 strengths and 10.5% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Net Interest Margin 0.35% above tier average
  • + Efficiency Ratio 3.61% below tier average
  • + Delinquency Rate 0.24% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when First Financial Bank, National Association releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IN) National Avg Tier Percentile
Total Assets ? $6.1B
+10.5% YoY +6.5% QoQ
+$3.3B $2.8B
-0.1% YoY
$2.5B
+12.1% YoY
$6.2B
+9.1% YoY
Top 10.1% in tier
Total Loans ? $4.4B
+14.8% YoY +9.1% QoQ
+$2.4B $2.0B
+0.6% YoY
$1.7B
+14.1% YoY
$3.2B
+10.8% YoY
Top 9.7% in tier
Total Deposits ? $4.9B
+4.5% YoY +6.4% QoQ
+$2.5B $2.3B
-0.3% YoY
$2.0B
+11.8% YoY
$4.8B
+8.2% YoY
Top 11.4% in tier
Return on Assets ? 1.37%
-0.6% YoY -6.1% QoQ
+0.00% 1.37%
+19.6% YoY
0.81%
-6.6% YoY
1.23%
+13.4% YoY
62%
Net Interest Margin ? 4.17%
+1.3% YoY -2.8% QoQ
+0.35% 3.82%
+6.9% YoY
3.60%
+8.5% YoY
3.89%
+5.7% YoY
79%
Efficiency Ratio ? 57.45%
+3.8% YoY +1.3% QoQ
-3.61% 61.06%
-4.6% YoY
105.71%
+27.0% YoY
66.95%
-4.1% YoY
57%
Delinquency Rate ? 0.65%
+139.0% YoY +76.8% QoQ
-0.24% 0.89%
+14.1% YoY
0.90%
+15.9% YoY
0.95%
+18.8% YoY
44%
Loan-to-Deposit Ratio ? 89.90%
+9.8% YoY +2.6% QoQ
+5.70% 84.20%
+0.3% YoY
81.10%
+0.7% YoY
76.70%
+0.9% YoY
38%
Non-Interest-Bearing Deposit Share ? 22.10%
+22.6% YoY +10.6% QoQ
+0.81% 21.29%
-2.5% YoY
17.15%
-0.9% YoY
22.01%
-1.2% YoY
61%
Nonperforming Asset Ratio ? 0.51%
+104.8% YoY +66.0% QoQ
-0.16% 0.67%
+15.6% YoY
0.67%
+21.6% YoY
0.67%
+19.3% YoY
44%
Tier 1 Capital Ratio ? 12.32%
-4.9% YoY -6.1% QoQ
-2.84% 15.16%
+2.0% YoY
16.04%
+1.8% YoY
17.06%
+0.8% YoY
38%
Non-Interest Income / Assets ? 0.20%
-3.3% YoY -77.2% QoQ
-0.06% 0.26%
+1.6% YoY
0.79%
-14.5% YoY
0.32%
+4.1% YoY
71%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (4 metrics)

87
Total Loans
size
Value: $4.37B
Peer Median: $1.96B
#87 of 884 Top 9.7% in $1B-$10B
90
Total Assets
size
Value: $6.12B
Peer Median: $2.82B
#90 of 884 Top 10.1% in $1B-$10B
102
Total Deposits
size
Value: $4.86B
Peer Median: $2.34B
#102 of 884 Top 11.4% in $1B-$10B
187
Net Interest Margin
profitability
Value: 4.17%
Peer Median: 3.82%
#187 of 884 Top 21.0% in $1B-$10B

Top Weaknesses (0 metrics)

No weakness rankings available
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