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BlastPoint's Banking Scorecard

BOKF, National Association

$10B-$250B Specialty: Commercial OK FDIC cert 4214

Tulsa, OK

115 branches across OK · TX · CO · NM · AZ · MO · AR · KS

135 banks in the $10B-$250B peer group nationally 4 in OK
View $10B-$250B leaderboard (OK) →

BOKF, National Association has 1 strength but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.47% below tier average

Key Concerns

Areas that may need attention

  • - ROA 0.13% below tier average
  • - Net Interest Margin 0.88% below tier average
  • - Efficiency Ratio 7.74% above tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (OK) National Avg Tier Percentile
Total Assets ? $53.5B
+6.3% YoY +2.9% QoQ
+$6.1B $47.4B
-2.0% YoY
$1.2B
+6.7% YoY
$6.2B
+9.0% YoY
78%
Total Loans ? $26.0B
+10.8% YoY +2.1% QoQ
-$3.7B $29.6B
-0.4% YoY
$822.6M
+7.2% YoY
$3.2B
+10.7% YoY
71%
Total Deposits ? $38.9B
+0.5% YoY -2.1% QoQ
+$106.3M $38.7B
-1.6% YoY
$956.7M
+4.7% YoY
$4.8B
+8.0% YoY
75%
Return on Assets ? 1.16%
+16.3% YoY +5.7% QoQ
-0.13% 1.28%
+19.3% YoY
1.34%
+7.6% YoY
1.24%
+13.1% YoY
44%
Net Interest Margin ? 2.89%
+1.1% YoY -1.6% QoQ
-0.88% 3.77%
+5.6% YoY
4.25%
+2.4% YoY
3.89%
+5.7% YoY
21%
Efficiency Ratio ? 61.65%
-6.6% YoY -3.9% QoQ
+7.74% 53.90%
-4.0% YoY
65.16%
-1.8% YoY
66.84%
-3.8% YoY
28%
Delinquency Rate ? 0.56%
-14.5% YoY -6.3% QoQ
-0.47% 1.02%
-4.1% YoY
1.61%
+16.3% YoY
0.95%
+18.8% YoY
63%
Loan-to-Deposit Ratio ? 66.84%
+10.2% YoY +4.3% QoQ
-14.05% 80.88%
+2.0% YoY
73.83%
+1.6% YoY
76.69%
+0.9% YoY
84%
Non-Interest-Bearing Deposit Share ? 19.86%
-7.7% YoY -3.5% QoQ
+0.03% 19.82%
+0.3% YoY
23.68%
-1.7% YoY
22.01%
-1.1% YoY
40%
Nonperforming Asset Ratio ? 0.27%
-11.9% YoY -7.1% QoQ
-0.46% 0.73%
+4.0% YoY
1.12%
+15.3% YoY
0.66%
+19.3% YoY
77%
Tier 1 Capital Ratio ? 11.89%
-4.0% YoY -1.1% QoQ
-3.67% 15.56%
-0.1% YoY
14.36%
-1.8% YoY
17.06%
+0.8% YoY
19%
Non-Interest Income / Assets ? 0.33%
+2.1% YoY -75.2% QoQ
+0.10% 0.23%
+0.9% YoY
0.15%
-5.6% YoY
0.32%
+4.0% YoY
Top 14.8% in tier

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 135 peers in $10B-$250B

Top Strengths (4 metrics)

21
Non-Interest Income / Assets
revenue_mix
Value: 0.33%
Peer Median: 0.23%
#21 of 135 Top 14.8% in $10B-$250B
23
Loan-to-Deposit Ratio
liquidity
Value: 66.84%
Peer Median: 80.88%
#23 of 135 Top 16.3% in $10B-$250B
31
Total Assets
size
Value: $53.49B
Peer Median: $47.36B
#31 of 135 Top 22.2% in $10B-$250B
32
Nonperforming Asset Ratio
credit_quality
Value: 0.27%
Peer Median: 0.73%
#32 of 135 Top 23.0% in $10B-$250B

Top Weaknesses (2 metrics)

111
Tier 1 Capital Ratio
capital
Value: 11.89%
Peer Median: 15.56%
#111 of 135 Bottom 18.5% in $10B-$250B
108
Net Interest Margin
profitability
Value: 2.89%
Peer Median: 3.77%
#108 of 135 Bottom 20.7% in $10B-$250B
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