BlastPoint's Banking Scorecard
Anchor D Bank
Texhoma, OK
4 branches across OK · TX
Anchor D Bank has 3 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.61% above tier average
- + Efficiency Ratio 8.05% below tier average
- + Delinquency Rate 0.78% below tier average
Key Concerns
Areas that may need attention
- - Credit Quality Pressure: Bottom 17.7% in tier
- - Net Interest Margin 0.39% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$389.4M
+1.1% YoY
-1.5% QoQ
|
+$3.3M |
$386.1M
+0.5% YoY
|
$1.2B
+6.7% YoY
|
$6.2B
+9.1% YoY
|
60% |
| Total Loans ? |
$219.7M
-3.7% YoY
-4.6% QoQ
|
-$36.1M |
$255.7M
+1.1% YoY
|
$822.6M
+7.2% YoY
|
$3.2B
+10.8% YoY
|
53% |
| Total Deposits ? |
$338.9M
-0.2% YoY
-1.6% QoQ
|
+$11.0M |
$328.0M
+0.1% YoY
|
$956.7M
+4.7% YoY
|
$4.8B
+8.2% YoY
|
61% |
| Return on Assets ? |
1.88%
+3.8% YoY
+20.2% QoQ
|
+0.61% |
1.27%
+12.9% YoY
|
1.34%
+7.6% YoY
|
1.23%
+13.4% YoY
|
84% |
| Net Interest Margin ? |
3.54%
-7.2% YoY
-5.6% QoQ
|
-0.39% |
3.93%
+6.0% YoY
|
4.25%
+2.4% YoY
|
3.89%
+5.7% YoY
|
32% |
| Efficiency Ratio ? |
57.23%
+7.6% YoY
+7.1% QoQ
|
-8.05% |
65.29%
-4.5% YoY
|
65.16%
-1.8% YoY
|
66.95%
-4.1% YoY
|
68% |
| Delinquency Rate ? | 0.11% | -0.78% |
0.89%
+18.8% YoY
|
1.61%
+16.3% YoY
|
0.95%
+18.8% YoY
|
73% |
| Loan-to-Deposit Ratio ? |
64.81%
-3.5% YoY
-3.0% QoQ
|
-11.83% |
76.64%
+0.8% YoY
|
73.83%
+1.6% YoY
|
76.70%
+0.9% YoY
|
75% |
| Non-Interest-Bearing Deposit Share ? |
21.74%
+2.4% YoY
+6.9% QoQ
|
-0.28% |
22.02%
-1.0% YoY
|
23.68%
-1.7% YoY
|
22.01%
-1.2% YoY
|
53% |
| Nonperforming Asset Ratio ? |
0.07%
+787.2% YoY
+810.0% QoQ
|
-0.57% |
0.64%
+19.7% YoY
|
1.12%
+15.3% YoY
|
0.67%
+19.3% YoY
|
75% |
| Tier 1 Capital Ratio ? |
12.97%
+5.7% YoY
+10.9% QoQ
|
-2.86% |
15.83%
+1.5% YoY
|
14.36%
-1.8% YoY
|
17.06%
+0.8% YoY
|
47% |
| Non-Interest Income / Assets ? |
0.11%
-5.9% YoY
-86.6% QoQ
|
-0.17% |
0.28%
+9.3% YoY
|
0.15%
-5.6% YoY
|
0.32%
+4.1% YoY
|
58% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (1)
Credit Quality Pressure
riskDelinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.