BlastPoint's Banking Scorecard
Bank of Vici
Designations: ✓ Community bank
Vici, OK
Bank of Vici has 2 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest Income / Assets 0.41% below tier average
- + Net Interest Margin 0.57% above tier average
Key Concerns
Areas that may need attention
- - Return on Assets 1.56% below tier average
- - Efficiency Ratio 26.17% above tier average
- - Delinquency Rate 1.09% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$31.7M
-7.5% YoY
+8.9% QoQ
|
-$30.5M |
$62.2M
-0.6% YoY
|
$1.2B
+6.7% YoY
|
$6.2B
+9.1% YoY
|
Bottom 13.7% in tier |
| Total Loans ? |
$14.6M
-16.7% YoY
+2.5% QoQ
|
-$19.6M |
$34.2M
-1.4% YoY
|
$822.6M
+7.2% YoY
|
$3.2B
+10.8% YoY
|
18% |
| Total Deposits ? |
$29.8M
-5.8% YoY
+9.8% QoQ
|
-$22.0M |
$51.7M
-0.7% YoY
|
$956.7M
+4.7% YoY
|
$4.8B
+8.2% YoY
|
19% |
| Return on Assets ? |
-0.72%
+90.0% YoY
+86.9% QoQ
|
-1.56% |
0.84%
-2.3% YoY
|
1.34%
+7.6% YoY
|
1.23%
+13.4% YoY
|
Bottom 9.1% in tier |
| Net Interest Margin ? |
4.43%
+14.9% YoY
+5.6% QoQ
|
+0.57% |
3.86%
+2.8% YoY
|
4.25%
+2.4% YoY
|
3.89%
+5.7% YoY
|
75% |
| Efficiency Ratio ? |
114.51%
-20.0% YoY
-32.6% QoQ
|
+26.17% |
88.34%
+0.3% YoY
|
65.16%
-1.8% YoY
|
66.95%
-4.1% YoY
|
Bottom 9.4% in tier |
| Delinquency Rate ? |
2.46%
-68.0% YoY
-23.7% QoQ
|
+1.09% |
1.37%
+33.8% YoY
|
1.61%
+16.3% YoY
|
0.95%
+18.8% YoY
|
17% |
| Loan-to-Deposit Ratio ? |
49.04%
-11.5% YoY
-6.7% QoQ
|
-15.18% |
64.22%
-0.7% YoY
|
73.83%
+1.6% YoY
|
76.70%
+0.9% YoY
|
70% |
| Non-Interest-Bearing Deposit Share ? |
26.37%
+3.7% YoY
-7.9% QoQ
|
+2.65% |
23.71%
+0.3% YoY
|
23.68%
-1.7% YoY
|
22.01%
-1.2% YoY
|
60% |
| Nonperforming Asset Ratio ? |
1.13%
-71.2% YoY
-28.2% QoQ
|
+0.34% |
0.79%
+28.2% YoY
|
1.12%
+15.3% YoY
|
0.67%
+19.3% YoY
|
22% |
| Tier 1 Capital Ratio ? |
9.10%
-17.1% YoY
-8.0% QoQ
|
-17.58% |
26.68%
+2.0% YoY
|
14.36%
-1.8% YoY
|
17.06%
+0.8% YoY
|
Bottom 1.7% in tier |
| Non-Interest Income / Assets ? |
0.25%
+37.2% YoY
-71.7% QoQ
|
-0.41% |
0.67%
+1.9% YoY
|
0.15%
-5.6% YoY
|
0.32%
+4.1% YoY
|
Top 9.1% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.