BlastPoint's Banking Scorecard

Security Bank

$100M-$1B Specialty: Commercial OK FDIC cert 4178

Tulsa, OK

2664 banks in the $100M-$1B peer group nationally 107 in OK

Security Bank has 4 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Return on Assets 0.89% above tier average
+ Efficiency Ratio 21.70% below tier average
+ Net Interest Margin 0.28% above tier average
+ Delinquency Rate 0.63% below tier average

Key Concerns

Areas that may need attention

- Liquidity Strain: Bottom 12.3% in tier
- Non-Interest Income / Assets 0.26% below tier average

Get updates when Security Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
Total Assets ?	$915.7M +2.6% YoY +1.9% QoQ	+$529.6M	$386.1M +0.5% YoY	$1.2B +6.7% YoY	$6.2B +9.1% YoY	Top 3.1% in tier
Total Loans ?	$750.3M +0.4% YoY +2.0% QoQ	+$494.6M	$255.7M +1.1% YoY	$822.6M +7.2% YoY	$3.2B +10.8% YoY	Top 1.2% in tier
Total Deposits ?	$804.0M +2.0% YoY +1.5% QoQ	+$476.0M	$328.0M +0.1% YoY	$956.7M +4.7% YoY	$4.8B +8.2% YoY	Top 2.1% in tier
Return on Assets ?	2.16% -7.3% YoY -6.3% QoQ	+0.89%	1.27% +12.9% YoY	1.34% +7.6% YoY	1.23% +13.4% YoY	Top 9.4% in tier
Net Interest Margin ?	4.21% +3.7% YoY +0.0% QoQ	+0.28%	3.93% +6.0% YoY	4.25% +2.4% YoY	3.89% +5.7% YoY	69%
Efficiency Ratio ?	43.59% +6.0% YoY +8.3% QoQ	-21.70%	65.29% -4.5% YoY	65.16% -1.8% YoY	66.95% -4.1% YoY	Top 7.3% in tier
Delinquency Rate ?	0.25% -73.4% YoY -15.4% QoQ	-0.63%	0.89% +18.8% YoY	1.61% +16.3% YoY	0.95% +18.8% YoY	60%
Loan-to-Deposit Ratio ?	93.32% -1.6% YoY +0.5% QoQ	+16.68%	76.64% +0.8% YoY	73.83% +1.6% YoY	76.70% +0.9% YoY	17%
Non-Interest-Bearing Deposit Share ?	18.07% +11.7% YoY +9.0% QoQ	-3.94%	22.02% -1.0% YoY	23.68% -1.7% YoY	22.01% -1.2% YoY	37%
Nonperforming Asset Ratio ?	0.25% -72.7% YoY -19.4% QoQ	-0.39%	0.64% +19.7% YoY	1.12% +15.3% YoY	0.67% +19.3% YoY	55%
Tier 1 Capital Ratio ?	13.54% +5.5% YoY +2.1% QoQ	-2.29%	15.83% +1.5% YoY	14.36% -1.8% YoY	17.06% +0.8% YoY	52%
Non-Interest Income / Assets ?	0.02% -18.1% YoY -80.6% QoQ	-0.26%	0.28% +9.3% YoY	0.15% -5.6% YoY	0.32% +4.1% YoY	Bottom 5.7% in tier

Get Full Access to Security Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Liquidity Strain

risk

#80 of 643 • Bottom 12.3% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature

Loan-to-Deposit Ratio: 93.32%

(Tier: 76.64%, National: 76.70%)

worse than tier avg

643 of 643 Community banks match · 1013 nationally

→ Stable -50 banks QoQ | QoQ rank declining

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (5 metrics)

Total Loans

size

Value: $750.31M

Peer Median: $255.72M

#32 of 2664 Top 1.2% in $100M-$1B

Total Deposits

size

Value: $804.01M

Peer Median: $327.97M

#58 of 2664 Top 2.1% in $100M-$1B

Total Assets

size

Value: $915.66M

Peer Median: $386.08M

#84 of 2664 Top 3.1% in $100M-$1B

195

Efficiency Ratio

profitability

Value: 43.59%

Peer Median: 65.29%

#195 of 2664 Top 7.3% in $100M-$1B

251

Return on Assets

profitability

Value: 2.16%

Peer Median: 1.27%

#251 of 2664 Top 9.4% in $100M-$1B

Top Weaknesses (2 metrics)

2514

Non-Interest Income / Assets

revenue_mix

Value: 0.02%

Peer Median: 0.28%

#2514 of 2664 Bottom 5.7% in $100M-$1B

2200

Loan-to-Deposit Ratio

liquidity

Value: 93.32%

Peer Median: 76.64%

#2200 of 2664 Bottom 17.5% in $100M-$1B