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Regent Bank

$1B-$10B Specialty: Commercial OK FDIC cert 4160

Designations: ✓ Community bank

Tulsa, OK

7 branches across OK · MO

884 banks in the $1B-$10B peer group nationally 21 in OK
View $1B-$10B leaderboard (OK) →

Regent Bank has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Net Interest Margin 0.47% above tier average

Key Concerns

Areas that may need attention

  • - Delinquency Rate 1.89% above tier average
  • - Nonperforming Asset Ratio 1.94% above tier average
  • - ROA 0.67% below tier average
  • - Efficiency Ratio 9.38% above tier average
Get updates when Regent Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (OK) National Avg Tier Percentile
Total Assets ? $2.1B
+17.0% YoY +5.1% QoQ
-$742.8M $2.8B
-0.1% YoY
$1.2B
+6.7% YoY
$6.2B
+9.1% YoY
52%
Total Loans ? $1.7B
+16.8% YoY +2.2% QoQ
-$284.9M $2.0B
+0.6% YoY
$822.6M
+7.2% YoY
$3.2B
+10.8% YoY
59%
Total Deposits ? $1.8B
+17.8% YoY +4.7% QoQ
-$533.4M $2.3B
-0.3% YoY
$956.7M
+4.7% YoY
$4.8B
+8.2% YoY
55%
Return on Assets ? 0.69%
-7.7% YoY -36.1% QoQ
-0.67% 1.37%
+19.6% YoY
1.34%
+7.6% YoY
1.23%
+13.4% YoY
16%
Net Interest Margin ? 4.28%
+12.9% YoY +3.0% QoQ
+0.47% 3.82%
+6.9% YoY
4.25%
+2.4% YoY
3.89%
+5.7% YoY
82%
Efficiency Ratio ? 70.44%
+2.0% YoY +14.5% QoQ
+9.38% 61.06%
-4.6% YoY
65.16%
-1.8% YoY
66.95%
-4.1% YoY
22%
Delinquency Rate ? 2.78%
+32.3% YoY +19.8% QoQ
+1.89% 0.89%
+14.1% YoY
1.61%
+16.3% YoY
0.95%
+18.8% YoY
Bottom 5.5% in tier
Loan-to-Deposit Ratio ? 92.81%
-0.8% YoY -2.4% QoQ
+8.61% 84.20%
+0.3% YoY
73.83%
+1.6% YoY
76.70%
+0.9% YoY
29%
Non-Interest-Bearing Deposit Share ? 21.05%
+3.1% YoY -2.3% QoQ
-0.24% 21.29%
-2.5% YoY
23.68%
-1.7% YoY
22.01%
-1.2% YoY
57%
Nonperforming Asset Ratio ? 2.61%
+51.7% YoY +15.9% QoQ
+1.94% 0.67%
+15.6% YoY
1.12%
+15.3% YoY
0.67%
+19.3% YoY
Bottom 3.5% in tier
Tier 1 Capital Ratio ? 10.52%
+3.9% YoY +1.3% QoQ
-4.64% 15.16%
+2.0% YoY
14.36%
-1.8% YoY
17.06%
+0.8% YoY
Bottom 9.4% in tier
Non-Interest Income / Assets ? 0.10%
-10.2% YoY -79.1% QoQ
-0.16% 0.26%
+1.6% YoY
0.15%
-5.6% YoY
0.32%
+4.1% YoY
33%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (1 metrics)

158
Net Interest Margin
profitability
Value: 4.28%
Peer Median: 3.82%
#158 of 884 Top 17.8% in $1B-$10B

Top Weaknesses (5 metrics)

854
Nonperforming Asset Ratio
credit_quality
Value: 2.61%
Peer Median: 0.67%
#854 of 884 Bottom 3.5% in $1B-$10B
833
Delinquency Rate
credit_quality
Value: 2.78%
Peer Median: 0.89%
#833 of 880 Bottom 5.5% in $1B-$10B
802
Tier 1 Capital Ratio
capital
Value: 10.52%
Peer Median: 15.16%
#802 of 884 Bottom 9.4% in $1B-$10B
740
Return on Assets
profitability
Value: 0.69%
Peer Median: 1.37%
#740 of 884 Bottom 16.4% in $1B-$10B
692
Efficiency Ratio
profitability
Value: 70.44%
Peer Median: 61.06%
#692 of 884 Bottom 21.8% in $1B-$10B
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