BlastPoint's Banking Scorecard

1st Bank in Hominy

under $100M Specialty: Other OK FDIC cert 4122

Designations: ✓ Community bank

Hominy, OK

537 banks in the under $100M peer group nationally 38 in OK

1st Bank in Hominy demonstrates 4 strengths

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.47% above tier average
+ Net Interest Margin 0.84% above tier average
+ Efficiency Ratio 19.04% below tier average
+ Delinquency Rate 1.13% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when 1st Bank in Hominy releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
Total Assets ?	$44.5M +4.6% YoY +4.4% QoQ	-$17.8M	$62.3M -0.5% YoY	$1.2B +6.7% YoY	$6.2B +9.0% YoY	26%
Total Loans ?	$17.0M +5.1% YoY +3.7% QoQ	-$17.3M	$34.3M -1.5% YoY	$822.6M +7.2% YoY	$3.2B +10.7% YoY	23%
Total Deposits ?	$41.0M +3.3% YoY +5.4% QoQ	-$10.8M	$51.8M -0.6% YoY	$956.7M +4.7% YoY	$4.8B +8.0% YoY	31%
Return on Assets ?	1.32% +49.0% QoQ	+0.47%	0.86% -3.6% YoY	1.34% +7.6% YoY	1.24% +13.1% YoY	69%
Net Interest Margin ?	4.71% +8.9% YoY +5.4% QoQ	+0.84%	3.87% +2.7% YoY	4.25% +2.4% YoY	3.89% +5.7% YoY	82%
Efficiency Ratio ?	68.59% -0.2% YoY -2.0% QoQ	-19.04%	87.63% +2.3% YoY	65.16% -1.8% YoY	66.84% -3.8% YoY	56%
Delinquency Rate ?	0.23% -37.1% YoY +25.3% QoQ	-1.13%	1.36% +33.7% YoY	1.61% +16.3% YoY	0.95% +18.8% YoY	57%
Loan-to-Deposit Ratio ?	41.52% +1.8% YoY -1.6% QoQ	-22.59%	64.11% -0.9% YoY	73.83% +1.6% YoY	76.69% +0.9% YoY	80%
Non-Interest-Bearing Deposit Share ?	28.58% +5.6% YoY -8.7% QoQ	+4.80%	23.79% +0.5% YoY	23.68% -1.7% YoY	22.01% -1.1% YoY	69%
Nonperforming Asset Ratio ?	0.16% -16.9% YoY +9.3% QoQ	-0.61%	0.77% +28.7% YoY	1.12% +15.3% YoY	0.66% +19.3% YoY	55%
Tier 1 Capital Ratio ?	9.33% -55.4% YoY -0.6% QoQ	-17.44%	26.77% +2.0% YoY	14.36% -1.8% YoY	17.06% +0.8% YoY	Bottom 2.8% in tier
Non-Interest Income / Assets ?	0.10% -6.5% YoY -71.4% QoQ	-0.57%	0.67% +1.6% YoY	0.15% -5.6% YoY	0.32% +4.0% YoY	69%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 537 peers in under $100M

Top Strengths (2 metrics)

Net Interest Margin

profitability

Value: 4.71%

Peer Median: 3.87%

#97 of 537 Top 17.9% in under $100M

111

Loan-to-Deposit Ratio

liquidity

Value: 41.52%

Peer Median: 64.11%

#111 of 537 Top 20.5% in under $100M

Top Weaknesses (2 metrics)

523

Tier 1 Capital Ratio

capital

Value: 9.33%

Peer Median: 26.77%

#523 of 537 Bottom 2.8% in under $100M

417

Total Loans

size

Value: $17.03M

Peer Median: $34.29M

#417 of 537 Bottom 22.5% in under $100M