BlastPoint's Banking Scorecard
Southwest Bank of Weatherford
Designations: ✓ Community bank
Weatherford, OK
Southwest Bank of Weatherford has 3 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.53% above tier average
- + Net Interest Margin 0.24% above tier average
- + Efficiency Ratio 30.40% below tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 0.99% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$82.9M
+5.1% YoY
+5.3% QoQ
|
+$20.8M |
$62.2M
-0.6% YoY
|
$1.2B
+6.7% YoY
|
$6.2B
+9.1% YoY
|
74% |
| Total Loans ? |
$49.3M
+7.8% YoY
+1.1% QoQ
|
+$15.0M |
$34.2M
-1.4% YoY
|
$822.6M
+7.2% YoY
|
$3.2B
+10.8% YoY
|
76% |
| Total Deposits ? |
$72.1M
+5.6% YoY
+6.8% QoQ
|
+$20.4M |
$51.7M
-0.7% YoY
|
$956.7M
+4.7% YoY
|
$4.8B
+8.2% YoY
|
78% |
| Return on Assets ? |
1.36%
-5.1% YoY
+20.8% QoQ
|
+0.53% |
0.84%
-2.3% YoY
|
1.34%
+7.6% YoY
|
1.23%
+13.4% YoY
|
72% |
| Net Interest Margin ? |
4.10%
+1.9% YoY
-4.1% QoQ
|
+0.24% |
3.86%
+2.8% YoY
|
4.25%
+2.4% YoY
|
3.89%
+5.7% YoY
|
63% |
| Efficiency Ratio ? |
57.94%
-2.4% YoY
-10.0% QoQ
|
-30.40% |
88.34%
+0.3% YoY
|
65.16%
-1.8% YoY
|
66.95%
-4.1% YoY
|
78% |
| Delinquency Rate ? |
2.37%
+14.6% YoY
+11.3% QoQ
|
+0.99% |
1.37%
+33.8% YoY
|
1.61%
+16.3% YoY
|
0.95%
+18.8% YoY
|
17% |
| Loan-to-Deposit Ratio ? |
68.28%
+2.1% YoY
-5.4% QoQ
|
+4.07% |
64.22%
-0.7% YoY
|
73.83%
+1.6% YoY
|
76.70%
+0.9% YoY
|
46% |
| Non-Interest-Bearing Deposit Share ? |
28.85%
-6.7% YoY
-2.8% QoQ
|
+5.14% |
23.71%
+0.3% YoY
|
23.68%
-1.7% YoY
|
22.01%
-1.2% YoY
|
70% |
| Nonperforming Asset Ratio ? |
1.41%
+17.5% YoY
+6.9% QoQ
|
+0.62% |
0.79%
+28.2% YoY
|
1.12%
+15.3% YoY
|
0.67%
+19.3% YoY
|
18% |
| Tier 1 Capital Ratio ? |
23.93%
-3.4% YoY
-4.7% QoQ
|
-2.75% |
26.68%
+2.0% YoY
|
14.36%
-1.8% YoY
|
17.06%
+0.8% YoY
|
78% |
| Non-Interest Income / Assets ? |
0.10%
-22.2% YoY
-76.3% QoQ
|
-0.57% |
0.67%
+1.9% YoY
|
0.15%
-5.6% YoY
|
0.32%
+4.1% YoY
|
70% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.