BlastPoint's Banking Scorecard

FNB Coweta

$100M-$1B Specialty: Commercial OK FDIC cert 4071

Coweta, OK

2 branches across OK

2664 banks in the $100M-$1B peer group nationally 107 in OK

FNB Coweta shows strong momentum with 5 strengths and 5.6% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Profitability Leader: Top 19.4% in tier
+ Delinquency Rate 0.89% below tier average
+ Nonperforming Asset Ratio 0.64% below tier average
+ Net Interest Margin 0.51% above tier average
+ Efficiency Ratio 17.13% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when FNB Coweta releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
Total Assets ?	$124.8M +5.6% YoY +0.4% QoQ	-$261.3M	$386.1M +0.5% YoY	$1.2B +6.7% YoY	$6.2B +9.1% YoY	Bottom 7.4% in tier
Total Loans ?	$68.9M +13.0% YoY +1.9% QoQ	-$186.8M	$255.7M +1.1% YoY	$822.6M +7.2% YoY	$3.2B +10.8% YoY	Bottom 7.2% in tier
Total Deposits ?	$113.5M +4.1% YoY -0.0% QoQ	-$214.5M	$328.0M +0.1% YoY	$956.7M +4.7% YoY	$4.8B +8.2% YoY	Bottom 9.9% in tier
Return on Assets ?	2.23% +26.3% YoY +14.0% QoQ	+0.96%	1.27% +12.9% YoY	1.34% +7.6% YoY	1.23% +13.4% YoY	Top 8.2% in tier
Net Interest Margin ?	4.44% +6.7% YoY +1.9% QoQ	+0.51%	3.93% +6.0% YoY	4.25% +2.4% YoY	3.89% +5.7% YoY	80%
Efficiency Ratio ?	48.16% -13.7% YoY -8.6% QoQ	-17.13%	65.29% -4.5% YoY	65.16% -1.8% YoY	66.95% -4.1% YoY	Top 12.7% in tier
Delinquency Rate ?	0.00% -100.0% YoY	-0.89%	0.89% +18.8% YoY	1.61% +16.3% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	60.72% +8.6% YoY +1.9% QoQ	-15.91%	76.64% +0.8% YoY	73.83% +1.6% YoY	76.70% +0.9% YoY	80%
Non-Interest-Bearing Deposit Share ?	25.19% -5.0% YoY +1.8% QoQ	+3.17%	22.02% -1.0% YoY	23.68% -1.7% YoY	22.01% -1.2% YoY	67%
Nonperforming Asset Ratio ?	0.00% -100.0% YoY	-0.64%	0.64% +19.7% YoY	1.12% +15.3% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	10.60% +4.0% YoY +6.6% QoQ	-5.23%	15.83% +1.5% YoY	14.36% -1.8% YoY	17.06% +0.8% YoY	18%
Non-Interest Income / Assets ?	0.09% +5.0% YoY -80.8% QoQ	-0.19%	0.28% +9.3% YoY	0.15% -5.6% YoY	0.32% +4.1% YoY	46%

Get Full Access to FNB Coweta

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Profitability Leader

growth

#130 of 666 • Top 19.4% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature

Return on Assets: 2.23%

(Tier: 1.27%, National: 1.23%)

better than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (6 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#1 of 2654 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#1 of 2664 Top 0.1% in $100M-$1B

220

Return on Assets

profitability

Value: 2.23%

Peer Median: 1.27%

#220 of 2664 Top 8.2% in $100M-$1B

339

Efficiency Ratio

profitability

Value: 48.16%

Peer Median: 65.29%

#339 of 2664 Top 12.7% in $100M-$1B

524

Loan-to-Deposit Ratio

liquidity

Value: 60.72%

Peer Median: 76.64%

#524 of 2664 Top 19.6% in $100M-$1B

540

Net Interest Margin

profitability

Value: 4.44%

Peer Median: 3.93%

#540 of 2664 Top 20.2% in $100M-$1B

Top Weaknesses (4 metrics)

2473

Total Loans

size

Value: $68.93M

Peer Median: $255.72M

#2473 of 2664 Bottom 7.2% in $100M-$1B

2469

Total Assets

size

Value: $124.80M

Peer Median: $386.08M

#2469 of 2664 Bottom 7.4% in $100M-$1B

2402

Total Deposits

size

Value: $113.51M

Peer Median: $327.97M

#2402 of 2664 Bottom 9.9% in $100M-$1B

2192

Tier 1 Capital Ratio

capital

Value: 10.60%

Peer Median: 15.83%

#2192 of 2664 Bottom 17.8% in $100M-$1B