BlastPoint's Banking Scorecard
BankWest, Inc.
Designations: ✓ Community bank
Pierre, SD
22 branches across SD
BankWest, Inc. has 1 strength but faces 5 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 0.13% above tier average
Key Concerns
Areas that may need attention
- - Capital Thin: Bottom 42.1% in tier
- - Efficiency Ratio 18.36% above tier average
- - Delinquency Rate 1.30% above tier average
- - Nonperforming Asset Ratio 1.03% above tier average
- - ROA 0.72% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (SD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.9B
+6.0% YoY
+1.5% QoQ
|
-$896.0M |
$2.8B
-0.1% YoY
|
$68.7B
+9.0% YoY
|
$6.2B
+9.1% YoY
|
48% |
| Total Loans ? |
$1.4B
+7.5% YoY
+0.1% QoQ
|
-$608.7M |
$2.0B
+0.6% YoY
|
$30.8B
+10.3% YoY
|
$3.2B
+10.8% YoY
|
50% |
| Total Deposits ? |
$1.6B
+8.7% YoY
+3.4% QoQ
|
-$705.2M |
$2.3B
-0.3% YoY
|
$54.8B
+8.5% YoY
|
$4.8B
+8.2% YoY
|
49% |
| Return on Assets ? |
0.65%
+79.7% YoY
+3.1% QoQ
|
-0.72% |
1.37%
+19.6% YoY
|
1.41%
+1.8% YoY
|
1.23%
+13.4% YoY
|
Bottom 14.0% in tier |
| Net Interest Margin ? |
3.95%
+2.8% YoY
+1.8% QoQ
|
+0.13% |
3.82%
+6.9% YoY
|
4.19%
+0.4% YoY
|
3.89%
+5.7% YoY
|
69% |
| Efficiency Ratio ? |
79.42%
+2.1% YoY
+0.9% QoQ
|
+18.36% |
61.06%
-4.6% YoY
|
64.00%
-0.6% YoY
|
66.95%
-4.1% YoY
|
Bottom 9.0% in tier |
| Delinquency Rate ? |
2.19%
+87.1% YoY
+40.8% QoQ
|
+1.30% |
0.89%
+14.1% YoY
|
0.59%
+45.1% YoY
|
0.95%
+18.8% YoY
|
Bottom 8.3% in tier |
| Loan-to-Deposit Ratio ? |
82.78%
-1.2% YoY
-3.2% QoQ
|
-1.42% |
84.20%
+0.3% YoY
|
71.70%
+0.3% YoY
|
76.70%
+0.9% YoY
|
60% |
| Non-Interest-Bearing Deposit Share ? |
17.04%
-8.6% YoY
-1.7% QoQ
|
-4.25% |
21.29%
-2.5% YoY
|
23.74%
-0.7% YoY
|
22.01%
-1.2% YoY
|
36% |
| Nonperforming Asset Ratio ? |
1.70%
+109.0% YoY
+33.8% QoQ
|
+1.03% |
0.67%
+15.6% YoY
|
0.41%
+39.3% YoY
|
0.67%
+19.3% YoY
|
Bottom 8.7% in tier |
| Tier 1 Capital Ratio ? |
10.66%
+4.6% YoY
+4.2% QoQ
|
-4.50% |
15.16%
+2.0% YoY
|
15.79%
+0.8% YoY
|
17.06%
+0.8% YoY
|
Bottom 11.3% in tier |
| Non-Interest Income / Assets ? |
0.28%
+0.1% YoY
-73.8% QoQ
|
+0.02% |
0.26%
+1.6% YoY
|
0.27%
+0.0% YoY
|
0.32%
+4.1% YoY
|
85% |
Get Full Access to BankWest, Inc.
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (1)
Capital Thin
riskTier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.