BlastPoint's Banking Scorecard
Anstaff Bank
Designations: ✓ Community bank ✓ CDFI-certified
Green Forest, AR
14 branches across AR
Anstaff Bank shows strong momentum with 4 strengths and 7.7% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + Credit Quality Leader: Top 36.4% in tier
- + Profitability Leader: Top 38.9% in tier
- + Net Interest Margin 0.09% above tier average
- + Efficiency Ratio 6.67% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.2B
+7.7% YoY
+3.1% QoQ
|
-$1.6B |
$2.8B
-0.1% YoY
|
$2.3B
+2.8% YoY
|
$6.2B
+9.1% YoY
|
15% |
| Total Loans ? |
$870.0M
+12.0% YoY
+3.6% QoQ
|
-$1.1B |
$2.0B
+0.6% YoY
|
$1.7B
+6.4% YoY
|
$3.2B
+10.8% YoY
|
21% |
| Total Deposits ? |
$1.1B
+6.7% YoY
+3.0% QoQ
|
-$1.3B |
$2.3B
-0.3% YoY
|
$1.9B
+3.0% YoY
|
$4.8B
+8.2% YoY
|
20% |
| Return on Assets ? |
1.90%
+24.5% YoY
+11.4% QoQ
|
+0.54% |
1.37%
+19.6% YoY
|
1.34%
+14.2% YoY
|
1.23%
+13.4% YoY
|
Top 13.5% in tier |
| Net Interest Margin ? |
3.90%
+13.2% YoY
+4.8% QoQ
|
+0.09% |
3.82%
+6.9% YoY
|
4.08%
+8.2% YoY
|
3.89%
+5.7% YoY
|
66% |
| Efficiency Ratio ? |
54.39%
-7.5% YoY
-1.5% QoQ
|
-6.67% |
61.06%
-4.6% YoY
|
61.77%
-4.8% YoY
|
66.95%
-4.1% YoY
|
66% |
| Delinquency Rate ? |
0.11%
-10.3% YoY
-33.4% QoQ
|
-0.78% |
0.89%
+14.1% YoY
|
1.02%
+24.4% YoY
|
0.95%
+18.8% YoY
|
Top 12.5% in tier |
| Loan-to-Deposit Ratio ? |
82.29%
+5.0% YoY
+0.5% QoQ
|
-1.91% |
84.20%
+0.3% YoY
|
80.49%
+1.3% YoY
|
76.70%
+0.9% YoY
|
61% |
| Non-Interest-Bearing Deposit Share ? |
13.62%
+1.9% YoY
+4.3% QoQ
|
-7.67% |
21.29%
-2.5% YoY
|
19.62%
+0.8% YoY
|
22.01%
-1.2% YoY
|
23% |
| Nonperforming Asset Ratio ? |
0.12%
+30.5% YoY
-27.0% QoQ
|
-0.55% |
0.67%
+15.6% YoY
|
0.79%
+32.8% YoY
|
0.67%
+19.3% YoY
|
83% |
| Tier 1 Capital Ratio ? |
12.63%
+3.9% YoY
+1.3% QoQ
|
-2.53% |
15.16%
+2.0% YoY
|
13.59%
+0.0% YoY
|
17.06%
+0.8% YoY
|
42% |
| Non-Interest Income / Assets ? |
0.13%
+2.5% YoY
-76.1% QoQ
|
-0.13% |
0.26%
+1.6% YoY
|
0.18%
-3.1% YoY
|
0.32%
+4.1% YoY
|
43% |
Get Full Access to Anstaff Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (2)
Credit Quality Leader
growthBest-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.
Profitability Leader
growthTop-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.