BlastPoint's Banking Scorecard

Branson Bank

$100M-$1B Specialty: Commercial MO FDIC cert 35420

Branson, MO

6 branches across MO

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 140 in MO.
Deposits +7.9% year over year ($372.9M on the books).
Delinquency rate 0.61%.
Return on assets 1.45%.
Efficiency ratio 61.61% vs a 64.48% peer average.
Loan-to-deposit ratio 95.13% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 140 in MO

View $100M-$1B leaderboard (MO) →

Branson Bank has 4 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.13% above tier average
+ Net Interest Margin 0.67% above tier average
+ Efficiency Ratio 2.87% below tier average
+ Delinquency Rate 0.31% below tier average

Key Concerns

Areas that may need attention

- Liquidity Strain: Bottom 43.1% in tier

Get updates when Branson Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
Total Assets ?	$414.1M +7.8% YoY +1.0% QoQ	+$27.6M	$386.6M +1.2% YoY	$1.6B +6.4% YoY	$6.3B +7.7% YoY	63%
Total Loans ?	$354.8M +7.2% YoY +1.9% QoQ	+$96.4M	$258.3M +1.7% YoY	$1.0B +10.0% YoY	$3.2B +9.4% YoY	75%
Total Deposits ?	$372.9M +7.9% YoY +1.5% QoQ	+$46.2M	$326.7M +0.7% YoY	$1.3B +6.1% YoY	$4.9B +7.3% YoY	66%
Return on Assets ?	1.45% +10.1% YoY -0.0% QoQ	+0.13%	1.32% +10.8% YoY	1.46% +5.9% YoY	1.30% +12.1% YoY	63%
Net Interest Margin ?	4.65% +6.1% YoY +1.0% QoQ	+0.67%	3.99% +5.0% YoY	4.55% +0.7% YoY	3.95% +4.9% YoY	84%
Efficiency Ratio ?	61.61% -1.7% YoY -1.0% QoQ	-2.87%	64.48% -3.2% YoY	59.57% -3.2% YoY	70.05% +2.5% YoY	52%
Delinquency Rate ?	0.61% -15.6% YoY -3.9% QoQ	-0.31%	0.92% +15.7% YoY	0.82% +12.6% YoY	0.98% +16.3% YoY	41%
Loan-to-Deposit Ratio ?	95.13% -0.7% YoY +0.4% QoQ	+17.18%	77.95% +1.0% YoY	80.82% +1.6% YoY	79.03% +2.3% YoY	16%
Non-Interest-Bearing Deposit Share ?	22.52% -1.4% YoY +0.8% QoQ	+0.49%	22.03% -0.6% YoY	20.71% -0.5% YoY	21.98% -0.6% YoY	57%
Nonperforming Asset Ratio ?	0.53% -14.5% YoY -1.4% QoQ	-0.14%	0.67% +16.4% YoY	0.67% +14.9% YoY	0.69% +15.8% YoY	38%
Tier 1 Capital Ratio ?	11.24% +0.7% YoY +2.3% QoQ	-4.67%	15.91% +1.4% YoY	15.38% -1.1% YoY	17.09% +0.8% YoY	26%
Non-Interest Income / Assets ?	0.44% +12.0% YoY +95.1% QoQ	-0.13%	0.57% +7.6% YoY	0.58% +5.8% YoY	0.66% +5.2% YoY	Top 12.0% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
Noninterest-Bearing	22.5% -0.3pp YoY +0.2pp QoQ	+0.4pp	22.1%	20.9%	22.2%	56%
Brokered Deposits	2.7% -0.2pp YoY 0.0pp QoQ	-5.1pp	7.9%	7.4%	8.5%	36%

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
C&I	4.3% -0.1pp YoY -0.2pp QoQ	-7.3pp	11.6%	12.3%	12.5%	16%
CRE	43.9% -3.6pp YoY -0.6pp QoQ	+4.3pp	39.5%	36.8%	41.4%	60%
1-4 Family	44.7% +4.8pp YoY +1.2pp QoQ	+12.1pp	32.6%	31.9%	31.3%	77%
Consumer	4.7% -0.6pp YoY -0.3pp QoQ	+0.6pp	4.1%	4.1%	5.0%	75%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
CET1 Ratio	11.2% +0.1pp YoY +0.2pp QoQ	-7.6pp	18.8%	18.5%	19.7%	10%
Leverage Ratio	9.2% +0.1pp YoY 0.0pp QoQ	-3.0pp	12.2%	11.6%	12.6%	15%
Total Capital Ratio	12.5% +0.1pp YoY +0.3pp QoQ	-7.4pp	19.9%	19.6%	20.8%	11%

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
Full-Time Employees	77 +2 (+2.7%) YoY -2 (-2.5%) QoQ	+18	58	162	482	75%
Assets per Employee ($)	$5.4M +5.0% YoY +3.6% QoQ	-$2.1M	$7.5M	$8.0M	$8.8M	21%
Branch Count	6 0 YoY 0 QoQ	+1	4	10	18	66%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
Past Due 90+ Days	n/a	n/a	0.3%	0.3%	0.4%	n/a
Nonaccrual	0.6% -0.1pp YoY 0.0pp QoQ	-0.3pp	0.9%	0.8%	1.0%	58%
Allowance Coverage	1.97x +23.7% YoY +6.5% QoQ	-22.18x	24.15x	10.47x	20.23x	47%
Net Charge-off Rate (YTD)	-0.0% 0.0pp YoY 0.0pp QoQ	-0.2pp	0.1%	0.3%	0.2%	18%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (MO)	National Avg	Tier Percentile
ROE	16.1% +1.5pp YoY -0.1pp QoQ	+3.9pp	12.2%	14.3%	11.6%	74%
Cost of Funds (YTD)	1.9% -0.2pp YoY 0.0pp QoQ	+0.1pp	1.7%	1.8%	1.7%	62%
Net Income ($, YTD)	$3.0M +20.0% YoY — QoQ	+$422K	$2.6M	$11.3M	$40.4M	70%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Liquidity Strain

risk

#299 of 691 • Bottom 43.1% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature

Loan-to-Deposit Ratio: 95.13%

(Tier: 77.95%, National: 79.03%)

worse than tier avg

691 of 691 Community banks match · 1092 nationally

→ Stable +81 banks QoQ | QoQ rank declining

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (2 metrics)

317

Non-Interest Income / Assets

revenue_mix

Value: 0.44%

Peer Median: 0.57%

#317 of 2643 Top 12.0% in $100M-$1B

421

Net Interest Margin

profitability

Value: 4.65%

Peer Median: 3.99%

#421 of 2643 Top 15.9% in $100M-$1B

Top Weaknesses (1 metrics)

2219

Loan-to-Deposit Ratio

liquidity

Value: 95.13%

Peer Median: 77.95%

#2219 of 2643 Bottom 16.1% in $100M-$1B