BlastPoint's Banking Scorecard

Community Bank of Wichita, Inc.

$100M-$1B Specialty: Commercial KS FDIC cert 35118

Wichita, KS

2 branches across KS

2664 banks in the $100M-$1B peer group nationally 118 in KS

Community Bank of Wichita, Inc. has 1 strength but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Net Interest Margin 0.53% above tier average

Key Concerns

Areas that may need attention

- ROA 0.17% below tier average
- Efficiency Ratio 0.53% above tier average
- Delinquency Rate 0.24% above tier average

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Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (KS)	National Avg	Tier Percentile
Total Assets ?	$126.2M +10.6% YoY +3.9% QoQ	-$259.9M	$386.1M +0.5% YoY	$509.2M +7.2% YoY	$6.2B +9.1% YoY	Bottom 7.8% in tier
Total Loans ?	$98.5M +16.8% YoY +1.8% QoQ	-$157.2M	$255.7M +1.1% YoY	$338.5M +8.8% YoY	$3.2B +10.8% YoY	19%
Total Deposits ?	$115.6M +10.4% YoY +3.7% QoQ	-$212.4M	$328.0M +0.1% YoY	$424.4M +7.3% YoY	$4.8B +8.2% YoY	Bottom 10.6% in tier
Return on Assets ?	1.10% +26.2% YoY +5.6% QoQ	-0.17%	1.27% +12.9% YoY	1.40% +19.8% YoY	1.23% +13.4% YoY	44%
Net Interest Margin ?	4.46% +10.3% YoY +4.6% QoQ	+0.53%	3.93% +6.0% YoY	3.92% +4.5% YoY	3.89% +5.7% YoY	81%
Efficiency Ratio ?	65.82% -10.6% YoY -3.8% QoQ	+0.53%	65.29% -4.5% YoY	62.29% -5.0% YoY	66.95% -4.1% YoY	42%
Delinquency Rate ?	1.13% +110.4% YoY +162.3% QoQ	+0.24%	0.89% +18.8% YoY	0.77% +10.4% YoY	0.95% +18.8% YoY	26%
Loan-to-Deposit Ratio ?	85.19% +5.8% YoY -1.8% QoQ	+8.56%	76.64% +0.8% YoY	71.79% +1.2% YoY	76.70% +0.9% YoY	34%
Non-Interest-Bearing Deposit Share ?	19.73% +3.8% YoY -6.5% QoQ	-2.29%	22.02% -1.0% YoY	22.83% -2.0% YoY	22.01% -1.2% YoY	44%
Nonperforming Asset Ratio ?	0.88% +122.3% YoY +157.1% QoQ	+0.24%	0.64% +19.7% YoY	0.51% +12.5% YoY	0.67% +19.3% YoY	23%
Tier 1 Capital Ratio ?	11.06% +21.3% YoY +0.2% QoQ	-4.77%	15.83% +1.5% YoY	17.98% -0.9% YoY	17.06% +0.8% YoY	24%
Non-Interest Income / Assets ?	0.05% -27.4% YoY -81.1% QoQ	-0.23%	0.28% +9.3% YoY	0.28% -1.8% YoY	0.32% +4.1% YoY	22%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (1 metrics)

519

Net Interest Margin

profitability

Value: 4.46%

Peer Median: 3.93%

#519 of 2664 Top 19.4% in $100M-$1B

Top Weaknesses (6 metrics)

2457

Total Assets

size

Value: $126.16M

Peer Median: $386.08M

#2457 of 2664 Bottom 7.8% in $100M-$1B

2383

Total Deposits

size

Value: $115.59M

Peer Median: $327.97M

#2383 of 2664 Bottom 10.6% in $100M-$1B

2153

Total Loans

size

Value: $98.47M

Peer Median: $255.72M

#2153 of 2664 Bottom 19.2% in $100M-$1B

2073

Non-Interest Income / Assets

revenue_mix

Value: 0.05%

Peer Median: 0.28%

#2073 of 2664 Bottom 22.2% in $100M-$1B

2051

Nonperforming Asset Ratio

credit_quality

Value: 0.88%

Peer Median: 0.64%

#2051 of 2664 Bottom 23.0% in $100M-$1B

2037

Tier 1 Capital Ratio

capital

Value: 11.06%

Peer Median: 15.83%

#2037 of 2664 Bottom 23.6% in $100M-$1B