BlastPoint's Banking Scorecard
Buckeye Community Bank
Elyria, OH
2 branches across OH
Buckeye Community Bank has 2 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 0.21% above tier average
- + Delinquency Rate 0.88% below tier average
Key Concerns
Areas that may need attention
- - ROA 0.63% below tier average
- - Efficiency Ratio 18.33% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$245.1M
+6.3% YoY
-1.0% QoQ
|
-$141.0M |
$386.1M
+0.5% YoY
|
$35.8B
+10.6% YoY
|
$6.2B
+9.1% YoY
|
36% |
| Total Loans ? |
$188.7M
+7.7% YoY
-2.2% QoQ
|
-$67.0M |
$255.7M
+1.1% YoY
|
$15.7B
+12.8% YoY
|
$3.2B
+10.8% YoY
|
46% |
| Total Deposits ? |
$214.0M
+6.4% YoY
-1.3% QoQ
|
-$114.0M |
$328.0M
+0.1% YoY
|
$25.9B
+8.5% YoY
|
$4.8B
+8.2% YoY
|
38% |
| Return on Assets ? |
0.64%
+55.8% YoY
+3.4% QoQ
|
-0.63% |
1.27%
+12.9% YoY
|
1.12%
+9.9% YoY
|
1.23%
+13.4% YoY
|
18% |
| Net Interest Margin ? |
4.14%
+3.1% YoY
-0.3% QoQ
|
+0.21% |
3.93%
+6.0% YoY
|
3.58%
+7.5% YoY
|
3.89%
+5.7% YoY
|
65% |
| Efficiency Ratio ? |
83.61%
-2.9% YoY
+2.9% QoQ
|
+18.33% |
65.29%
-4.5% YoY
|
72.65%
-4.0% YoY
|
66.95%
-4.1% YoY
|
Bottom 11.5% in tier |
| Delinquency Rate ? |
0.01%
-73.0% YoY
-26.4% QoQ
|
-0.88% |
0.89%
+18.8% YoY
|
0.65%
+14.5% YoY
|
0.95%
+18.8% YoY
|
Top 13.8% in tier |
| Loan-to-Deposit Ratio ? |
88.19%
+1.2% YoY
-0.9% QoQ
|
+11.55% |
76.64%
+0.8% YoY
|
79.14%
+0.8% YoY
|
76.70%
+0.9% YoY
|
28% |
| Non-Interest-Bearing Deposit Share ? |
26.66%
-15.6% YoY
-7.5% QoQ
|
+4.64% |
22.02%
-1.0% YoY
|
18.08%
-0.4% YoY
|
22.01%
-1.2% YoY
|
72% |
| Nonperforming Asset Ratio ? |
0.01%
-72.7% YoY
-27.3% QoQ
|
-0.63% |
0.64%
+19.7% YoY
|
0.44%
+14.5% YoY
|
0.67%
+19.3% YoY
|
Top 13.3% in tier |
| Tier 1 Capital Ratio ? |
15.75%
-2.8% YoY
+2.7% QoQ
|
-0.08% |
15.83%
+1.5% YoY
|
19.44%
+3.1% YoY
|
17.06%
+0.8% YoY
|
71% |
| Non-Interest Income / Assets ? |
0.05%
-8.7% YoY
-78.1% QoQ
|
-0.23% |
0.28%
+9.3% YoY
|
0.57%
-2.4% YoY
|
0.32%
+4.1% YoY
|
21% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.