BlastPoint's Banking Scorecard

Parke Bank

$1B-$10B Specialty: Commercial NJ FDIC cert 34888

Designations: ✓ Community bank

Sewell, NJ

8 branches across NJ · PA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 885 banks in the $1B-$10B peer group nationwide — 1 of 18 in NJ.
Deposits +3.8% year over year ($1.8B on the books).
Delinquency rate 0.27%.
Return on assets 2.18%.
Efficiency ratio 29.63% vs a 59.73% peer average.
Loan-to-deposit ratio 113.25% vs a 85.04% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

885 banks in the $1B-$10B peer group nationally 18 in NJ

View $1B-$10B leaderboard (NJ) →

Parke Bank has 4 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Profitability Leader: Top 13.1% in tier
+ Efficiency Ratio 30.10% below tier average
+ Net Interest Margin 0.34% above tier average
+ Delinquency Rate 0.60% below tier average

Key Concerns

Areas that may need attention

- Loan-to-Deposit Ratio 28.22% above tier average
- Non-Interest Income / Assets 0.45% below tier average

Get updates when Parke Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (NJ)	National Avg	Tier Percentile
Total Assets ?	$2.3B +6.1% YoY +4.1% QoQ	-$490.6M	$2.8B -0.6% YoY	$4.4B +7.9% YoY	$6.3B +7.7% YoY	57%
Total Loans ?	$2.0B +5.0% YoY -0.6% QoQ	+$33.5M	$2.0B -0.3% YoY	$3.3B +6.8% YoY	$3.2B +9.4% YoY	67%
Total Deposits ?	$1.8B +3.8% YoY +3.6% QoQ	-$555.8M	$2.3B -0.5% YoY	$3.6B +8.2% YoY	$4.9B +7.3% YoY	53%
Return on Assets ?	2.18% +32.8% YoY +0.5% QoQ	+0.79%	1.39% +17.0% YoY	0.53% -11.1% YoY	1.30% +12.1% YoY	Top 7.0% in tier
Net Interest Margin ?	4.21% +21.3% YoY +1.0% QoQ	+0.34%	3.87% +6.2% YoY	3.11% +4.3% YoY	3.95% +4.9% YoY	78%
Efficiency Ratio ?	29.63% -14.9% YoY -3.9% QoQ	-30.10%	59.73% -12.6% YoY	78.52% +3.6% YoY	70.05% +2.5% YoY	Top 1.8% in tier
Delinquency Rate ?	0.27% -54.0% YoY -42.1% QoQ	-0.60%	0.87% +11.7% YoY	0.69% -16.2% YoY	0.98% +16.3% YoY	72%
Loan-to-Deposit Ratio ?	113.25% +1.1% YoY -4.0% QoQ	+28.22%	85.04% -0.1% YoY	81.90% -3.2% YoY	79.03% +2.3% YoY	Bottom 3.6% in tier
Non-Interest-Bearing Deposit Share ?	11.15% -1.9% YoY +13.7% QoQ	-10.12%	21.27% -1.5% YoY	16.56% -0.1% YoY	21.98% -0.6% YoY	Bottom 13.4% in tier
Nonperforming Asset Ratio ?	0.53% -10.1% YoY -4.6% QoQ	-0.15%	0.67% +11.7% YoY	0.61% -0.3% YoY	0.69% +15.8% YoY	42%
Tier 1 Capital Ratio ?	15.88% -4.4% YoY -0.1% QoQ	+1.03%	14.84% -0.4% YoY	19.31% +2.7% YoY	17.09% +0.8% YoY	80%
Non-Interest Income / Assets ?	0.08% -0.4% YoY +95.0% QoQ	-0.45%	0.53% +2.5% YoY	0.77% -2.9% YoY	0.66% +5.2% YoY	Bottom 5.3% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (NJ)	National Avg	Tier Percentile
Noninterest-Bearing	11.2% -0.2pp YoY +1.3pp QoQ	-10.2pp	21.4%	16.6%	22.2%	13%
Brokered Deposits	13.9% +8.8pp YoY +2.6pp QoQ	+4.4pp	9.5%	10.1%	8.5%	80%

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (NJ)	National Avg	Tier Percentile
C&I	1.8% +0.1pp YoY -0.1pp QoQ	-12.2pp	14.0%	6.5%	12.5%	5%
CRE	54.9% +4.9pp YoY +0.6pp QoQ	+4.8pp	50.0%	56.3%	41.4%	64%
1-4 Family	44.8% -5.0pp YoY -0.5pp QoQ	+18.4pp	26.4%	39.4%	31.3%	86%
Consumer	0.2% 0.0pp YoY 0.0pp QoQ	-4.5pp	4.7%	4.3%	5.0%	18%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (NJ)	National Avg	Tier Percentile
CET1 Ratio	n/a	n/a	15.6%	18.8%	19.7%	n/a
Leverage Ratio	15.9% -0.7pp YoY 0.0pp QoQ	+4.6pp	11.3%	13.4%	12.6%	95%
Total Capital Ratio	n/a	n/a	16.7%	19.8%	20.8%	n/a

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (NJ)	National Avg	Tier Percentile
Full-Time Employees	110 +4 (+3.8%) YoY -2 (-1.8%) QoQ	-204	313	336	482	10%
Assets per Employee ($)	$20.9M +2.3% YoY +6.0% QoQ	+$10.5M	$10.5M	$11.2M	$8.8M	96%
Branch Count	8 0 YoY 0 QoQ	-12	20	20	18	20%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (NJ)	National Avg	Tier Percentile
Past Due 90+ Days	n/a	n/a	0.2%	0.1%	0.4%	n/a
Nonaccrual	0.3% -0.3pp YoY -0.2pp QoQ	-0.6pp	0.8%	0.8%	1.0%	28%
Allowance Coverage	6.39x +112.0% YoY +72.2% QoQ	-12.32x	18.71x	6.57x	20.23x	82%
Net Charge-off Rate (YTD)	0.1% +0.1pp YoY +0.1pp QoQ	-0.2pp	0.3%	0.2%	0.2%	66%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (NJ)	National Avg	Tier Percentile
ROE	14.2% +4.0pp YoY 0.0pp QoQ	+1.6pp	12.6%	6.4%	11.6%	67%
Cost of Funds (YTD)	2.8% -0.4pp YoY 0.0pp QoQ	+0.8pp	1.9%	1.9%	1.7%	92%
Net Income ($, YTD)	$24.6M +39.2% YoY — QoQ	+$5.3M	$19.2M	$19.8M	$40.4M	76%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Profitability Leader

growth

#30 of 222 • Top 13.1% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature

Return on Assets: 2.18%

(Tier: 1.39%, National: 1.30%)

better than tier avg

222 of 222 Mid-Market banks match · 923 nationally

→ Stable | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 885 peers in $1B-$10B

Top Strengths (4 metrics)

Efficiency Ratio

profitability

Value: 29.63%

Peer Median: 59.73%

#17 of 885 Top 1.8% in $1B-$10B

Return on Assets

profitability

Value: 2.18%

Peer Median: 1.39%

#63 of 885 Top 7.0% in $1B-$10B

180

Tier 1 Capital Ratio

capital

Value: 15.88%

Peer Median: 14.84%

#180 of 885 Top 20.2% in $1B-$10B

199

Net Interest Margin

profitability

Value: 4.21%

Peer Median: 3.87%

#199 of 885 Top 22.4% in $1B-$10B

Top Weaknesses (3 metrics)

854

Loan-to-Deposit Ratio

liquidity

Value: 113.25%

Peer Median: 85.04%

#854 of 885 Bottom 3.6% in $1B-$10B

839

Non-Interest Income / Assets

revenue_mix

Value: 0.08%

Peer Median: 0.53%

#839 of 885 Bottom 5.3% in $1B-$10B

767

Non-Interest-Bearing Deposit Share

funding

Value: 11.15%

Peer Median: 21.27%

#767 of 885 Bottom 13.4% in $1B-$10B