BlastPoint's Banking Scorecard
Parke Bank
Designations: ✓ Community bank
Sewell, NJ
8 branches across NJ · PA
Parke Bank has 4 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Profitability Leader: Top 14.5% in tier
- + Efficiency Ratio 30.23% below tier average
- + Net Interest Margin 0.35% above tier average
- + Delinquency Rate 0.42% below tier average
Key Concerns
Areas that may need attention
- - Loan-to-Deposit Ratio 33.83% above tier average
- - Non-Interest Income / Assets 0.22% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$2.2B
+3.3% YoY
-1.6% QoQ
|
-$603.2M |
$2.8B
-0.1% YoY
|
$4.1B
+2.0% YoY
|
$6.2B
+9.1% YoY
|
56% |
| Total Loans ? |
$2.0B
+8.6% YoY
+0.4% QoQ
|
+$43.5M |
$2.0B
+0.6% YoY
|
$3.1B
+1.9% YoY
|
$3.2B
+10.8% YoY
|
68% |
| Total Deposits ? |
$1.7B
+1.9% YoY
-3.5% QoQ
|
-$641.8M |
$2.3B
-0.3% YoY
|
$3.3B
+2.8% YoY
|
$4.8B
+8.2% YoY
|
51% |
| Return on Assets ? |
2.17%
+35.3% YoY
+17.9% QoQ
|
+0.80% |
1.37%
+19.6% YoY
|
0.42%
-40.1% YoY
|
1.23%
+13.4% YoY
|
Top 6.8% in tier |
| Net Interest Margin ? |
4.17%
+24.0% YoY
+11.3% QoQ
|
+0.35% |
3.82%
+6.9% YoY
|
3.07%
+6.4% YoY
|
3.89%
+5.7% YoY
|
79% |
| Efficiency Ratio ? |
30.83%
-13.4% YoY
-8.9% QoQ
|
-30.23% |
61.06%
-4.6% YoY
|
81.63%
+9.7% YoY
|
66.95%
-4.1% YoY
|
Top 2.1% in tier |
| Delinquency Rate ? |
0.47%
-23.9% YoY
-13.2% QoQ
|
-0.42% |
0.89%
+14.1% YoY
|
0.74%
-28.2% YoY
|
0.95%
+18.8% YoY
|
56% |
| Loan-to-Deposit Ratio ? |
118.03%
+6.5% YoY
+4.0% QoQ
|
+33.83% |
84.20%
+0.3% YoY
|
82.02%
-3.5% YoY
|
76.70%
+0.9% YoY
|
Bottom 2.6% in tier |
| Non-Interest-Bearing Deposit Share ? |
9.81%
-13.2% YoY
-13.7% QoQ
|
-11.48% |
21.29%
-2.5% YoY
|
16.85%
-1.4% YoY
|
22.01%
-1.2% YoY
|
Bottom 11.3% in tier |
| Nonperforming Asset Ratio ? |
0.55%
-8.3% YoY
-8.7% QoQ
|
-0.12% |
0.67%
+15.6% YoY
|
0.57%
-26.7% YoY
|
0.67%
+19.3% YoY
|
40% |
| Tier 1 Capital Ratio ? |
15.89%
-3.0% YoY
+1.8% QoQ
|
+0.73% |
15.16%
+2.0% YoY
|
20.47%
+20.0% YoY
|
17.06%
+0.8% YoY
|
80% |
| Non-Interest Income / Assets ? |
0.04%
+0.6% YoY
-74.6% QoQ
|
-0.22% |
0.26%
+1.6% YoY
|
0.39%
-6.4% YoY
|
0.32%
+4.1% YoY
|
Bottom 6.0% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (1)
Profitability Leader
growthTop-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.