BlastPoint's Banking Scorecard
Nebraskaland Bank
Designations: ✓ Community bank
North Platte, NE
6 branches across NE · WY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- 1 of 885 banks in the $1B-$10B peer group nationwide — 1 of 21 in NE.
- Deposits +18.0% year over year ($853.7M on the books).
- Delinquency rate 0.29%.
- Return on assets 0.52%.
- Efficiency ratio 72.84% vs a 59.73% peer average.
- Loan-to-deposit ratio 85.53% vs a 85.04% peer average.
Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.
Nebraskaland Bank has 1 strength but faces 4 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.58% below tier average
Key Concerns
Areas that may need attention
- - Return on Assets 0.87% below tier average
- - Net Interest Margin 1.04% below tier average
- - Non-Interest Income / Assets 0.45% below tier average
- - Efficiency Ratio 13.11% above tier average
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.1B
+12.2% YoY
+5.3% QoQ
|
-$1.7B |
$2.8B
-0.6% YoY
|
$801.1M
+6.7% YoY
|
$6.3B
+7.7% YoY
|
Bottom 6.2% in tier |
| Total Loans ? |
$730.2M
+6.8% YoY
+0.7% QoQ
|
-$1.2B |
$2.0B
-0.3% YoY
|
$561.8M
+6.3% YoY
|
$3.2B
+9.4% YoY
|
Bottom 9.2% in tier |
| Total Deposits ? |
$853.7M
+18.0% YoY
+10.4% QoQ
|
-$1.5B |
$2.3B
-0.5% YoY
|
$663.3M
+6.9% YoY
|
$4.9B
+7.3% YoY
|
Bottom 4.1% in tier |
| Return on Assets ? |
0.52%
+48.2% YoY
+8.8% QoQ
|
-0.87% |
1.39%
+17.0% YoY
|
1.39%
+16.4% YoY
|
1.30%
+12.1% YoY
|
Bottom 8.1% in tier |
| Net Interest Margin ? |
2.83%
+12.5% YoY
+1.4% QoQ
|
-1.04% |
3.87%
+6.2% YoY
|
3.85%
+5.8% YoY
|
3.95%
+4.9% YoY
|
Bottom 9.7% in tier |
| Efficiency Ratio ? |
72.84%
-10.1% YoY
-2.1% QoQ
|
+13.11% |
59.73%
-12.6% YoY
|
59.13%
-5.1% YoY
|
70.05%
+2.5% YoY
|
16% |
| Delinquency Rate ? |
0.29%
-75.1% YoY
-0.7% QoQ
|
-0.58% |
0.87%
+11.7% YoY
|
0.76%
-0.0% YoY
|
0.98%
+16.3% YoY
|
70% |
| Loan-to-Deposit Ratio ? |
85.53%
-9.5% YoY
-8.8% QoQ
|
+0.49% |
85.04%
-0.1% YoY
|
80.90%
+0.2% YoY
|
79.03%
+2.3% YoY
|
54% |
| Non-Interest-Bearing Deposit Share ? |
14.16%
-8.0% YoY
-11.6% QoQ
|
-7.11% |
21.27%
-1.5% YoY
|
17.56%
-0.6% YoY
|
21.98%
-0.6% YoY
|
24% |
| Nonperforming Asset Ratio ? |
0.20%
-76.3% YoY
-5.0% QoQ
|
-0.48% |
0.67%
+11.7% YoY
|
0.59%
+4.7% YoY
|
0.69%
+15.8% YoY
|
73% |
| Tier 1 Capital Ratio ? |
9.12%
-5.9% YoY
-3.7% QoQ
|
-5.72% |
14.84%
-0.4% YoY
|
14.05%
+0.1% YoY
|
17.09%
+0.8% YoY
|
Bottom 1.1% in tier |
| Non-Interest Income / Assets ? |
0.08%
-22.1% YoY
+87.9% QoQ
|
-0.45% |
0.53%
+2.5% YoY
|
0.24%
+7.2% YoY
|
0.66%
+5.2% YoY
|
Bottom 6.0% in tier |
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Deposit Composition
% of total deposits
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Noninterest-Bearing |
14.2%
-1.2pp YoY -1.9pp QoQ |
-7.2pp | 21.4% | 17.6% | 22.2% | 24% |
| Brokered Deposits |
5.2%
-1.7pp YoY -0.5pp QoQ |
-4.3pp | 9.5% | 8.9% | 8.5% | 50% |
Loan Composition
% of total loans & leases
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| C&I |
12.4%
-1.6pp YoY -0.2pp QoQ |
-1.6pp | 14.0% | 12.3% | 12.5% | 56% |
| CRE |
46.3%
-1.8pp YoY -0.5pp QoQ |
-3.7pp | 50.0% | 32.3% | 41.4% | 40% |
| 1-4 Family |
19.3%
+0.9pp YoY +0.6pp QoQ |
-7.1pp | 26.4% | 16.9% | 31.3% | 41% |
| Consumer |
1.0%
+0.4pp YoY +0.1pp QoQ |
-3.7pp | 4.7% | 3.1% | 5.0% | 46% |
Capital
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| CET1 Ratio | n/a | n/a | 15.6% | 16.1% | 19.7% | n/a |
| Leverage Ratio |
9.1%
-0.6pp YoY -0.3pp QoQ |
-2.2pp | 11.3% | 12.1% | 12.6% | 15% |
| Total Capital Ratio | n/a | n/a | 16.7% | 17.3% | 20.8% | n/a |
Efficiency & Staffing
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Full-Time Employees |
103
-3 (-2.8%) YoY +3 (+3.0%) QoQ |
-211 | 313 | 98 | 482 | 8% |
| Assets per Employee ($) |
$10.3M
+15.5% YoY +2.2% QoQ |
-$148K | $10.5M | $8.5M | $8.8M | 68% |
| Branch Count |
6
0 YoY 0 QoQ |
-14 | 20 | 7 | 18 | 14% |
Asset Quality
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Past Due 90+ Days | n/a | n/a | 0.2% | 0.4% | 0.4% | n/a |
| Nonaccrual |
0.3%
-0.3pp YoY 0.0pp QoQ |
-0.5pp | 0.8% | 0.8% | 1.0% | 30% |
| Allowance Coverage |
3.38x
+274.6% YoY +3.7% QoQ |
-15.33x | 18.71x | 31.69x | 20.23x | 67% |
| Net Charge-off Rate (YTD) | n/a | n/a | 0.3% | 0.1% | 0.2% | n/a |
Profitability
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| ROE |
6.0%
+2.1pp YoY +0.6pp QoQ |
-6.6pp | 12.6% | 12.3% | 11.6% | 12% |
| Cost of Funds (YTD) |
2.1%
-0.1pp YoY 0.0pp QoQ |
+0.2pp | 1.9% | 1.9% | 1.7% | 67% |
| Net Income ($, YTD) |
$2.7M
+57.8% YoY — QoQ |
-$16.6M | $19.2M | $6.1M | $40.4M | 5% |
Get Full Access to Nebraskaland Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.