BlastPoint's Banking Scorecard

Nebraskaland Bank

$1B-$10B Specialty: Commercial NE FDIC cert 34811

Designations: ✓ Community bank

North Platte, NE

6 branches across NE · WY

884 banks in the $1B-$10B peer group nationally 21 in NE

Nebraskaland Bank has 1 strength but faces 6 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 0.60% below tier average

Key Concerns

Areas that may need attention

- Capital Thin: Bottom 11.3% in tier
- Liquidity Strain: Bottom 38.0% in tier
- Return on Assets 0.89% below tier average
- Non-Interest Income / Assets 0.22% below tier average
- Net Interest Margin 1.03% below tier average
- Efficiency Ratio 13.37% above tier average

Get updates when Nebraskaland Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Total Assets ?	$1.0B +4.2% YoY +2.5% QoQ	-$1.8B	$2.8B -0.1% YoY	$791.1M +6.6% YoY	$6.2B +9.1% YoY	Bottom 1.2% in tier
Total Loans ?	$725.0M +7.5% YoY +3.2% QoQ	-$1.2B	$2.0B +0.6% YoY	$551.6M +6.9% YoY	$3.2B +10.8% YoY	Bottom 9.0% in tier
Total Deposits ?	$773.3M +4.5% YoY +2.9% QoQ	-$1.6B	$2.3B -0.3% YoY	$661.1M +6.6% YoY	$4.8B +8.2% YoY	Bottom 1.7% in tier
Return on Assets ?	0.48% +66.4% YoY +24.5% QoQ	-0.89%	1.37% +19.6% YoY	1.36% +20.0% YoY	1.23% +13.4% YoY	Bottom 8.7% in tier
Net Interest Margin ?	2.79% +16.6% YoY +5.3% QoQ	-1.03%	3.82% +6.9% YoY	3.79% +6.5% YoY	3.89% +5.7% YoY	Bottom 10.6% in tier
Efficiency Ratio ?	74.43% -11.9% YoY -2.2% QoQ	+13.37%	61.06% -4.6% YoY	60.11% -6.9% YoY	66.95% -4.1% YoY	16%
Delinquency Rate ?	0.29% -79.4% YoY -4.2% QoQ	-0.60%	0.89% +14.1% YoY	0.72% +6.8% YoY	0.95% +18.8% YoY	70%
Loan-to-Deposit Ratio ?	93.75% +2.9% YoY +0.3% QoQ	+9.55%	84.20% +0.3% YoY	79.63% +0.4% YoY	76.70% +0.9% YoY	27%
Non-Interest-Bearing Deposit Share ?	16.02% +6.9% YoY -3.8% QoQ	-5.27%	21.29% -2.5% YoY	17.92% -1.5% YoY	22.01% -1.2% YoY	32%
Nonperforming Asset Ratio ?	0.21% -78.7% YoY -3.5% QoQ	-0.46%	0.67% +15.6% YoY	0.55% +6.0% YoY	0.67% +19.3% YoY	73%
Tier 1 Capital Ratio ?	9.46% -5.3% YoY +1.1% QoQ	-5.70%	15.16% +2.0% YoY	14.10% +3.9% YoY	17.06% +0.8% YoY	Bottom 1.7% in tier
Non-Interest Income / Assets ?	0.04% -1.2% YoY -75.4% QoQ	-0.22%	0.26% +1.6% YoY	0.12% +3.0% YoY	0.32% +4.1% YoY	Bottom 7.2% in tier

Get Full Access to Nebraskaland Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (2)

Capital Thin

risk

#26 of 221 • Bottom 11.3% in tier

Tier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.

Why this signature

Tier 1 Capital Ratio: 9.46%

(Tier: 15.16%, National: 17.06%)

worse than tier avg

221 of 221 Mid-Market banks match · 926 nationally

→ Stable +3 banks QoQ | QoQ rank improving

Liquidity Strain

risk

#128 of 334 • Bottom 38.0% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature

Loan-to-Deposit Ratio: 93.75%

(Tier: 84.20%, National: 76.70%)

worse than tier avg

334 of 334 Mid-Market banks match · 1013 nationally

→ Stable -50 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 884 peers in $1B-$10B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (8 metrics)

874

Total Assets

size

Value: $1.01B

Peer Median: $2.82B

#874 of 884 Bottom 1.2% in $1B-$10B

870

Tier 1 Capital Ratio

capital

Value: 9.46%

Peer Median: 15.16%

#870 of 884 Bottom 1.7% in $1B-$10B

870

Total Deposits

size

Value: $773.28M

Peer Median: $2.34B

#870 of 884 Bottom 1.7% in $1B-$10B

821

Non-Interest Income / Assets

revenue_mix

Value: 0.04%

Peer Median: 0.26%

#821 of 884 Bottom 7.2% in $1B-$10B

808

Return on Assets

profitability

Value: 0.48%

Peer Median: 1.37%

#808 of 884 Bottom 8.7% in $1B-$10B

805

Total Loans

size

Value: $724.98M

Peer Median: $1.96B

#805 of 884 Bottom 9.0% in $1B-$10B

791

Net Interest Margin

profitability

Value: 2.79%

Peer Median: 3.82%

#791 of 884 Bottom 10.6% in $1B-$10B

747

Efficiency Ratio

profitability

Value: 74.43%

Peer Median: 61.06%

#747 of 884 Bottom 15.6% in $1B-$10B