BlastPoint's Banking Scorecard
EagleBank
Designations: ✓ Community bank
Bethesda, MD
14 branches across MD · DC · VA
EagleBank faces 6 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Deposit Outflow: Bottom 10.8% in tier
- - Net Interest Margin 1.04% below tier average
- - Delinquency Rate 1.80% above tier average
- - Nonperforming Asset Ratio 1.21% above tier average
- - ROA 0.70% below tier average
- - Efficiency Ratio 0.07% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$9.9B
-12.1% YoY
-5.2% QoQ
|
+$7.1B |
$2.8B
-0.1% YoY
|
$1.8B
+4.9% YoY
|
$6.2B
+9.1% YoY
|
Top 0.2% in tier |
| Total Loans ? |
$6.8B
-12.5% YoY
-5.1% QoQ
|
+$4.9B |
$2.0B
+0.6% YoY
|
$1.3B
+7.3% YoY
|
$3.2B
+10.8% YoY
|
Top 1.7% in tier |
| Total Deposits ? |
$8.6B
-7.5% YoY
-6.0% QoQ
|
+$6.3B |
$2.3B
-0.3% YoY
|
$1.6B
+7.4% YoY
|
$4.8B
+8.2% YoY
|
Top 0.1% in tier |
| Return on Assets ? |
0.66%
+423.1% YoY
+155.2% QoQ
|
-0.70% |
1.37%
+19.6% YoY
|
0.90%
+4.7% YoY
|
1.23%
+13.4% YoY
|
15% |
| Net Interest Margin ? |
2.77%
+9.5% YoY
+2.1% QoQ
|
-1.04% |
3.82%
+6.9% YoY
|
3.69%
+5.2% YoY
|
3.89%
+5.7% YoY
|
Bottom 10.0% in tier |
| Efficiency Ratio ? |
61.13%
+3.0% YoY
-4.2% QoQ
|
+0.07% |
61.06%
-4.6% YoY
|
68.69%
-3.5% YoY
|
66.95%
-4.1% YoY
|
46% |
| Delinquency Rate ? |
2.69%
+5.1% YoY
-1.7% QoQ
|
+1.80% |
0.89%
+14.1% YoY
|
1.00%
+1.9% YoY
|
0.95%
+18.8% YoY
|
Bottom 6.0% in tier |
| Loan-to-Deposit Ratio ? |
79.65%
-5.5% YoY
+1.0% QoQ
|
-4.55% |
84.20%
+0.3% YoY
|
87.36%
+2.8% YoY
|
76.70%
+0.9% YoY
|
67% |
| Non-Interest-Bearing Deposit Share ? |
17.32%
-0.0% YoY
+10.4% QoQ
|
-3.97% |
21.29%
-2.5% YoY
|
20.21%
-0.6% YoY
|
22.01%
-1.2% YoY
|
38% |
| Nonperforming Asset Ratio ? |
1.88%
+4.5% YoY
-1.5% QoQ
|
+1.21% |
0.67%
+15.6% YoY
|
0.86%
+7.2% YoY
|
0.67%
+19.3% YoY
|
Bottom 7.4% in tier |
| Tier 1 Capital Ratio ? |
14.13%
-4.7% YoY
+5.8% QoQ
|
-1.03% |
15.16%
+2.0% YoY
|
16.27%
-0.9% YoY
|
17.06%
+0.8% YoY
|
64% |
| Non-Interest Income / Assets ? |
0.13%
+71.7% YoY
-60.0% QoQ
|
-0.13% |
0.26%
+1.6% YoY
|
0.12%
-21.7% YoY
|
0.32%
+4.1% YoY
|
45% |
Get Full Access to EagleBank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (1)
Deposit Outflow
declineDeposits down 0.5%+ YoY. Funding base eroding - rate competition or franchise weakness.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.