BlastPoint's Banking Scorecard

Nationwide Trust Company, FSB

$100M-$1B Specialty: Mortgage OH FDIC cert 34710

Columbus, OH

Non-lending institution — comparison caveats apply

Nationwide Trust Company, FSB is a trust company, wealth-management entity, or similar non-lending FDIC institution. Loan-based ratios (Loan-to-Deposit, Delinquency Rate, Non-Performing Asset Ratio, Non-Interest-Bearing Deposit Share) and capital ratios are mathematically valid but not directly comparable to traditional banks. This bank is excluded from the Signature Analysis leaderboards for the same reason.

2664 banks in the $100M-$1B peer group nationally 98 in OH

View $100M-$1B leaderboard (OH) →

Nationwide Trust Company, FSB has 4 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Revenue Diversifier: Top 3.6% in tier
+ Return on Assets 19.26% above tier average
+ Non-Interest-Bearing Deposit Share 77.98% above tier average
+ Nonperforming Asset Ratio 0.64% below tier average

Key Concerns

Areas that may need attention

- Efficiency Drag: Bottom 0.7% in tier
- Margin Compression: Bottom 61.3% in tier
- Net Interest Margin 3.35% below tier average

Get updates when Nationwide Trust Company, FSB releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (OH)	National Avg	Tier Percentile
Total Assets ?	$166.3M -0.8% YoY -0.4% QoQ	-$219.8M	$386.1M +0.5% YoY	$35.8B +10.6% YoY	$6.2B +9.1% YoY	18%
Total Loans ?	$0	-$255.7M	$255.7M +1.1% YoY	$15.7B +12.8% YoY	$3.2B +10.8% YoY	Bottom 0.4% in tier
Total Deposits ?	$500K 0% YoY 0% QoQ	-$327.5M	$328.0M +0.1% YoY	$25.9B +8.5% YoY	$4.8B +8.2% YoY	Bottom 0.2% in tier
Return on Assets ?	20.53% -3.9% YoY +4.2% QoQ	+19.26%	1.27% +12.9% YoY	1.12% +9.9% YoY	1.23% +13.4% YoY	Top 0.1% in tier
Net Interest Margin ?	0.58% +222.7% YoY +311.1% QoQ	-3.35%	3.93% +6.0% YoY	3.58% +7.5% YoY	3.89% +5.7% YoY	Bottom 0.1% in tier
Efficiency Ratio ?	81.40% +0.6% YoY -0.9% QoQ	+16.12%	65.29% -4.5% YoY	72.65% -4.0% YoY	66.95% -4.1% YoY	Bottom 13.7% in tier
Delinquency Rate ?	-	-	0.89% +18.8% YoY	0.65% +14.5% YoY	0.95% +18.8% YoY	-
Loan-to-Deposit Ratio ?	0.00%	-76.64%	76.64% +0.8% YoY	79.14% +0.8% YoY	76.70% +0.9% YoY	Top 0.1% in tier
Non-Interest-Bearing Deposit Share ?	100.00% 0% YoY 0% QoQ	+77.98%	22.02% -1.0% YoY	18.08% -0.4% YoY	22.01% -1.2% YoY	Top 0.1% in tier
Nonperforming Asset Ratio ?	0.00%	-0.64%	0.64% +19.7% YoY	0.44% +14.5% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	135.38% +11.6% YoY +4.4% QoQ	+119.55%	15.83% +1.5% YoY	19.44% +3.1% YoY	17.06% +0.8% YoY	Top 0.3% in tier
Non-Interest Income / Assets ?	34.90% -2.8% YoY -75.6% QoQ	+34.62%	0.28% +9.3% YoY	0.57% -2.4% YoY	0.32% +4.1% YoY	Top 0.1% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Revenue Diversifier

growth

#25 of 666 • Top 3.6% in tier

Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.

Why this signature

Noninterest Income / Assets: 34.90%

(Tier: 0.28%, National: 0.32%)

better than tier avg

Return on Assets: 20.53%

(Tier: 1.27%, National: 1.23%)

better than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ | QoQ rank declining

Concerns (2)

Efficiency Drag

risk

#4 of 414 • Bottom 0.7% in tier

Efficiency ratio above 80% - operating costs elevated relative to revenue. Margin improvement opportunity.

Why this signature

Efficiency Ratio: 81.40%

(Tier: 65.29%, National: 66.95%)

worse than tier avg

414 of 414 Community banks match · 492 nationally

→ Stable | QoQ rank improving

Margin Compression

decline

#188 of 305 • Bottom 61.3% in tier

Profitability above 0.75% ROA but margins eroding by at least 0.10pp YoY. Something changed - rising costs or falling yields need addressing.

Why this signature

Return on Assets: 20.53%

(Tier: 1.27%, National: 1.23%)

better than tier avg

305 of 305 Community banks match · 407 nationally

↑ Growing +94 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (6 metrics)

Loan-to-Deposit Ratio

liquidity

Value: 0.00%

Peer Median: 76.64%

#1 of 2664 Top 0.1% in $100M-$1B

Non-Interest-Bearing Deposit Share

funding

Value: 100.00%

Peer Median: 22.02%

#1 of 2664 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#1 of 2664 Top 0.1% in $100M-$1B

Return on Assets

profitability

Value: 20.53%

Peer Median: 1.27%

#4 of 2664 Top 0.1% in $100M-$1B

Non-Interest Income / Assets

revenue_mix

Value: 34.90%

Peer Median: 0.28%

#4 of 2664 Top 0.1% in $100M-$1B

Tier 1 Capital Ratio

capital

Value: 135.38%

Peer Median: 15.83%

#10 of 2664 Top 0.3% in $100M-$1B

Top Weaknesses (5 metrics)

2664

Net Interest Margin

profitability

Value: 0.58%

Peer Median: 3.93%

#2664 of 2664 Bottom 0.1% in $100M-$1B

2661

Total Deposits

size

Value: $500,000

Peer Median: $327.97M

#2661 of 2664 Bottom 0.2% in $100M-$1B

2655

Total Loans

size

Value: $0.00

Peer Median: $255.72M

#2655 of 2664 Bottom 0.4% in $100M-$1B

2301

Efficiency Ratio

profitability

Value: 81.40%

Peer Median: 65.29%

#2301 of 2664 Bottom 13.7% in $100M-$1B

2173

Total Assets

size

Value: $166.28M

Peer Median: $386.08M

#2173 of 2664 Bottom 18.5% in $100M-$1B