BlastPoint's Banking Scorecard
Priority Bank
Designations: ✓ CDFI-certified
Fayetteville, AR
3 branches across AR
Priority Bank has 3 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Revenue Diversifier: Top 21.2% in tier
- + ROA 0.60% above tier average
- + Net Interest Margin 0.64% above tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 1.81% above tier average
- - Nonperforming Asset Ratio 1.51% above tier average
- - Efficiency Ratio 1.40% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$150.6M
+13.7% YoY
+1.5% QoQ
|
-$235.5M |
$386.1M
+0.5% YoY
|
$2.3B
+2.8% YoY
|
$6.2B
+9.1% YoY
|
Bottom 14.4% in tier |
| Total Loans ? |
$112.2M
+12.7% YoY
+3.6% QoQ
|
-$143.5M |
$255.7M
+1.1% YoY
|
$1.7B
+6.4% YoY
|
$3.2B
+10.8% YoY
|
24% |
| Total Deposits ? |
$126.6M
+17.5% YoY
+1.5% QoQ
|
-$201.3M |
$328.0M
+0.1% YoY
|
$1.9B
+3.0% YoY
|
$4.8B
+8.2% YoY
|
Bottom 14.1% in tier |
| Return on Assets ? |
1.87%
-16.9% YoY
-15.6% QoQ
|
+0.60% |
1.27%
+12.9% YoY
|
1.34%
+14.2% YoY
|
1.23%
+13.4% YoY
|
84% |
| Net Interest Margin ? |
4.57%
+3.0% YoY
-4.0% QoQ
|
+0.64% |
3.93%
+6.0% YoY
|
4.08%
+8.2% YoY
|
3.89%
+5.7% YoY
|
84% |
| Efficiency Ratio ? |
66.68%
+2.5% YoY
+8.8% QoQ
|
+1.40% |
65.29%
-4.5% YoY
|
61.77%
-4.8% YoY
|
66.95%
-4.1% YoY
|
40% |
| Delinquency Rate ? |
2.70%
-5.2% YoY
+0.2% QoQ
|
+1.81% |
0.89%
+18.8% YoY
|
1.02%
+24.4% YoY
|
0.95%
+18.8% YoY
|
Bottom 7.1% in tier |
| Loan-to-Deposit Ratio ? |
88.58%
-4.1% YoY
+2.1% QoQ
|
+11.94% |
76.64%
+0.8% YoY
|
80.49%
+1.3% YoY
|
76.70%
+0.9% YoY
|
27% |
| Non-Interest-Bearing Deposit Share ? |
13.85%
+1.7% YoY
-0.8% QoQ
|
-8.17% |
22.02%
-1.0% YoY
|
19.62%
+0.8% YoY
|
22.01%
-1.2% YoY
|
20% |
| Nonperforming Asset Ratio ? |
2.15%
-30.0% YoY
-22.4% QoQ
|
+1.51% |
0.64%
+19.7% YoY
|
0.79%
+32.8% YoY
|
0.67%
+19.3% YoY
|
Bottom 5.6% in tier |
| Tier 1 Capital Ratio ? |
10.81%
-2.1% YoY
+7.7% QoQ
|
-5.02% |
15.83%
+1.5% YoY
|
13.59%
+0.0% YoY
|
17.06%
+0.8% YoY
|
21% |
| Non-Interest Income / Assets ? |
0.29%
-45.6% YoY
-83.0% QoQ
|
+0.01% |
0.28%
+9.3% YoY
|
0.18%
-3.1% YoY
|
0.32%
+4.1% YoY
|
Top 6.7% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (1)
Revenue Diversifier
growthTop-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.