BlastPoint's Banking Scorecard
Stifel Trust Company, National Association
Saint Louis, MO
2 branches across MD · MO
Non-lending institution — comparison caveats apply
Stifel Trust Company, National Association is a trust company, wealth-management entity, or similar non-lending FDIC institution. Loan-based ratios (Loan-to-Deposit, Delinquency Rate, Non-Performing Asset Ratio, Non-Interest-Bearing Deposit Share) and capital ratios are mathematically valid but not directly comparable to traditional banks. This bank is excluded from the Signature Analysis leaderboards for the same reason.
Stifel Trust Company, National Association has 5 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Revenue Diversifier: Top 2.8% in tier
- + Profitability Leader: Top 31.2% in tier
- + Efficiency Ratio 26.10% below tier average
- + Nonperforming Asset Ratio 0.64% below tier average
- + Net Interest Margin 0.32% above tier average
Key Concerns
Areas that may need attention
- - Non-Interest-Bearing Deposit Share 22.02% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$926.1M
+0.6% YoY
+0.1% QoQ
|
+$540.1M |
$386.1M
+0.5% YoY
|
$1.6B
+6.5% YoY
|
$6.2B
+9.1% YoY
|
Top 2.8% in tier |
| Total Loans ? | $0 | -$255.7M |
$255.7M
+1.1% YoY
|
$1.0B
+8.5% YoY
|
$3.2B
+10.8% YoY
|
Bottom 0.4% in tier |
| Total Deposits ? |
$848.4M
-0.4% YoY
+0.1% QoQ
|
+$520.4M |
$328.0M
+0.1% YoY
|
$1.3B
+6.1% YoY
|
$4.8B
+8.2% YoY
|
Top 0.7% in tier |
| Return on Assets ? |
3.24%
+5.3% YoY
-0.2% QoQ
|
+1.97% |
1.27%
+12.9% YoY
|
1.43%
+10.8% YoY
|
1.23%
+13.4% YoY
|
Top 1.4% in tier |
| Net Interest Margin ? |
4.25%
+3.4% YoY
-2.5% QoQ
|
+0.32% |
3.93%
+6.0% YoY
|
4.51%
+2.1% YoY
|
3.89%
+5.7% YoY
|
71% |
| Efficiency Ratio ? |
39.19%
+3.0% YoY
+5.4% QoQ
|
-26.10% |
65.29%
-4.5% YoY
|
59.97%
-5.2% YoY
|
66.95%
-4.1% YoY
|
Top 3.3% in tier |
| Delinquency Rate ? | - | - |
0.89%
+18.8% YoY
|
0.83%
+18.3% YoY
|
0.95%
+18.8% YoY
|
- |
| Loan-to-Deposit Ratio ? | 0.00% | -76.64% |
76.64%
+0.8% YoY
|
79.48%
+1.6% YoY
|
76.70%
+0.9% YoY
|
Top 0.1% in tier |
| Non-Interest-Bearing Deposit Share ? | 0.00% | -22.02% |
22.02%
-1.0% YoY
|
20.72%
+0.3% YoY
|
22.01%
-1.2% YoY
|
Bottom 0.5% in tier |
| Nonperforming Asset Ratio ? | 0.00% | -0.64% |
0.64%
+19.7% YoY
|
0.67%
+20.5% YoY
|
0.67%
+19.3% YoY
|
Top 0.1% in tier |
| Tier 1 Capital Ratio ? |
45.22%
+14.1% YoY
+10.0% QoQ
|
+29.39% |
15.83%
+1.5% YoY
|
15.44%
-0.4% YoY
|
17.06%
+0.8% YoY
|
Top 1.1% in tier |
| Non-Interest Income / Assets ? |
0.76%
+13.9% YoY
-73.3% QoQ
|
+0.48% |
0.28%
+9.3% YoY
|
0.29%
+5.6% YoY
|
0.32%
+4.1% YoY
|
Top 2.0% in tier |
Get Full Access to Stifel Trust Company, National Association
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (2)
Revenue Diversifier
growthTop-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.
Profitability Leader
growthTop-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.