BlastPoint's Banking Scorecard

Enterprise Bank

$100M-$1B Specialty: Commercial NE FDIC cert 33380

Omaha, NE

4 branches across NE

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 81 in NE.
Deposits +8.4% year over year ($458.0M on the books).
Delinquency rate 0.00%.
Return on assets 0.94%.
Efficiency ratio 58.38% vs a 64.48% peer average.
Loan-to-deposit ratio 103.27% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 81 in NE

View $100M-$1B leaderboard (NE) →

Enterprise Bank has 3 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Credit Quality Leader: Top 42.3% in tier
+ Nonperforming Asset Ratio 0.67% below tier average
+ Efficiency Ratio 6.10% below tier average

Key Concerns

Areas that may need attention

- Loan-to-Deposit Ratio 25.32% above tier average
- ROA 0.38% below tier average
- Net Interest Margin 0.95% below tier average

Get updates when Enterprise Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Total Assets ?	$574.0M +7.3% YoY -3.6% QoQ	+$187.4M	$386.6M +1.2% YoY	$801.1M +6.7% YoY	$6.3B +7.7% YoY	78%
Total Loans ?	$473.0M +3.3% YoY +0.8% QoQ	+$214.6M	$258.3M +1.7% YoY	$561.8M +6.3% YoY	$3.2B +9.4% YoY	Top 13.9% in tier
Total Deposits ?	$458.0M +8.4% YoY -5.4% QoQ	+$131.3M	$326.7M +0.7% YoY	$663.3M +6.9% YoY	$4.9B +7.3% YoY	76%
Return on Assets ?	0.94% +25.1% YoY +6.4% QoQ	-0.38%	1.32% +10.8% YoY	1.39% +16.4% YoY	1.30% +12.1% YoY	31%
Net Interest Margin ?	3.04% +10.5% YoY +6.0% QoQ	-0.95%	3.99% +5.0% YoY	3.85% +5.8% YoY	3.95% +4.9% YoY	Bottom 11.0% in tier
Efficiency Ratio ?	58.38% -7.3% YoY -0.7% QoQ	-6.10%	64.48% -3.2% YoY	59.13% -5.1% YoY	70.05% +2.5% YoY	62%
Delinquency Rate ?	0.00%	-0.92%	0.92% +15.7% YoY	0.76% -0.0% YoY	0.98% +16.3% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	103.27% -4.7% YoY +6.6% QoQ	+25.32%	77.95% +1.0% YoY	80.90% +0.2% YoY	79.03% +2.3% YoY	Bottom 6.8% in tier
Non-Interest-Bearing Deposit Share ?	11.90% -8.9% YoY -4.7% QoQ	-10.13%	22.03% -0.6% YoY	17.56% -0.6% YoY	21.98% -0.6% YoY	Bottom 14.3% in tier
Nonperforming Asset Ratio ?	0.00%	-0.67%	0.67% +16.4% YoY	0.59% +4.7% YoY	0.69% +15.8% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	12.78% +9.0% YoY +0.6% QoQ	-3.12%	15.91% +1.4% YoY	14.05% +0.1% YoY	17.09% +0.8% YoY	45%
Non-Interest Income / Assets ?	0.08% +22.3% YoY +114.8% QoQ	-0.49%	0.57% +7.6% YoY	0.24% +7.2% YoY	0.66% +5.2% YoY	Bottom 12.1% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Noninterest-Bearing	11.9% -1.2pp YoY -0.6pp QoQ	-10.3pp	22.1%	17.6%	22.2%	14%
Brokered Deposits	0.9% -2.2pp YoY -1.8pp QoQ	-7.0pp	7.9%	8.9%	8.5%	17%

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
C&I	12.3% -0.3pp YoY +0.2pp QoQ	+0.7pp	11.6%	12.3%	12.5%	65%
CRE	78.6% +1.5pp YoY -0.2pp QoQ	+39.0pp	39.5%	32.3%	41.4%	97%
1-4 Family	6.7% -1.0pp YoY -0.3pp QoQ	-25.9pp	32.6%	16.9%	31.3%	7%
Consumer	0.7% -0.1pp YoY 0.0pp QoQ	-3.5pp	4.1%	3.1%	5.0%	20%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
CET1 Ratio	12.8% +1.0pp YoY +0.1pp QoQ	-6.0pp	18.8%	16.1%	19.7%	25%
Leverage Ratio	11.1% +0.3pp YoY +0.1pp QoQ	-1.0pp	12.2%	12.1%	12.6%	53%
Total Capital Ratio	13.9% +1.1pp YoY +0.1pp QoQ	-6.0pp	19.9%	17.3%	20.8%	25%

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Full-Time Employees	38 +4 (+11.8%) YoY +1 (+2.7%) QoQ	-21	58	98	482	39%
Assets per Employee ($)	$15.1M -4.0% YoY -6.2% QoQ	+$7.6M	$7.5M	$8.5M	$8.8M	97%
Branch Count	4 0 YoY 0 QoQ	-1	4	7	18	42%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Past Due 90+ Days	n/a	n/a	0.3%	0.4%	0.4%	n/a
Nonaccrual	n/a	n/a	0.9%	0.8%	1.0%	n/a
Allowance Coverage	n/a	n/a	24.15x	31.69x	20.23x	n/a
Net Charge-off Rate (YTD)	n/a	n/a	0.1%	0.1%	0.2%	n/a

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
ROE	8.6% +1.5pp YoY +0.4pp QoQ	-3.6pp	12.2%	12.3%	11.6%	29%
Cost of Funds (YTD)	2.7% -0.2pp YoY 0.0pp QoQ	+1.0pp	1.7%	1.9%	1.7%	94%
Net Income ($, YTD)	$2.7M +37.1% YoY — QoQ	+$192K	$2.6M	$6.1M	$40.4M	66%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Credit Quality Leader

growth

#280 of 659 • Top 42.3% in tier

Best-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.

Why this signature

Delinquency Rate: 0.00%

(Tier: 0.92%, National: 0.98%)

better than tier avg

659 of 659 Community banks match · 920 nationally

→ Stable +1 banks QoQ | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (5 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.92%

#1 of 2633 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.67%

#1 of 2643 Top 0.1% in $100M-$1B

368

Total Loans

size

Value: $472.97M

Peer Median: $258.35M

#368 of 2643 Top 13.9% in $100M-$1B

570

Total Assets

size

Value: $573.97M

Peer Median: $386.57M

#570 of 2643 Top 21.5% in $100M-$1B

638

Total Deposits

size

Value: $457.99M

Peer Median: $326.73M

#638 of 2643 Top 24.1% in $100M-$1B

Top Weaknesses (4 metrics)

2463

Loan-to-Deposit Ratio

liquidity

Value: 103.27%

Peer Median: 77.95%

#2463 of 2643 Bottom 6.8% in $100M-$1B

2354

Net Interest Margin

profitability

Value: 3.04%

Peer Median: 3.99%

#2354 of 2643 Bottom 11.0% in $100M-$1B

2325

Non-Interest Income / Assets

revenue_mix

Value: 0.08%

Peer Median: 0.57%

#2325 of 2643 Bottom 12.1% in $100M-$1B

2265

Non-Interest-Bearing Deposit Share

funding

Value: 11.90%

Peer Median: 22.03%

#2265 of 2643 Bottom 14.3% in $100M-$1B