BlastPoint's Banking Scorecard

Enterprise Bank

$100M-$1B Specialty: Commercial NE FDIC cert 33380

Omaha, NE

4 branches across NE

2664 banks in the $100M-$1B peer group nationally 82 in NE

Enterprise Bank has 3 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Credit Quality Leader: Top 45.3% in tier
+ Nonperforming Asset Ratio 0.64% below tier average
+ Efficiency Ratio 6.52% below tier average

Key Concerns

Areas that may need attention

- Liquidity Strain: Bottom 40.4% in tier
- Net Interest Margin 1.06% below tier average
- ROA 0.38% below tier average

Get updates when Enterprise Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Total Assets ?	$595.7M +11.1% YoY +3.0% QoQ	+$209.6M	$386.1M +0.5% YoY	$791.1M +6.6% YoY	$6.2B +9.1% YoY	80%
Total Loans ?	$469.1M +5.4% YoY +2.2% QoQ	+$213.4M	$255.7M +1.1% YoY	$551.6M +6.9% YoY	$3.2B +10.8% YoY	Top 13.9% in tier
Total Deposits ?	$484.1M +14.0% YoY +5.0% QoQ	+$156.2M	$328.0M +0.1% YoY	$661.1M +6.6% YoY	$4.8B +8.2% YoY	78%
Return on Assets ?	0.89% +27.8% YoY -3.0% QoQ	-0.38%	1.27% +12.9% YoY	1.36% +20.0% YoY	1.23% +13.4% YoY	31%
Net Interest Margin ?	2.87% +8.3% YoY +0.2% QoQ	-1.06%	3.93% +6.0% YoY	3.79% +6.5% YoY	3.89% +5.7% YoY	Bottom 7.9% in tier
Efficiency Ratio ?	58.77% -8.8% YoY -1.8% QoQ	-6.52%	65.29% -4.5% YoY	60.11% -6.9% YoY	66.95% -4.1% YoY	64%
Delinquency Rate ?	0.00%	-0.89%	0.89% +18.8% YoY	0.72% +6.8% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	96.89% -7.6% YoY -2.7% QoQ	+20.26%	76.64% +0.8% YoY	79.63% +0.4% YoY	76.70% +0.9% YoY	Bottom 12.7% in tier
Non-Interest-Bearing Deposit Share ?	12.48% -7.4% YoY -7.1% QoQ	-9.54%	22.02% -1.0% YoY	17.92% -1.5% YoY	22.01% -1.2% YoY	16%
Nonperforming Asset Ratio ?	0.00%	-0.64%	0.64% +19.7% YoY	0.55% +6.0% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	12.71% +7.1% YoY -3.8% QoQ	-3.12%	15.83% +1.5% YoY	14.10% +3.9% YoY	17.06% +0.8% YoY	44%
Non-Interest Income / Assets ?	0.04% +11.8% YoY -70.0% QoQ	-0.24%	0.28% +9.3% YoY	0.12% +3.0% YoY	0.32% +4.1% YoY	Bottom 11.3% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Credit Quality Leader

growth

#302 of 664 • Top 45.3% in tier

Best-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.

Why this signature

Delinquency Rate: 0.00%

(Tier: 0.89%, National: 0.95%)

better than tier avg

664 of 664 Community banks match · 922 nationally

→ Stable +2 banks QoQ | QoQ rank improving

Concerns (1)

Liquidity Strain

risk

#261 of 643 • Bottom 40.4% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature

Loan-to-Deposit Ratio: 96.89%

(Tier: 76.64%, National: 76.70%)

worse than tier avg

643 of 643 Community banks match · 1013 nationally

→ Stable -50 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (5 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#1 of 2654 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#1 of 2664 Top 0.1% in $100M-$1B

370

Total Loans

size

Value: $469.10M

Peer Median: $255.72M

#370 of 2664 Top 13.9% in $100M-$1B

531

Total Assets

size

Value: $595.68M

Peer Median: $386.08M

#531 of 2664 Top 19.9% in $100M-$1B

589

Total Deposits

size

Value: $484.14M

Peer Median: $327.97M

#589 of 2664 Top 22.1% in $100M-$1B

Top Weaknesses (4 metrics)

2454

Net Interest Margin

profitability

Value: 2.87%

Peer Median: 3.93%

#2454 of 2664 Bottom 7.9% in $100M-$1B

2364

Non-Interest Income / Assets

revenue_mix

Value: 0.04%

Peer Median: 0.28%

#2364 of 2664 Bottom 11.3% in $100M-$1B

2328

Loan-to-Deposit Ratio

liquidity

Value: 96.89%

Peer Median: 76.64%

#2328 of 2664 Bottom 12.7% in $100M-$1B

2240

Non-Interest-Bearing Deposit Share

funding

Value: 12.48%

Peer Median: 22.02%

#2240 of 2664 Bottom 16.0% in $100M-$1B