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Dollar Bank, Federal Savings Bank

$10B-$250B Specialty: Commercial PA FDIC cert 32245

Pittsburgh, PA

91 branches across PA · OH · VA · MD

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 139 banks in the $10B-$250B peer group nationwide — 1 of 8 in PA.
  • Deposits +2.1% year over year ($10.0B on the books).
  • Delinquency rate 0.73%.
  • Return on assets 0.61%.
  • Efficiency ratio 72.71% vs a 53.67% peer average.
  • Loan-to-deposit ratio 97.99% vs a 82.61% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

139 banks in the $10B-$250B peer group nationally 8 in PA
View $10B-$250B leaderboard (PA) →

Dollar Bank, Federal Savings Bank has 1 strength but faces 6 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.29% below tier average

Key Concerns

Areas that may need attention

  • - Credit Risk Growth: Bottom 18.6% in tier
  • - Credit Quality Pressure: Bottom 37.3% in tier
  • - Liquidity Strain: Bottom 42.5% in tier
  • - Return on Assets 0.78% below tier average
  • - Efficiency Ratio 19.04% above tier average
  • - Net Interest Margin 0.69% below tier average
Get updates when Dollar Bank, Federal Savings Bank releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Total Assets ? $12.7B
+6.3% YoY +1.7% QoQ
-$30.9B $43.6B
-13.8% YoY
$3.1B
+7.3% YoY
$6.3B
+7.7% YoY
Bottom 14.4% in tier
Total Loans ? $9.8B
+5.7% YoY +2.2% QoQ
-$18.2B $28.0B
-8.6% YoY
$2.3B
+8.0% YoY
$3.2B
+9.4% YoY
22%
Total Deposits ? $10.0B
+2.1% YoY -1.5% QoQ
-$25.4B $35.4B
-14.0% YoY
$2.6B
+7.1% YoY
$4.9B
+7.3% YoY
Bottom 11.5% in tier
Return on Assets ? 0.61%
+26.8% YoY +1.4% QoQ
-0.78% 1.39%
+25.9% YoY
1.63%
+26.6% YoY
1.30%
+12.1% YoY
Bottom 7.9% in tier
Net Interest Margin ? 3.23%
+4.0% YoY +1.6% QoQ
-0.69% 3.92%
+8.9% YoY
3.40%
+8.7% YoY
3.95%
+4.9% YoY
29%
Efficiency Ratio ? 72.71%
-5.6% YoY -1.1% QoQ
+19.04% 53.67%
-1.9% YoY
66.68%
-6.6% YoY
70.05%
+2.5% YoY
Bottom 6.5% in tier
Delinquency Rate ? 0.73%
+3.9% YoY -33.3% QoQ
-0.29% 1.01%
-2.8% YoY
0.92%
+32.0% YoY
0.98%
+16.3% YoY
49%
Loan-to-Deposit Ratio ? 97.99%
+3.5% YoY +3.7% QoQ
+15.38% 82.61%
+3.1% YoY
84.75%
+0.9% YoY
79.03%
+2.3% YoY
Bottom 10.8% in tier
Non-Interest-Bearing Deposit Share ? 15.42%
-0.1% YoY +2.1% QoQ
-5.16% 20.58%
+4.9% YoY
18.04%
+1.4% YoY
21.98%
-0.6% YoY
25%
Nonperforming Asset Ratio ? 0.58%
+1.5% YoY -32.5% QoQ
-0.15% 0.73%
+5.8% YoY
0.67%
+21.3% YoY
0.69%
+15.8% YoY
42%
Tier 1 Capital Ratio ? 15.38%
-1.7% YoY -0.5% QoQ
+0.03% 15.35%
-0.4% YoY
19.93%
+0.1% YoY
17.09%
+0.8% YoY
81%
Non-Interest Income / Assets ? 0.18%
-1.7% YoY +102.9% QoQ
-0.32% 0.50%
+10.5% YoY
1.47%
+21.0% YoY
0.66%
+5.2% YoY
21%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Noninterest-Bearing 15.4%
0.0pp YoY
+0.3pp QoQ
 -5.6pp 21.0% 18.7% 22.2% 23%
Brokered Deposits 2.6%
-0.8pp YoY
-0.3pp QoQ
 -6.7pp 9.2% 6.8% 8.5% 28%

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
C&I 12.8%
+0.7pp YoY
0.0pp QoQ
 -4.4pp 17.2% 8.6% 12.5% 38%
CRE 28.2%
+1.5pp YoY
+0.6pp QoQ
 -13.8pp 42.0% 37.9% 41.4% 24%
1-4 Family 56.8%
-2.0pp YoY
-0.6pp QoQ
 +33.7pp 23.1% 47.8% 31.3% 95%
Consumer 3.0%
0.0pp YoY
0.0pp QoQ
 -9.9pp 12.9% 3.8% 5.0% 61%

Capital

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
CET1 Ratio 15.4%
-0.3pp YoY
-0.1pp QoQ
 +0.1pp 15.3% 22.3% 19.7% 81%
Leverage Ratio 11.0%
0.0pp YoY
+0.1pp QoQ
 +0.6pp 10.4% 13.2% 12.6% 74%
Total Capital Ratio 16.5%
-0.1pp YoY
-0.1pp QoQ
 -0.1pp 16.5% 23.3% 20.8% 77%

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Full-Time Employees 1,501
-12 (-0.8%) YoY
+12 (+0.8%) QoQ
 -1,757 3,258 299 482 35%
Assets per Employee ($) $8.5M
+7.2% YoY
+0.9% QoQ
 -$18.6M $27.0M $9.2M $8.8M 15%
Branch Count 91
0 YoY
0 QoQ
 -47 137 20 18 53%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Past Due 90+ Days 0.0%
0.0pp YoY
0.0pp QoQ
 -0.4pp 0.4% 0.2% 0.4% 29%
Nonaccrual 0.7%
0.0pp YoY
-0.4pp QoQ
 0.0pp 0.7% 0.9% 1.0% 56%
Allowance Coverage 1.35x
+5.0% YoY
+52.4% QoQ
 -1.46x 2.81x 3.63x 20.23x 33%
Net Charge-off Rate (YTD) 0.1%
0.0pp YoY
0.0pp QoQ
 -0.3pp 0.4% 0.1% 0.2% 33%

Profitability

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
ROE 5.9%
+1.1pp YoY
+0.1pp QoQ
 -6.7pp 12.6% 10.2% 11.6% 7%
Cost of Funds (YTD) 1.9%
-0.1pp YoY
0.0pp QoQ
 -0.1pp 2.0% 1.8% 1.7% 51%
Net Income ($, YTD) $38.3M
+35.3% YoY
— QoQ
 -$258.5M $296.8M $18.2M $40.4M 4%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (3)

Credit Risk Growth

risk
#12 of 59 • Bottom 18.6% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

59 of 59 Large banks match · 1401 nationally
→ Stable -58 banks QoQ | QoQ rank improving

Credit Quality Pressure

risk
#26 of 67 • Bottom 37.3% in tier

Delinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.

Why this signature
Delinquency Rate: 0.73%
(Tier: 1.01%, National: 0.98%)
better than tier avg
67 of 67 Large banks match · 1820 nationally
→ Stable -71 banks QoQ | QoQ rank improving

Liquidity Strain

risk
#18 of 40 • Bottom 42.5% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature
Loan-to-Deposit Ratio: 97.99%
(Tier: 82.61%, National: 79.03%)
worse than tier avg
40 of 40 Large banks match · 1092 nationally
→ Stable +81 banks QoQ | QoQ rank declining

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 139 peers in $10B-$250B

Top Strengths (1 metrics)

28
Tier 1 Capital Ratio
capital
Value: 15.38%
Peer Median: 15.35%
#28 of 139 Top 19.4% in $10B-$250B

Top Weaknesses (7 metrics)

131
Efficiency Ratio
profitability
Value: 72.71%
Peer Median: 53.67%
#131 of 139 Bottom 6.5% in $10B-$250B
129
Return on Assets
profitability
Value: 0.61%
Peer Median: 1.39%
#129 of 139 Bottom 7.9% in $10B-$250B
125
Loan-to-Deposit Ratio
liquidity
Value: 97.99%
Peer Median: 82.61%
#125 of 139 Bottom 10.8% in $10B-$250B
124
Total Deposits
size
Value: $10.01B
Peer Median: $35.42B
#124 of 139 Bottom 11.5% in $10B-$250B
120
Total Assets
size
Value: $12.70B
Peer Median: $43.60B
#120 of 139 Bottom 14.4% in $10B-$250B
111
Non-Interest Income / Assets
revenue_mix
Value: 0.18%
Peer Median: 0.50%
#111 of 139 Bottom 20.9% in $10B-$250B
110
Total Loans
size
Value: $9.81B
Peer Median: $27.97B
#110 of 139 Bottom 21.6% in $10B-$250B
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