BlastPoint's Banking Scorecard

Dollar Bank, Federal Savings Bank

$10B-$250B Specialty: Commercial PA FDIC cert 32245

Pittsburgh, PA

91 branches across PA · OH · VA · MD

137 banks in the $10B-$250B peer group nationally 8 in PA

Dollar Bank, Federal Savings Bank faces 5 concerns requiring attention

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

- Liquidity Strain: Bottom 27.8% in tier
- Credit Risk Growth: Bottom 50.0% in tier
- Return on Assets 0.68% below tier average
- Efficiency Ratio 19.47% above tier average
- Net Interest Margin 0.60% below tier average

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Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (PA)	National Avg	Tier Percentile
Total Assets ?	$12.5B +6.3% YoY -0.3% QoQ	-$34.5B	$47.0B -1.9% YoY	$3.1B +7.0% YoY	$6.2B +9.1% YoY	Bottom 10.9% in tier
Total Loans ?	$9.6B +5.4% YoY +0.0% QoQ	-$19.8B	$29.4B -0.4% YoY	$2.2B +7.7% YoY	$3.2B +10.8% YoY	20%
Total Deposits ?	$10.2B +3.4% YoY +0.4% QoQ	-$28.3B	$38.4B -1.6% YoY	$2.6B +7.1% YoY	$4.8B +8.2% YoY	Bottom 8.8% in tier
Return on Assets ?	0.60% +26.5% YoY +14.4% QoQ	-0.68%	1.28% +18.7% YoY	1.46% +26.2% YoY	1.23% +13.4% YoY	Bottom 6.6% in tier
Net Interest Margin ?	3.18% +3.8% YoY +1.0% QoQ	-0.60%	3.77% +5.8% YoY	3.32% +8.7% YoY	3.89% +5.7% YoY	30%
Efficiency Ratio ?	73.48% -6.5% YoY -2.9% QoQ	+19.47%	54.01% -3.7% YoY	69.09% -7.7% YoY	66.95% -4.1% YoY	Bottom 7.3% in tier
Delinquency Rate ?	1.09% +65.0% YoY -4.8% QoQ	+0.07%	1.02% -3.8% YoY	0.92% +20.5% YoY	0.95% +18.8% YoY	24%
Loan-to-Deposit Ratio ?	94.49% +1.9% YoY -0.3% QoQ	+13.70%	80.79% +1.9% YoY	83.35% -0.2% YoY	76.70% +0.9% YoY	18%
Non-Interest-Bearing Deposit Share ?	15.10% -1.6% YoY -1.9% QoQ	-4.94%	20.04% +0.2% YoY	17.71% -0.1% YoY	22.01% -1.2% YoY	27%
Nonperforming Asset Ratio ?	0.86% +58.6% YoY -4.1% QoQ	+0.13%	0.72% +4.2% YoY	0.67% +14.7% YoY	0.67% +19.3% YoY	22%
Tier 1 Capital Ratio ?	15.46% -3.5% YoY +1.7% QoQ	-0.05%	15.51% -0.4% YoY	20.10% +0.3% YoY	17.06% +0.8% YoY	79%
Non-Interest Income / Assets ?	0.09% -1.2% YoY -75.9% QoQ	-0.14%	0.22% +0.3% YoY	0.69% +18.0% YoY	0.32% +4.1% YoY	23%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (2)

Liquidity Strain

risk

#11 of 36 • Bottom 27.8% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature

Loan-to-Deposit Ratio: 94.49%

(Tier: 80.79%, National: 76.70%)

worse than tier avg

36 of 36 Large banks match · 1013 nationally

→ Stable -50 banks QoQ

Credit Risk Growth

risk

#34 of 66 • Bottom 50.0% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

66 of 66 Large banks match · 1464 nationally

→ Stable -10 banks QoQ | QoQ rank declining

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 137 peers in $10B-$250B

Top Strengths (1 metrics)

Tier 1 Capital Ratio

capital

Value: 15.46%

Peer Median: 15.51%

#30 of 137 Top 21.2% in $10B-$250B

Top Weaknesses (9 metrics)

129

Return on Assets

profitability

Value: 0.60%

Peer Median: 1.28%

#129 of 137 Bottom 6.6% in $10B-$250B

128

Efficiency Ratio

profitability

Value: 73.48%

Peer Median: 54.01%

#128 of 137 Bottom 7.3% in $10B-$250B

126

Total Deposits

size

Value: $10.16B

Peer Median: $38.42B

#126 of 137 Bottom 8.8% in $10B-$250B

123

Total Assets

size

Value: $12.48B

Peer Median: $46.96B

#123 of 137 Bottom 10.9% in $10B-$250B

113

Loan-to-Deposit Ratio

liquidity

Value: 94.49%

Peer Median: 80.79%

#113 of 137 Bottom 18.2% in $10B-$250B

110

Total Loans

size

Value: $9.60B

Peer Median: $29.36B

#110 of 137 Bottom 20.4% in $10B-$250B

108

Nonperforming Asset Ratio

credit_quality

Value: 0.86%

Peer Median: 0.72%

#108 of 137 Bottom 21.9% in $10B-$250B

107

Non-Interest Income / Assets

revenue_mix

Value: 0.09%

Peer Median: 0.22%

#107 of 137 Bottom 22.6% in $10B-$250B

105

Delinquency Rate

credit_quality

Value: 1.09%

Peer Median: 1.02%

#105 of 136 Bottom 23.5% in $10B-$250B