BlastPoint's Banking Scorecard

MapleMark Bank

$1B-$10B Specialty: Commercial OK FDIC cert 3182

Designations: ✓ Community bank

Tulsa, OK

2 branches across OK · TX

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 885 banks in the $1B-$10B peer group nationwide — 1 of 21 in OK.
Deposits +1.4% year over year ($837.5M on the books).
Delinquency rate 0.67%.
Return on assets 0.22%.
Efficiency ratio 90.17% vs a 59.73% peer average.
Loan-to-deposit ratio 94.61% vs a 85.04% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

885 banks in the $1B-$10B peer group nationally 21 in OK

View $1B-$10B leaderboard (OK) →

MapleMark Bank has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 0.19% below tier average

Key Concerns

Areas that may need attention

- Liquidity Strain: Bottom 2.2% in tier
- Efficiency Drag: Bottom 35.0% in tier
- Return on Assets 1.17% below tier average
- Net Interest Margin 0.67% below tier average

Get updates when MapleMark Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
Total Assets ?	$1.0B -4.0% YoY -0.3% QoQ	-$1.8B	$2.8B -0.6% YoY	$1.3B +6.0% YoY	$6.3B +7.7% YoY	Bottom 0.7% in tier
Total Loans ?	$792.3M -5.5% YoY +1.3% QoQ	-$1.2B	$2.0B -0.3% YoY	$835.5M +7.1% YoY	$3.2B +9.4% YoY	Bottom 13.8% in tier
Total Deposits ?	$837.5M +1.4% YoY +1.4% QoQ	-$1.5B	$2.3B -0.5% YoY	$967.8M +5.8% YoY	$4.9B +7.3% YoY	Bottom 2.9% in tier
Return on Assets ?	0.22% -42.1% YoY -18.1% QoQ	-1.17%	1.39% +17.0% YoY	1.35% +7.7% YoY	1.30% +12.1% YoY	Bottom 3.1% in tier
Net Interest Margin ?	3.20% +2.1% YoY -3.7% QoQ	-0.67%	3.87% +6.2% YoY	4.27% +1.9% YoY	3.95% +4.9% YoY	22%
Efficiency Ratio ?	90.17% +7.2% YoY +4.3% QoQ	+30.44%	59.73% -12.6% YoY	64.81% -3.0% YoY	70.05% +2.5% YoY	Bottom 1.8% in tier
Delinquency Rate ?	0.67% +20.2% QoQ	-0.19%	0.87% +11.7% YoY	1.78% +23.7% YoY	0.98% +16.3% YoY	40%
Loan-to-Deposit Ratio ?	94.61% -6.8% YoY -0.1% QoQ	+9.58%	85.04% -0.1% YoY	74.14% +1.3% YoY	79.03% +2.3% YoY	27%
Non-Interest-Bearing Deposit Share ?	17.96% +1.4% YoY +4.5% QoQ	-3.31%	21.27% -1.5% YoY	23.91% -1.8% YoY	21.98% -0.6% YoY	40%
Nonperforming Asset Ratio ?	0.56% +825.2% YoY +20.8% QoQ	-0.12%	0.67% +11.7% YoY	1.24% +23.1% YoY	0.69% +15.8% YoY	40%
Tier 1 Capital Ratio ?	14.14% +5.6% YoY -2.8% QoQ	-0.70%	14.84% -0.4% YoY	14.18% -3.9% YoY	17.09% +0.8% YoY	66%
Non-Interest Income / Assets ?	0.14% -4.4% YoY +120.8% QoQ	-0.39%	0.53% +2.5% YoY	0.31% -11.7% YoY	0.66% +5.2% YoY	17%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
Noninterest-Bearing	18.0% +0.2pp YoY +0.8pp QoQ	-3.4pp	21.4%	23.9%	22.2%	40%
Brokered Deposits	7.5% 0.0pp YoY -1.4pp QoQ	-1.9pp	9.5%	9.7%	8.5%	61%

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
C&I	31.2% -3.7pp YoY +0.1pp QoQ	+17.2pp	14.0%	15.7%	12.5%	92%
CRE	43.9% +1.8pp YoY -1.6pp QoQ	-6.1pp	50.0%	42.0%	41.4%	33%
1-4 Family	25.5% +1.0pp YoY +1.3pp QoQ	-0.9pp	26.4%	24.0%	31.3%	56%
Consumer	0.6% +0.1pp YoY 0.0pp QoQ	-4.1pp	4.7%	5.6%	5.0%	35%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
CET1 Ratio	14.1% +0.8pp YoY -0.4pp QoQ	-1.5pp	15.6%	17.0%	19.7%	60%
Leverage Ratio	11.6% +0.7pp YoY 0.0pp QoQ	+0.3pp	11.3%	11.7%	12.6%	72%
Total Capital Ratio	15.4% +0.8pp YoY -0.4pp QoQ	-1.3pp	16.7%	18.2%	20.8%	62%

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
Full-Time Employees	89 +11 (+14.1%) YoY +7 (+8.5%) QoQ	-225	313	150	482	5%
Assets per Employee ($)	$11.3M -15.9% YoY -8.2% QoQ	+$837K	$10.5M	$6.5M	$8.8M	74%
Branch Count	2 0 YoY 0 QoQ	-18	20	8	18	5%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
Past Due 90+ Days	0.5% +0.5pp YoY +0.1pp QoQ	+0.4pp	0.2%	0.9%	0.4%	94%
Nonaccrual	0.1% +0.1pp YoY 0.0pp QoQ	-0.7pp	0.8%	1.5%	1.0%	14%
Allowance Coverage	1.95x -94.4% YoY -20.1% QoQ	-16.76x	18.71x	61.99x	20.23x	48%
Net Charge-off Rate (YTD)	0.0% -0.2pp YoY 0.0pp QoQ	-0.3pp	0.3%	0.2%	0.2%	30%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (OK)	National Avg	Tier Percentile
ROE	1.9% -1.8pp YoY -0.4pp QoQ	-10.6pp	12.6%	11.9%	11.6%	3%
Cost of Funds (YTD)	2.5% -0.6pp YoY 0.0pp QoQ	+0.6pp	1.9%	1.8%	1.7%	84%
Net Income ($, YTD)	$1.1M -44.4% YoY — QoQ	-$18.1M	$19.2M	$8.7M	$40.4M	2%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (2)

Liquidity Strain

risk

#9 of 361 • Bottom 2.2% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature

Loan-to-Deposit Ratio: 94.61%

(Tier: 85.04%, National: 79.03%)

worse than tier avg

361 of 361 Mid-Market banks match · 1092 nationally

→ Stable +81 banks QoQ | QoQ rank improving

Efficiency Drag

risk

#22 of 60 • Bottom 35.0% in tier

Efficiency ratio above 80% - operating costs elevated relative to revenue. Margin improvement opportunity.

Why this signature

Efficiency Ratio: 90.17%

(Tier: 59.73%, National: 70.05%)

worse than tier avg

60 of 60 Mid-Market banks match · 426 nationally

↓ Shrinking -64 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 885 peers in $1B-$10B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (7 metrics)

880

Total Assets

size

Value: $1.01B

Peer Median: $2.79B

#880 of 885 Bottom 0.7% in $1B-$10B

870

Efficiency Ratio

profitability

Value: 90.17%

Peer Median: 59.73%

#870 of 885 Bottom 1.8% in $1B-$10B

860

Total Deposits

size

Value: $837.46M

Peer Median: $2.32B

#860 of 885 Bottom 2.9% in $1B-$10B

859

Return on Assets

profitability

Value: 0.22%

Peer Median: 1.39%

#859 of 885 Bottom 3.1% in $1B-$10B

764

Total Loans

size

Value: $792.33M

Peer Median: $1.96B

#764 of 885 Bottom 13.8% in $1B-$10B

736

Non-Interest Income / Assets

revenue_mix

Value: 0.14%

Peer Median: 0.53%

#736 of 885 Bottom 16.9% in $1B-$10B

694

Net Interest Margin

profitability

Value: 3.20%

Peer Median: 3.87%

#694 of 885 Bottom 21.7% in $1B-$10B