BlastPoint's Banking Scorecard

Landmark Bank

$100M-$1B Specialty: Commercial LA FDIC cert 307

Designations: ✓ CDFI-certified

Clinton, LA

5 branches across LA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 73 in LA.
Deposits +10.6% year over year ($204.0M on the books).
Delinquency rate 1.93%.
Return on assets 0.72%.
Efficiency ratio 76.30% vs a 64.48% peer average.
Loan-to-deposit ratio 81.43% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 73 in LA

View $100M-$1B leaderboard (LA) →

Landmark Bank has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Net Interest Margin 0.48% above tier average

Key Concerns

Areas that may need attention

- Credit Risk Growth: Bottom 30.8% in tier
- Nonperforming Asset Ratio 1.26% above tier average
- ROA 0.61% below tier average
- Efficiency Ratio 11.82% above tier average

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Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Total Assets ?	$229.8M +12.5% YoY -1.5% QoQ	-$156.7M	$386.6M +1.2% YoY	$799.3M +7.8% YoY	$6.3B +7.7% YoY	33%
Total Loans ?	$166.1M +8.4% YoY +1.4% QoQ	-$92.3M	$258.3M +1.7% YoY	$538.5M +5.3% YoY	$3.2B +9.4% YoY	40%
Total Deposits ?	$204.0M +10.6% YoY -1.9% QoQ	-$122.8M	$326.7M +0.7% YoY	$677.9M +7.3% YoY	$4.9B +7.3% YoY	35%
Return on Assets ?	0.72% +15.3% YoY -4.9% QoQ	-0.61%	1.32% +10.8% YoY	1.37% +23.6% YoY	1.30% +12.1% YoY	20%
Net Interest Margin ?	4.46% -4.0% YoY +4.2% QoQ	+0.48%	3.99% +5.0% YoY	4.15% +0.0% YoY	3.95% +4.9% YoY	78%
Efficiency Ratio ?	76.30% -5.3% YoY +2.5% QoQ	+11.82%	64.48% -3.2% YoY	69.40% -0.9% YoY	70.05% +2.5% YoY	18%
Delinquency Rate ?	1.93% +0.4% YoY +15.1% QoQ	+1.01%	0.92% +15.7% YoY	1.53% +7.9% YoY	0.98% +16.3% YoY	Bottom 13.6% in tier
Loan-to-Deposit Ratio ?	81.43% -1.9% YoY +3.4% QoQ	+3.48%	77.95% +1.0% YoY	77.15% -1.0% YoY	79.03% +2.3% YoY	46%
Non-Interest-Bearing Deposit Share ?	24.43% -2.8% YoY +3.0% QoQ	+2.40%	22.03% -0.6% YoY	24.65% +0.5% YoY	21.98% -0.6% YoY	64%
Nonperforming Asset Ratio ?	1.93% +11.7% YoY +15.3% QoQ	+1.26%	0.67% +16.4% YoY	1.11% +4.1% YoY	0.69% +15.8% YoY	Bottom 7.9% in tier
Tier 1 Capital Ratio ?	11.46% +11.7% YoY +11.5% QoQ	-4.45%	15.91% +1.4% YoY	17.35% +5.4% YoY	17.09% +0.8% YoY	28%
Non-Interest Income / Assets ?	0.15% +6.8% YoY +77.9% QoQ	-0.42%	0.57% +7.6% YoY	0.33% +19.6% YoY	0.66% +5.2% YoY	34%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Noninterest-Bearing	24.4% -0.7pp YoY +0.7pp QoQ	+2.3pp	22.1%	24.6%	22.2%	64%
Brokered Deposits	2.9% +2.7pp YoY 0.0pp QoQ	-5.0pp	7.9%	6.7%	8.5%	38%

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
C&I	8.0% -2.0pp YoY -0.5pp QoQ	-3.5pp	11.6%	12.6%	12.5%	40%
CRE	39.6% +3.9pp YoY +0.5pp QoQ	+0.1pp	39.5%	44.9%	41.4%	52%
1-4 Family	41.1% -2.3pp YoY -0.4pp QoQ	+8.5pp	32.6%	34.2%	31.3%	72%
Consumer	4.2% -1.3pp YoY -0.5pp QoQ	0.0pp	4.1%	4.2%	5.0%	71%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
CET1 Ratio	n/a	n/a	18.8%	22.5%	19.7%	n/a
Leverage Ratio	11.5% +1.2pp YoY +1.2pp QoQ	-0.7pp	12.2%	13.4%	12.6%	57%
Total Capital Ratio	n/a	n/a	19.9%	23.6%	20.8%	n/a

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Full-Time Employees	49 +2 (+4.3%) YoY +3 (+6.5%) QoQ	-10	58	114	482	52%
Assets per Employee ($)	$4.7M +7.9% YoY -7.5% QoQ	-$2.8M	$7.5M	$6.8M	$8.8M	11%
Branch Count	5 0 YoY 0 QoQ	0	4	9	18	55%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Past Due 90+ Days	n/a	n/a	0.3%	0.4%	0.4%	n/a
Nonaccrual	1.9% 0.0pp YoY +0.3pp QoQ	+1.0pp	0.9%	1.4%	1.0%	86%
Allowance Coverage	0.57x +18.2% YoY -9.8% QoQ	-23.58x	24.15x	27.36x	20.23x	13%
Net Charge-off Rate (YTD)	0.0% -0.3pp YoY 0.0pp QoQ	-0.1pp	0.1%	0.1%	0.2%	43%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
ROE	7.1% 0.0pp YoY -0.6pp QoQ	-5.1pp	12.2%	12.5%	11.6%	21%
Cost of Funds (YTD)	1.8% 0.0pp YoY -0.2pp QoQ	+0.1pp	1.7%	1.7%	1.7%	56%
Net Income ($, YTD)	$877,000 +35.5% YoY — QoQ	-$1.7M	$2.6M	$5.1M	$40.4M	23%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Credit Risk Growth

risk

#289 of 936 • Bottom 30.8% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

936 of 936 Community banks match · 1401 nationally

→ Stable -58 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (1 metrics)

574

Net Interest Margin

profitability

Value: 4.46%

Peer Median: 3.99%

#574 of 2643 Top 21.7% in $100M-$1B

Top Weaknesses (4 metrics)

2434

Nonperforming Asset Ratio

credit_quality

Value: 1.93%

Peer Median: 0.67%

#2434 of 2643 Bottom 7.9% in $100M-$1B

2277

Delinquency Rate

credit_quality

Value: 1.93%

Peer Median: 0.92%

#2277 of 2633 Bottom 13.6% in $100M-$1B

2158

Efficiency Ratio

profitability

Value: 76.30%

Peer Median: 64.48%

#2158 of 2643 Bottom 18.4% in $100M-$1B

2124

Return on Assets

profitability

Value: 0.72%

Peer Median: 1.32%

#2124 of 2643 Bottom 19.7% in $100M-$1B