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Greenville Savings Bank

$100M-$1B Specialty: Mortgage PA FDIC cert 30637

Designations: ✓ Mutual

Greenville, PA

3 branches across PA

2664 banks in the $100M-$1B peer group nationally 55 in PA
View $100M-$1B leaderboard (PA) →

Greenville Savings Bank has 1 strength but faces 5 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.65% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 1.14% below tier average
  • - Loan-to-Deposit Ratio 27.80% above tier average
  • - Non-Interest-Bearing Deposit Share 13.13% below tier average
  • - ROA 0.69% below tier average
  • - Efficiency Ratio 5.87% above tier average
Get updates when Greenville Savings Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Total Assets ? $342.1M
+2.5% YoY -0.7% QoQ
-$44.0M $386.1M
+0.5% YoY
$3.1B
+7.0% YoY
$6.2B
+9.1% YoY
53%
Total Loans ? $271.3M
+6.0% YoY +0.5% QoQ
+$15.6M $255.7M
+1.1% YoY
$2.2B
+7.7% YoY
$3.2B
+10.8% YoY
63%
Total Deposits ? $259.7M
+1.5% YoY +2.0% QoQ
-$68.2M $328.0M
+0.1% YoY
$2.6B
+7.1% YoY
$4.8B
+8.2% YoY
47%
Return on Assets ? 0.58%
+190.7% YoY +46.3% QoQ
-0.69% 1.27%
+12.9% YoY
1.46%
+26.2% YoY
1.23%
+13.4% YoY
15%
Net Interest Margin ? 2.79%
+22.0% YoY +13.5% QoQ
-1.14% 3.93%
+6.0% YoY
3.32%
+8.7% YoY
3.89%
+5.7% YoY
Bottom 6.6% in tier
Efficiency Ratio ? 71.15%
-19.9% YoY -10.2% QoQ
+5.87% 65.29%
-4.5% YoY
69.09%
-7.7% YoY
66.95%
-4.1% YoY
30%
Delinquency Rate ? 0.24%
-10.7% YoY +40.3% QoQ
-0.65% 0.89%
+18.8% YoY
0.92%
+20.5% YoY
0.95%
+18.8% YoY
61%
Loan-to-Deposit Ratio ? 104.44%
+4.4% YoY -1.5% QoQ
+27.80% 76.64%
+0.8% YoY
83.35%
-0.2% YoY
76.70%
+0.9% YoY
Bottom 5.2% in tier
Non-Interest-Bearing Deposit Share ? 8.89%
-11.2% YoY +3.8% QoQ
-13.13% 22.02%
-1.0% YoY
17.71%
-0.1% YoY
22.01%
-1.2% YoY
Bottom 8.8% in tier
Nonperforming Asset Ratio ? 0.19%
-4.3% YoY -5.3% QoQ
-0.44% 0.64%
+19.7% YoY
0.67%
+14.7% YoY
0.67%
+19.3% YoY
60%
Tier 1 Capital Ratio ? 12.62%
+0.6% YoY +1.2% QoQ
-3.21% 15.83%
+1.5% YoY
20.10%
+0.3% YoY
17.06%
+0.8% YoY
43%
Non-Interest Income / Assets ? 0.05%
+32.9% YoY -66.0% QoQ
-0.23% 0.28%
+9.3% YoY
0.69%
+18.0% YoY
0.32%
+4.1% YoY
20%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (5 metrics)

2527
Loan-to-Deposit Ratio
liquidity
Value: 104.44%
Peer Median: 76.64%
#2527 of 2664 Bottom 5.2% in $100M-$1B
2490
Net Interest Margin
profitability
Value: 2.79%
Peer Median: 3.93%
#2490 of 2664 Bottom 6.6% in $100M-$1B
2430
Non-Interest-Bearing Deposit Share
funding
Value: 8.89%
Peer Median: 22.02%
#2430 of 2664 Bottom 8.8% in $100M-$1B
2254
Return on Assets
profitability
Value: 0.58%
Peer Median: 1.27%
#2254 of 2664 Bottom 15.4% in $100M-$1B
2141
Non-Interest Income / Assets
revenue_mix
Value: 0.05%
Peer Median: 0.28%
#2141 of 2664 Bottom 19.7% in $100M-$1B
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