BlastPoint's Banking Scorecard
Mayville Savings Bank
Designations: ✓ Community bank ✓ Mutual
Mayville, WI
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- 1 of 536 banks in the under $100M peer group nationwide — 1 of 12 in WI.
- Deposits +9.9% year over year ($72.9M on the books).
- Delinquency rate 0.33%.
- Return on assets 1.38%.
- Efficiency ratio 54.87% vs a 119.40% peer average.
- Loan-to-deposit ratio 63.62% vs a 74.21% peer average.
Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.
Mayville Savings Bank shows strong momentum with 4 strengths and 9.9% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.39% above tier average
- + Net Interest Margin 0.11% above tier average
- + Efficiency Ratio 64.52% below tier average
- + Delinquency Rate 1.16% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$84.2M
+9.9% YoY
+8.2% QoQ
|
+$21.7M |
$62.4M
-0.0% YoY
|
$1.2B
+13.5% YoY
|
$6.3B
+7.7% YoY
|
77% |
| Total Loans ? |
$46.4M
-0.5% YoY
+3.8% QoQ
|
+$11.5M |
$34.9M
-0.6% YoY
|
$860.4M
+13.3% YoY
|
$3.2B
+9.4% YoY
|
72% |
| Total Deposits ? |
$72.9M
+9.9% YoY
+8.9% QoQ
|
+$21.3M |
$51.6M
-0.2% YoY
|
$935.5M
+13.1% YoY
|
$4.9B
+7.3% YoY
|
80% |
| Return on Assets ? |
1.38%
+59.8% YoY
+18.4% QoQ
|
+0.39% |
1.00%
+3.5% YoY
|
1.56%
+18.6% YoY
|
1.30%
+12.1% YoY
|
71% |
| Net Interest Margin ? |
4.02%
+14.5% YoY
+3.0% QoQ
|
+0.11% |
3.91%
+2.3% YoY
|
3.83%
+8.5% YoY
|
3.95%
+4.9% YoY
|
58% |
| Efficiency Ratio ? |
54.87%
-21.4% YoY
-5.0% QoQ
|
-64.52% |
119.40%
+49.6% YoY
|
62.90%
-5.1% YoY
|
70.05%
+2.5% YoY
|
83% |
| Delinquency Rate ? |
0.33%
-2.7% YoY
-4.9% QoQ
|
-1.16% |
1.48%
+31.8% YoY
|
0.85%
+12.5% YoY
|
0.98%
+16.3% YoY
|
55% |
| Loan-to-Deposit Ratio ? |
63.62%
-9.5% YoY
-4.6% QoQ
|
-10.59% |
74.21%
+12.6% YoY
|
87.22%
+0.9% YoY
|
79.03%
+2.3% YoY
|
54% |
| Non-Interest-Bearing Deposit Share ? |
14.78%
-7.6% YoY
-12.0% QoQ
|
-8.71% |
23.49%
+0.6% YoY
|
18.65%
-1.9% YoY
|
21.98%
-0.6% YoY
|
23% |
| Nonperforming Asset Ratio ? |
0.18%
-12.0% YoY
-8.8% QoQ
|
-0.66% |
0.84%
+23.0% YoY
|
0.63%
+16.4% YoY
|
0.69%
+15.8% YoY
|
54% |
| Tier 1 Capital Ratio ? |
26.49%
+5.3% YoY
-3.6% QoQ
|
-0.64% |
27.13%
+3.0% YoY
|
15.02%
+1.5% YoY
|
17.09%
+0.8% YoY
|
80% |
| Non-Interest Income / Assets ? |
0.08%
-3.0% YoY
+103.9% QoQ
|
-1.30% |
1.38%
+6.3% YoY
|
2.21%
+12.7% YoY
|
0.66%
+5.2% YoY
|
29% |
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Deposit Composition
% of total deposits
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Noninterest-Bearing |
14.8%
-1.2pp YoY -2.0pp QoQ |
-9.9pp | 24.6% | 18.9% | 22.2% | 19% |
| Brokered Deposits | n/a | n/a | 9.8% | 9.2% | 8.5% | n/a |
Loan Composition
% of total loans & leases
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| C&I |
10.2%
-4.6pp YoY -3.2pp QoQ |
-3.2pp | 13.4% | 10.5% | 12.5% | 51% |
| CRE |
19.2%
+4.0pp YoY +6.6pp QoQ |
-6.0pp | 25.2% | 46.4% | 41.4% | 46% |
| 1-4 Family |
69.6%
+1.8pp YoY -2.7pp QoQ |
+34.6pp | 35.0% | 32.3% | 31.3% | 86% |
| Consumer |
0.9%
0.0pp YoY 0.0pp QoQ |
-6.8pp | 7.7% | 2.6% | 5.0% | 10% |
Capital
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| CET1 Ratio |
26.5%
+1.3pp YoY -1.0pp QoQ |
-12.2pp | 38.7% | 15.5% | 19.7% | 65% |
| Leverage Ratio |
13.4%
0.0pp YoY -0.4pp QoQ |
-4.3pp | 17.7% | 12.6% | 12.6% | 56% |
| Total Capital Ratio |
27.6%
+1.3pp YoY -1.1pp QoQ |
-12.0pp | 39.7% | 16.6% | 20.8% | 66% |
Efficiency & Staffing
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Full-Time Employees |
13
0 YoY 0 QoQ |
+1 | 12 | 134 | 482 | 62% |
| Assets per Employee ($) |
$6.5M
+9.9% YoY +8.2% QoQ |
+$287K | $6.2M | $8.2M | $8.8M | 58% |
| Branch Count |
1
0 YoY 0 QoQ |
-1 | 1 | 9 | 18 | 0% |
Asset Quality
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Past Due 90+ Days | n/a | n/a | 1.0% | 0.4% | 0.4% | n/a |
| Nonaccrual |
0.3%
0.0pp YoY 0.0pp QoQ |
-1.4pp | 1.7% | 0.9% | 1.0% | 32% |
| Allowance Coverage |
3.03x
+3.3% YoY +1.3% QoQ |
-3.38x | 6.41x | 56.89x | 20.23x | 71% |
| Net Charge-off Rate (YTD) | n/a | n/a | 0.2% | 0.0% | 0.2% | n/a |
Profitability
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| ROE |
10.4%
+3.6pp YoY +1.8pp QoQ |
+4.0pp | 6.4% | 11.8% | 11.6% | 64% |
| Cost of Funds (YTD) |
1.3%
-0.4pp YoY 0.0pp QoQ |
-0.2pp | 1.4% | 1.8% | 1.7% | 41% |
| Net Income ($, YTD) |
$551,000
+68.5% YoY — QoQ |
+$233K | $317,817 | $7.9M | $40.4M | 79% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.