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Crossbridge Community Bank

$100M-$1B Specialty: Commercial WI FDIC cert 30516

Tomahawk, WI

2 branches across WI

2664 banks in the $100M-$1B peer group nationally 113 in WI
View $100M-$1B leaderboard (WI) →

Crossbridge Community Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Net Interest Margin 0.52% above tier average
  • + Efficiency Ratio 0.72% below tier average
  • + Delinquency Rate 0.47% below tier average

Key Concerns

Areas that may need attention

  • - Liquidity Strain: Bottom 25.7% in tier
Get updates when Crossbridge Community Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Total Assets ? $215.5M
+2.4% YoY -2.6% QoQ
-$170.6M $386.1M
+0.5% YoY
$1.1B
+10.1% YoY
$6.2B
+9.1% YoY
30%
Total Loans ? $174.7M
+3.8% YoY -0.2% QoQ
-$81.1M $255.7M
+1.1% YoY
$816.7M
+9.9% YoY
$3.2B
+10.8% YoY
43%
Total Deposits ? $186.4M
+3.0% YoY -3.5% QoQ
-$141.6M $328.0M
+0.1% YoY
$905.4M
+9.0% YoY
$4.8B
+8.2% YoY
31%
Return on Assets ? 1.29%
+39.9% YoY +21.1% QoQ
+0.02% 1.27%
+12.9% YoY
1.50%
+15.4% YoY
1.23%
+13.4% YoY
55%
Net Interest Margin ? 4.45%
+10.1% YoY +6.0% QoQ
+0.52% 3.93%
+6.0% YoY
3.77%
+9.2% YoY
3.89%
+5.7% YoY
80%
Efficiency Ratio ? 64.57%
-10.7% YoY -7.5% QoQ
-0.72% 65.29%
-4.5% YoY
64.74%
-4.5% YoY
66.95%
-4.1% YoY
46%
Delinquency Rate ? 0.42%
-36.0% YoY -16.7% QoQ
-0.47% 0.89%
+18.8% YoY
0.87%
+31.3% YoY
0.95%
+18.8% YoY
50%
Loan-to-Deposit Ratio ? 93.69%
+0.8% YoY +3.5% QoQ
+17.05% 76.64%
+0.8% YoY
86.53%
+1.6% YoY
76.70%
+0.9% YoY
17%
Non-Interest-Bearing Deposit Share ? 16.54%
-4.2% YoY +7.4% QoQ
-5.48% 22.02%
-1.0% YoY
18.27%
-0.8% YoY
22.01%
-1.2% YoY
30%
Nonperforming Asset Ratio ? 0.34%
-35.1% YoY -14.6% QoQ
-0.30% 0.64%
+19.7% YoY
0.63%
+35.0% YoY
0.67%
+19.3% YoY
47%
Tier 1 Capital Ratio ? 12.67%
+6.2% YoY +1.1% QoQ
-3.16% 15.83%
+1.5% YoY
14.74%
+0.5% YoY
17.06%
+0.8% YoY
44%
Non-Interest Income / Assets ? 0.11%
+5.4% YoY -72.9% QoQ
-0.17% 0.28%
+9.3% YoY
1.15%
+12.5% YoY
0.32%
+4.1% YoY
60%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Liquidity Strain

risk
#166 of 643 • Bottom 25.7% in tier

Loan-to-deposit ratio above 90% - loan demand outpacing deposits. Bumping against liquidity limits, funding solutions needed.

Why this signature
Loan-to-Deposit Ratio: 93.69%
(Tier: 76.64%, National: 76.70%)
worse than tier avg
643 of 643 Community banks match · 1013 nationally
→ Stable -50 banks QoQ | QoQ rank declining

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (1 metrics)

530
Net Interest Margin
profitability
Value: 4.45%
Peer Median: 3.93%
#530 of 2664 Top 19.9% in $100M-$1B

Top Weaknesses (1 metrics)

2212
Loan-to-Deposit Ratio
liquidity
Value: 93.69%
Peer Median: 76.64%
#2212 of 2664 Bottom 17.0% in $100M-$1B
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