BlastPoint's Banking Scorecard
Tecumseh Federal Bank
Designations: ✓ Community bank ✓ Mutual
Tecumseh, NE
Tecumseh Federal Bank has 3 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest Income / Assets 0.34% below tier average
- + Efficiency Ratio 2.28% below tier average
- + Delinquency Rate 1.20% below tier average
Key Concerns
Areas that may need attention
- - Net Interest Margin 1.25% below tier average
- - ROA 0.75% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$53.4M
+0.1% YoY
0% QoQ
|
-$8.7M |
$62.2M
-0.6% YoY
|
$791.1M
+6.6% YoY
|
$6.2B
+9.1% YoY
|
35% |
| Total Loans ? |
$25.8M
-1.6% YoY
-0.6% QoQ
|
-$8.5M |
$34.2M
-1.4% YoY
|
$551.6M
+6.9% YoY
|
$3.2B
+10.8% YoY
|
38% |
| Total Deposits ? |
$36.7M
+2.1% YoY
+0.1% QoQ
|
-$15.0M |
$51.7M
-0.7% YoY
|
$661.1M
+6.6% YoY
|
$4.8B
+8.2% YoY
|
27% |
| Return on Assets ? |
0.08%
+646.7% YoY
-47.8% QoQ
|
-0.75% |
0.84%
-2.3% YoY
|
1.36%
+20.0% YoY
|
1.23%
+13.4% YoY
|
16% |
| Net Interest Margin ? |
2.61%
+20.8% YoY
+13.6% QoQ
|
-1.25% |
3.86%
+2.8% YoY
|
3.79%
+6.5% YoY
|
3.89%
+5.7% YoY
|
Bottom 9.1% in tier |
| Efficiency Ratio ? |
86.06%
-22.9% YoY
-14.4% QoQ
|
-2.28% |
88.34%
+0.3% YoY
|
60.11%
-6.9% YoY
|
66.95%
-4.1% YoY
|
25% |
| Delinquency Rate ? |
0.17%
-34.2% YoY
-75.3% QoQ
|
-1.20% |
1.37%
+33.8% YoY
|
0.72%
+6.8% YoY
|
0.95%
+18.8% YoY
|
61% |
| Loan-to-Deposit Ratio ? |
70.17%
-3.6% YoY
-0.7% QoQ
|
+5.95% |
64.22%
-0.7% YoY
|
79.63%
+0.4% YoY
|
76.70%
+0.9% YoY
|
43% |
| Non-Interest-Bearing Deposit Share ? |
4.45%
+1.6% YoY
-36.7% QoQ
|
-19.26% |
23.71%
+0.3% YoY
|
17.92%
-1.5% YoY
|
22.01%
-1.2% YoY
|
Bottom 10.4% in tier |
| Nonperforming Asset Ratio ? |
0.08%
-35.3% YoY
-75.4% QoQ
|
-0.71% |
0.79%
+28.2% YoY
|
0.55%
+6.0% YoY
|
0.67%
+19.3% YoY
|
62% |
| Tier 1 Capital Ratio ? |
21.22%
+0.5% YoY
-0.3% QoQ
|
-5.46% |
26.68%
+2.0% YoY
|
14.10%
+3.9% YoY
|
17.06%
+0.8% YoY
|
72% |
| Non-Interest Income / Assets ? |
0.33%
+39.9% YoY
-70.1% QoQ
|
-0.34% |
0.67%
+1.9% YoY
|
0.12%
+3.0% YoY
|
0.32%
+4.1% YoY
|
Top 7.4% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.