BlastPoint's Banking Scorecard
Abbeville Building & Loan (A State-Chartered Savings Bank)
Designations: ✓ Community bank ✓ Mutual
Abbeville, LA
Abbeville Building & Loan (A State-Chartered Savings Bank) has 1 strength but faces 5 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest Income / Assets 0.21% below tier average
Key Concerns
Areas that may need attention
- - Loan-to-Deposit Ratio 34.16% above tier average
- - ROA 0.58% below tier average
- - Net Interest Margin 0.22% below tier average
- - Efficiency Ratio 3.37% above tier average
- - Delinquency Rate 1.16% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$66.2M
+2.6% YoY
+0.3% QoQ
|
+$4.1M |
$62.2M
-0.6% YoY
|
$784.8M
+7.0% YoY
|
$6.2B
+9.1% YoY
|
52% |
| Total Loans ? |
$44.6M
+4.3% YoY
+1.8% QoQ
|
+$10.4M |
$34.2M
-1.4% YoY
|
$523.7M
+4.0% YoY
|
$3.2B
+10.8% YoY
|
69% |
| Total Deposits ? |
$45.4M
+3.7% YoY
-0.1% QoQ
|
-$6.4M |
$51.7M
-0.7% YoY
|
$671.5M
+6.9% YoY
|
$4.8B
+8.2% YoY
|
38% |
| Return on Assets ? |
0.25%
+325.3% YoY
+295.3% QoQ
|
-0.58% |
0.84%
-2.3% YoY
|
1.24%
+12.4% YoY
|
1.23%
+13.4% YoY
|
22% |
| Net Interest Margin ? |
3.64%
+4.5% YoY
+2.7% QoQ
|
-0.22% |
3.86%
+2.8% YoY
|
4.12%
+1.2% YoY
|
3.89%
+5.7% YoY
|
39% |
| Efficiency Ratio ? |
91.72%
-11.8% YoY
-7.4% QoQ
|
+3.37% |
88.34%
+0.3% YoY
|
70.37%
-1.0% YoY
|
66.95%
-4.1% YoY
|
19% |
| Delinquency Rate ? |
2.54%
+71.5% YoY
+56.4% QoQ
|
+1.16% |
1.37%
+33.8% YoY
|
1.51%
+4.5% YoY
|
0.95%
+18.8% YoY
|
17% |
| Loan-to-Deposit Ratio ? |
98.37%
+0.6% YoY
+1.9% QoQ
|
+34.16% |
64.22%
-0.7% YoY
|
75.16%
-1.5% YoY
|
76.70%
+0.9% YoY
|
Bottom 8.1% in tier |
| Non-Interest-Bearing Deposit Share ? |
9.96%
+21.9% YoY
+24.3% QoQ
|
-13.76% |
23.71%
+0.3% YoY
|
24.55%
-1.4% YoY
|
22.01%
-1.2% YoY
|
Bottom 14.8% in tier |
| Nonperforming Asset Ratio ? |
1.71%
+74.2% YoY
+58.7% QoQ
|
+0.92% |
0.79%
+28.2% YoY
|
1.07%
+4.2% YoY
|
0.67%
+19.3% YoY
|
Bottom 13.1% in tier |
| Tier 1 Capital Ratio ? |
39.16%
-6.4% YoY
-3.2% QoQ
|
+12.48% |
26.68%
+2.0% YoY
|
16.56%
+0.4% YoY
|
17.06%
+0.8% YoY
|
Top 10.7% in tier |
| Non-Interest Income / Assets ? |
0.46%
+18.6% YoY
-71.3% QoQ
|
-0.21% |
0.67%
+1.9% YoY
|
0.11%
-17.3% YoY
|
0.32%
+4.1% YoY
|
Top 5.4% in tier |
Get Full Access to Abbeville Building & Loan (A State-Chartered Savings Bank)
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.