BlastPoint's Banking Scorecard

First Federal Bank Littlefield, Texas

under $100M Specialty: Agricultural TX FDIC cert 30291

Designations: ✓ Community bank

Littlefield, TX

541 banks in the under $100M peer group nationally 38 in TX

First Federal Bank Littlefield, Texas has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Net Interest Margin 0.79% above tier average
+ Efficiency Ratio 4.60% below tier average
+ Delinquency Rate 0.72% below tier average

Key Concerns

Areas that may need attention

- ROA 0.25% below tier average

Get updates when First Federal Bank Littlefield, Texas releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (TX)	National Avg	Tier Percentile
Total Assets ?	$68.2M +13.4% YoY +3.2% QoQ	+$6.0M	$62.2M -0.6% YoY	$2.3B +1.1% YoY	$6.2B +9.1% YoY	54%
Total Loans ?	$40.6M -2.5% YoY -18.2% QoQ	+$6.4M	$34.2M -1.4% YoY	$1.1B +10.2% YoY	$3.2B +10.8% YoY	64%
Total Deposits ?	$56.0M +16.0% YoY +3.9% QoQ	+$4.3M	$51.7M -0.7% YoY	$1.9B +3.3% YoY	$4.8B +8.2% YoY	54%
Return on Assets ?	0.59% +1.7% YoY +9.9% QoQ	-0.25%	0.84% -2.3% YoY	1.40% +10.3% YoY	1.23% +13.4% YoY	34%
Net Interest Margin ?	4.65% -0.4% YoY -3.6% QoQ	+0.79%	3.86% +2.8% YoY	4.03% +2.6% YoY	3.89% +5.7% YoY	80%
Efficiency Ratio ?	83.74% +1.0% YoY -1.7% QoQ	-4.60%	88.34% +0.3% YoY	63.18% -2.3% YoY	66.95% -4.1% YoY	29%
Delinquency Rate ?	0.65% -14.5% QoQ	-0.72%	1.37% +33.8% YoY	0.96% +36.6% YoY	0.95% +18.8% YoY	44%
Loan-to-Deposit Ratio ?	72.53% -16.0% YoY -21.3% QoQ	+8.32%	64.22% -0.7% YoY	67.20% -0.8% YoY	76.70% +0.9% YoY	40%
Non-Interest-Bearing Deposit Share ?	27.40% +9.5% YoY +8.8% QoQ	+3.69%	23.71% +0.3% YoY	29.02% -1.0% YoY	22.01% -1.2% YoY	66%
Nonperforming Asset Ratio ?	0.39% -32.2% QoQ	-0.40%	0.79% +28.2% YoY	0.62% +31.5% YoY	0.67% +19.3% YoY	44%
Tier 1 Capital Ratio ?	17.24% -9.8% YoY -2.3% QoQ	-9.45%	26.68% +2.0% YoY	18.04% +0.0% YoY	17.06% +0.8% YoY	60%
Non-Interest Income / Assets ?	0.07% -11.8% YoY -75.9% QoQ	-0.60%	0.67% +1.9% YoY	0.20% +4.0% YoY	0.32% +4.1% YoY	53%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (1 metrics)

107

Net Interest Margin

profitability

Value: 4.65%

Peer Median: 3.86%

#107 of 541 Top 19.6% in under $100M

Top Weaknesses (0 metrics)

No weakness rankings available