BlastPoint's Banking Scorecard

Boonville Federal Savings Bank

under $100M Specialty: Consumer IN FDIC cert 30128

Designations: ✓ Community bank ✓ Mutual

Boonville, IN

541 banks in the under $100M peer group nationally 8 in IN

Boonville Federal Savings Bank has 2 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 3.79% below tier average
+ Delinquency Rate 0.90% below tier average

Key Concerns

Areas that may need attention

- ROA 0.43% below tier average
- Net Interest Margin 0.35% below tier average

Get updates when Boonville Federal Savings Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
Total Assets ?	$69.5M +0.6% YoY +0.3% QoQ	+$7.3M	$62.2M -0.6% YoY	$2.5B +12.1% YoY	$6.2B +9.1% YoY	56%
Total Loans ?	$49.1M +3.4% YoY -1.0% QoQ	+$14.9M	$34.2M -1.4% YoY	$1.7B +14.1% YoY	$3.2B +10.8% YoY	75%
Total Deposits ?	$51.3M +1.2% YoY +0.0% QoQ	-$416K	$51.7M -0.7% YoY	$2.0B +11.8% YoY	$4.8B +8.2% YoY	48%
Return on Assets ?	0.40% +34.3% YoY +0.0% QoQ	-0.43%	0.84% -2.3% YoY	0.81% -6.6% YoY	1.23% +13.4% YoY	26%
Net Interest Margin ?	3.51% +16.5% YoY +5.8% QoQ	-0.35%	3.86% +2.8% YoY	3.60% +8.5% YoY	3.89% +5.7% YoY	32%
Efficiency Ratio ?	84.55% -1.5% YoY +5.9% QoQ	-3.79%	88.34% +0.3% YoY	105.71% +27.0% YoY	66.95% -4.1% YoY	27%
Delinquency Rate ?	0.47% -61.6% YoY -59.4% QoQ	-0.90%	1.37% +33.8% YoY	0.90% +15.9% YoY	0.95% +18.8% YoY	48%
Loan-to-Deposit Ratio ?	95.75% +2.2% YoY -1.0% QoQ	+31.54%	64.22% -0.7% YoY	81.10% +0.7% YoY	76.70% +0.9% YoY	Bottom 10.5% in tier
Non-Interest-Bearing Deposit Share ?	8.88% +2.9% YoY +3.9% QoQ	-14.84%	23.71% +0.3% YoY	17.15% -0.9% YoY	22.01% -1.2% YoY	Bottom 13.9% in tier
Nonperforming Asset Ratio ?	0.34% -60.5% YoY -60.0% QoQ	-0.45%	0.79% +28.2% YoY	0.67% +21.6% YoY	0.67% +19.3% YoY	46%
Tier 1 Capital Ratio ?	15.74% +1.8% YoY +1.6% QoQ	-10.95%	26.68% +2.0% YoY	16.04% +1.8% YoY	17.06% +0.8% YoY	52%
Non-Interest Income / Assets ?	0.04% +24.3% YoY -82.3% QoQ	-0.63%	0.67% +1.9% YoY	0.79% -14.5% YoY	0.32% +4.1% YoY	28%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (1 metrics)

134

Total Loans

size

Value: $49.15M

Peer Median: $34.25M

#134 of 541 Top 24.6% in under $100M

Top Weaknesses (2 metrics)

485

Loan-to-Deposit Ratio

liquidity

Value: 95.75%

Peer Median: 64.22%

#485 of 541 Bottom 10.5% in under $100M

467

Non-Interest-Bearing Deposit Share

funding

Value: 8.88%

Peer Median: 23.71%

#467 of 541 Bottom 13.9% in under $100M