BlastPoint

BlastPoint's Banking Scorecard

Riverview Bank

$1B-$10B Specialty: Commercial WA FDIC cert 29922

Designations: ✓ Community bank

Vancouver, WA

18 branches across WA · OR

884 banks in the $1B-$10B peer group nationally 13 in WA
View $1B-$10B leaderboard (WA) →

Riverview Bank has 1 strength but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.17% below tier average

Key Concerns

Areas that may need attention

  • - Efficiency Drag: Bottom 0.1% in tier
  • - Return on Assets 3.43% below tier average
  • - Net Interest Margin 0.70% below tier average
Get updates when Riverview Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (WA) National Avg Tier Percentile
Total Assets ? $1.5B
-3.3% YoY -3.2% QoQ
-$1.4B $2.8B
-0.1% YoY
$3.1B
+4.0% YoY
$6.2B
+9.1% YoY
33%
Total Loans ? $1.1B
+2.9% YoY +0.7% QoQ
-$887.6M $2.0B
+0.6% YoY
$2.2B
+2.0% YoY
$3.2B
+10.8% YoY
36%
Total Deposits ? $1.3B
+1.6% YoY +1.7% QoQ
-$1.1B $2.3B
-0.3% YoY
$2.5B
+4.5% YoY
$4.8B
+8.2% YoY
35%
Return on Assets ? -2.07%
-604.1% YoY -593.7% QoQ
-3.43% 1.37%
+19.6% YoY
0.33%
-42.8% YoY
1.23%
+13.4% YoY
Bottom 0.3% in tier
Net Interest Margin ? 3.12%
+11.7% YoY +4.7% QoQ
-0.70% 3.82%
+6.9% YoY
3.69%
+1.2% YoY
3.89%
+5.7% YoY
21%
Efficiency Ratio ? 82.86%
-2.7% YoY -2.6% QoQ
+21.80% 61.06%
-4.6% YoY
71.09%
-8.1% YoY
66.95%
-4.1% YoY
Bottom 6.0% in tier
Delinquency Rate ? 0.72%
+583.0% QoQ
-0.17% 0.89%
+14.1% YoY
1.35%
+102.7% YoY
0.95%
+18.8% YoY
39%
Loan-to-Deposit Ratio ? 85.51%
+1.2% YoY -1.0% QoQ
+1.30% 84.20%
+0.3% YoY
81.10%
-2.4% YoY
76.70%
+0.9% YoY
52%
Non-Interest-Bearing Deposit Share ? 23.62%
-9.2% YoY -1.6% QoQ
+2.33% 21.29%
-2.5% YoY
25.15%
+1.1% YoY
22.01%
-1.2% YoY
67%
Nonperforming Asset Ratio ? 0.53%
+610.6% QoQ
-0.14% 0.67%
+15.6% YoY
0.95%
+54.5% YoY
0.67%
+19.3% YoY
42%
Tier 1 Capital Ratio ? 14.37%
-5.6% YoY -4.8% QoQ
-0.79% 15.16%
+2.0% YoY
13.58%
+1.6% YoY
17.06%
+0.8% YoY
67%
Non-Interest Income / Assets ? 0.23%
-8.7% YoY -76.4% QoQ
-0.03% 0.26%
+1.6% YoY
0.20%
+3.0% YoY
0.32%
+4.1% YoY
77%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Efficiency Drag

risk
#1 of 74 • Bottom 0.1% in tier

Efficiency ratio above 80% - operating costs elevated relative to revenue. Margin improvement opportunity.

Why this signature
Efficiency Ratio: 82.86%
(Tier: 61.06%, National: 66.95%)
worse than tier avg
74 of 74 Mid-Market banks match · 492 nationally
→ Stable | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (1 metrics)

206
Non-Interest Income / Assets
revenue_mix
Value: 0.23%
Peer Median: 0.26%
#206 of 884 Top 23.2% in $1B-$10B

Top Weaknesses (3 metrics)

882
Return on Assets
profitability
Value: -2.07%
Peer Median: 1.37%
#882 of 884 Bottom 0.3% in $1B-$10B
832
Efficiency Ratio
profitability
Value: 82.86%
Peer Median: 61.06%
#832 of 884 Bottom 6.0% in $1B-$10B
695
Net Interest Margin
profitability
Value: 3.12%
Peer Median: 3.82%
#695 of 884 Bottom 21.5% in $1B-$10B
Powered by BlastPoint © 2026