BlastPoint's Banking Scorecard

Logansport Savings Bank

$100M-$1B Specialty: Agricultural IN FDIC cert 29907

Logansport, IN

2 branches across IN

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 60 in IN.
Deposits +7.0% year over year ($239.3M on the books).
Delinquency rate 2.95%.
Return on assets 0.79%.
Efficiency ratio 77.38% vs a 64.48% peer average.
Loan-to-deposit ratio 79.15% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 60 in IN

View $100M-$1B leaderboard (IN) →

Logansport Savings Bank faces 6 concerns requiring attention

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

- Capital Thin: Bottom 46.8% in tier
- Delinquency Rate 2.03% above tier average
- Nonperforming Asset Ratio 1.35% above tier average
- ROA 0.53% below tier average
- Net Interest Margin 0.34% below tier average
- Efficiency Ratio 12.90% above tier average

Get updates when Logansport Savings Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
Total Assets ?	$276.5M +6.2% YoY -3.2% QoQ	-$110.0M	$386.6M +1.2% YoY	$2.5B +3.7% YoY	$6.3B +7.7% YoY	41%
Total Loans ?	$189.4M +9.3% YoY +4.1% QoQ	-$68.9M	$258.3M +1.7% YoY	$1.8B +5.7% YoY	$3.2B +9.4% YoY	46%
Total Deposits ?	$239.3M +7.0% YoY -3.1% QoQ	-$87.4M	$326.7M +0.7% YoY	$2.0B +3.4% YoY	$4.9B +7.3% YoY	43%
Return on Assets ?	0.79% +25.9% YoY -3.2% QoQ	-0.53%	1.32% +10.8% YoY	1.07% +3.3% YoY	1.30% +12.1% YoY	23%
Net Interest Margin ?	3.65% +16.0% YoY +2.8% QoQ	-0.34%	3.99% +5.0% YoY	3.70% +8.1% YoY	3.95% +4.9% YoY	34%
Efficiency Ratio ?	77.38% -1.5% YoY -1.4% QoQ	+12.90%	64.48% -3.2% YoY	77.20% +13.2% YoY	70.05% +2.5% YoY	17%
Delinquency Rate ?	2.95% +50.8% YoY +8.4% QoQ	+2.03%	0.92% +15.7% YoY	0.91% +27.8% YoY	0.98% +16.3% YoY	Bottom 6.4% in tier
Loan-to-Deposit Ratio ?	79.15% +2.2% YoY +7.3% QoQ	+1.20%	77.95% +1.0% YoY	81.91% +1.2% YoY	79.03% +2.3% YoY	51%
Non-Interest-Bearing Deposit Share ?	14.33% -9.7% YoY -8.6% QoQ	-7.70%	22.03% -0.6% YoY	16.57% -2.9% YoY	21.98% -0.6% YoY	22%
Nonperforming Asset Ratio ?	2.02% +55.1% YoY +16.5% QoQ	+1.35%	0.67% +16.4% YoY	0.69% +42.1% YoY	0.69% +15.8% YoY	Bottom 6.8% in tier
Tier 1 Capital Ratio ?	9.96% -3.8% YoY -2.1% QoQ	-5.95%	15.91% +1.4% YoY	16.20% +1.2% YoY	17.09% +0.8% YoY	Bottom 10.0% in tier
Non-Interest Income / Assets ?	0.18% -4.9% YoY +140.1% QoQ	-0.39%	0.57% +7.6% YoY	1.78% -1.3% YoY	0.66% +5.2% YoY	43%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
Noninterest-Bearing	14.3% -1.5pp YoY -1.3pp QoQ	-7.8pp	22.1%	16.8%	22.2%	21%
Brokered Deposits	n/a	n/a	7.9%	7.2%	8.5%	n/a

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
C&I	13.8% +1.1pp YoY -0.2pp QoQ	+2.2pp	11.6%	11.1%	12.5%	71%
CRE	24.0% -3.6pp YoY -1.4pp QoQ	-15.5pp	39.5%	36.2%	41.4%	25%
1-4 Family	35.8% +3.9pp YoY +0.8pp QoQ	+3.2pp	32.6%	40.0%	31.3%	63%
Consumer	0.7% -0.2pp YoY 0.0pp QoQ	-3.4pp	4.1%	3.2%	5.0%	20%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
CET1 Ratio	n/a	n/a	18.8%	17.5%	19.7%	n/a
Leverage Ratio	10.0% -0.4pp YoY -0.2pp QoQ	-2.2pp	12.2%	13.0%	12.6%	30%
Total Capital Ratio	n/a	n/a	19.9%	18.7%	20.8%	n/a

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
Full-Time Employees	38 +4 (+11.8%) YoY +1 (+2.7%) QoQ	-21	58	237	482	39%
Assets per Employee ($)	$7.3M -4.9% YoY -5.7% QoQ	-$241K	$7.5M	$7.5M	$8.8M	57%
Branch Count	2 0 YoY 0 QoQ	-3	4	17	18	11%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
Past Due 90+ Days	0.2% -0.2pp QoQ	-0.2pp	0.3%	0.2%	0.4%	59%
Nonaccrual	2.8% +0.8pp YoY +0.5pp QoQ	+1.9pp	0.9%	0.8%	1.0%	93%
Allowance Coverage	0.35x -35.9% YoY -9.2% QoQ	-23.80x	24.15x	6.71x	20.23x	5%
Net Charge-off Rate (YTD)	-0.2% -0.2pp YoY +0.2pp QoQ	-0.4pp	0.1%	0.1%	0.2%	1%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
ROE	9.5% +1.4pp YoY -0.4pp QoQ	-2.7pp	12.2%	11.2%	11.6%	33%
Cost of Funds (YTD)	2.3% -0.3pp YoY +0.1pp QoQ	+0.6pp	1.7%	1.8%	1.7%	84%
Net Income ($, YTD)	$1.1M +31.1% YoY — QoQ	-$1.5M	$2.6M	$16.3M	$40.4M	30%

Get Full Access to Logansport Savings Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Capital Thin

risk

#310 of 661 • Bottom 46.8% in tier

Tier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.

Why this signature

Tier 1 Capital Ratio: 9.96%

(Tier: 15.91%, National: 17.09%)

worse than tier avg

661 of 661 Community banks match · 923 nationally

→ Stable | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (6 metrics)

2465

Delinquency Rate

credit_quality

Value: 2.95%

Peer Median: 0.92%

#2465 of 2633 Bottom 6.4% in $100M-$1B

2464

Nonperforming Asset Ratio

credit_quality

Value: 2.02%

Peer Median: 0.67%

#2464 of 2643 Bottom 6.8% in $100M-$1B

2381

Tier 1 Capital Ratio

capital

Value: 9.96%

Peer Median: 15.91%

#2381 of 2643 Bottom 10.0% in $100M-$1B

2193

Efficiency Ratio

profitability

Value: 77.38%

Peer Median: 64.48%

#2193 of 2643 Bottom 17.1% in $100M-$1B

2071

Non-Interest-Bearing Deposit Share

funding

Value: 14.33%

Peer Median: 22.03%

#2071 of 2643 Bottom 21.7% in $100M-$1B

2035

Return on Assets

profitability

Value: 0.79%

Peer Median: 1.32%

#2035 of 2643 Bottom 23.0% in $100M-$1B