BlastPoint's Banking Scorecard
Logansport Savings Bank
Logansport, IN
2 branches across IN
Logansport Savings Bank faces 5 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Delinquency Rate 1.84% above tier average
- - Nonperforming Asset Ratio 1.10% above tier average
- - ROA 0.45% below tier average
- - Net Interest Margin 0.38% below tier average
- - Efficiency Ratio 13.15% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$285.5M
+7.2% YoY
+7.6% QoQ
|
-$100.6M |
$386.1M
+0.5% YoY
|
$2.5B
+12.1% YoY
|
$6.2B
+9.1% YoY
|
43% |
| Total Loans ? |
$182.0M
+5.6% YoY
+0.6% QoQ
|
-$73.7M |
$255.7M
+1.1% YoY
|
$1.7B
+14.1% YoY
|
$3.2B
+10.8% YoY
|
45% |
| Total Deposits ? |
$246.9M
+7.6% YoY
+9.0% QoQ
|
-$81.1M |
$328.0M
+0.1% YoY
|
$2.0B
+11.8% YoY
|
$4.8B
+8.2% YoY
|
44% |
| Return on Assets ? |
0.82%
+39.5% YoY
+20.0% QoQ
|
-0.45% |
1.27%
+12.9% YoY
|
0.81%
-6.6% YoY
|
1.23%
+13.4% YoY
|
27% |
| Net Interest Margin ? |
3.55%
+13.9% YoY
+6.8% QoQ
|
-0.38% |
3.93%
+6.0% YoY
|
3.60%
+8.5% YoY
|
3.89%
+5.7% YoY
|
33% |
| Efficiency Ratio ? |
78.44%
-2.1% YoY
+1.4% QoQ
|
+13.15% |
65.29%
-4.5% YoY
|
105.71%
+27.0% YoY
|
66.95%
-4.1% YoY
|
17% |
| Delinquency Rate ? |
2.72%
+51.2% YoY
+58.4% QoQ
|
+1.84% |
0.89%
+18.8% YoY
|
0.90%
+15.9% YoY
|
0.95%
+18.8% YoY
|
Bottom 6.9% in tier |
| Loan-to-Deposit Ratio ? |
73.74%
-1.9% YoY
-7.7% QoQ
|
-2.90% |
76.64%
+0.8% YoY
|
81.10%
+0.7% YoY
|
76.70%
+0.9% YoY
|
60% |
| Non-Interest-Bearing Deposit Share ? |
15.68%
-3.1% YoY
-0.2% QoQ
|
-6.34% |
22.02%
-1.0% YoY
|
17.15%
-0.9% YoY
|
22.01%
-1.2% YoY
|
26% |
| Nonperforming Asset Ratio ? |
1.74%
+48.9% YoY
+48.1% QoQ
|
+1.10% |
0.64%
+19.7% YoY
|
0.67%
+21.6% YoY
|
0.67%
+19.3% YoY
|
Bottom 8.9% in tier |
| Tier 1 Capital Ratio ? |
10.18%
-2.2% YoY
-0.2% QoQ
|
-5.65% |
15.83%
+1.5% YoY
|
16.04%
+1.8% YoY
|
17.06%
+0.8% YoY
|
Bottom 11.7% in tier |
| Non-Interest Income / Assets ? |
0.07%
-19.0% YoY
-79.9% QoQ
|
-0.21% |
0.28%
+9.3% YoY
|
0.79%
-14.5% YoY
|
0.32%
+4.1% YoY
|
35% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.