BlastPoint's Banking Scorecard
First Federal Savings Bank of Washington
Designations: ✓ Community bank ✓ Mutual
Washington, IN
First Federal Savings Bank of Washington has 1 strength but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 12.02% below tier average
Key Concerns
Areas that may need attention
- - ROA 0.27% below tier average
- - Net Interest Margin 0.36% below tier average
- - Delinquency Rate 0.77% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$92.8M
+3.3% YoY
-2.4% QoQ
|
+$30.7M |
$62.2M
-0.6% YoY
|
$2.5B
+12.1% YoY
|
$6.2B
+9.1% YoY
|
Top 9.2% in tier |
| Total Loans ? |
$70.2M
+1.3% YoY
-2.6% QoQ
|
+$35.9M |
$34.2M
-1.4% YoY
|
$1.7B
+14.1% YoY
|
$3.2B
+10.8% YoY
|
Top 4.8% in tier |
| Total Deposits ? |
$75.7M
+3.6% YoY
-0.7% QoQ
|
+$23.9M |
$51.7M
-0.7% YoY
|
$2.0B
+11.8% YoY
|
$4.8B
+8.2% YoY
|
83% |
| Return on Assets ? |
0.57%
+88.1% YoY
+48.0% QoQ
|
-0.27% |
0.84%
-2.3% YoY
|
0.81%
-6.6% YoY
|
1.23%
+13.4% YoY
|
32% |
| Net Interest Margin ? |
3.50%
+10.2% YoY
+8.0% QoQ
|
-0.36% |
3.86%
+2.8% YoY
|
3.60%
+8.5% YoY
|
3.89%
+5.7% YoY
|
31% |
| Efficiency Ratio ? |
76.33%
-9.4% YoY
-6.2% QoQ
|
-12.02% |
88.34%
+0.3% YoY
|
105.71%
+27.0% YoY
|
66.95%
-4.1% YoY
|
42% |
| Delinquency Rate ? |
2.15%
+11.4% YoY
-6.8% QoQ
|
+0.77% |
1.37%
+33.8% YoY
|
0.90%
+15.9% YoY
|
0.95%
+18.8% YoY
|
20% |
| Loan-to-Deposit Ratio ? |
92.73%
-2.2% YoY
-2.0% QoQ
|
+28.51% |
64.22%
-0.7% YoY
|
81.10%
+0.7% YoY
|
76.70%
+0.9% YoY
|
Bottom 13.5% in tier |
| Non-Interest-Bearing Deposit Share ? |
15.94%
+16.5% YoY
+3.1% QoQ
|
-7.77% |
23.71%
+0.3% YoY
|
17.15%
-0.9% YoY
|
22.01%
-1.2% YoY
|
26% |
| Nonperforming Asset Ratio ? |
1.62%
+9.3% YoY
-6.9% QoQ
|
+0.83% |
0.79%
+28.2% YoY
|
0.67%
+21.6% YoY
|
0.67%
+19.3% YoY
|
Bottom 14.4% in tier |
| Tier 1 Capital Ratio ? |
10.67%
+1.6% YoY
+2.7% QoQ
|
-16.02% |
26.68%
+2.0% YoY
|
16.04%
+1.8% YoY
|
17.06%
+0.8% YoY
|
Bottom 10.4% in tier |
| Non-Interest Income / Assets ? |
0.04%
+35.6% YoY
-65.8% QoQ
|
-0.63% |
0.67%
+1.9% YoY
|
0.79%
-14.5% YoY
|
0.32%
+4.1% YoY
|
30% |
Get Full Access to First Federal Savings Bank of Washington
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.