BlastPoint's Banking Scorecard

First Federal Savings Bank of Washington

under $100M Specialty: Mortgage IN FDIC cert 29710

Designations: ✓ Community bank ✓ Mutual

Washington, IN

537 banks in the under $100M peer group nationally 7 in IN

First Federal Savings Bank of Washington has 1 strength but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 11.30% below tier average

Key Concerns

Areas that may need attention

- ROA 0.29% below tier average
- Net Interest Margin 0.37% below tier average
- Delinquency Rate 0.78% above tier average

Get updates when First Federal Savings Bank of Washington releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
Total Assets ?	$92.8M +3.3% YoY -2.4% QoQ	+$30.5M	$62.3M -0.5% YoY	$2.5B +12.1% YoY	$6.2B +9.0% YoY	Top 9.3% in tier
Total Loans ?	$70.2M +1.3% YoY -2.6% QoQ	+$35.9M	$34.3M -1.5% YoY	$1.8B +14.1% YoY	$3.2B +10.7% YoY	Top 4.8% in tier
Total Deposits ?	$75.7M +3.6% YoY -0.7% QoQ	+$23.8M	$51.8M -0.6% YoY	$2.0B +11.7% YoY	$4.8B +8.0% YoY	83%
Return on Assets ?	0.57% +88.1% YoY +48.0% QoQ	-0.29%	0.86% -3.6% YoY	0.88% -9.0% YoY	1.24% +13.1% YoY	32%
Net Interest Margin ?	3.50% +10.2% YoY +8.0% QoQ	-0.37%	3.87% +2.7% YoY	3.62% +8.1% YoY	3.89% +5.7% YoY	31%
Efficiency Ratio ?	76.33% -9.4% YoY -6.2% QoQ	-11.30%	87.63% +2.3% YoY	103.85% +48.1% YoY	66.84% -3.8% YoY	42%
Delinquency Rate ?	2.15% +11.4% YoY -6.8% QoQ	+0.78%	1.36% +33.7% YoY	0.84% +20.9% YoY	0.95% +18.8% YoY	20%
Loan-to-Deposit Ratio ?	92.73% -2.2% YoY -2.0% QoQ	+28.62%	64.11% -0.9% YoY	80.90% +0.8% YoY	76.69% +0.9% YoY	Bottom 13.4% in tier
Non-Interest-Bearing Deposit Share ?	15.94% +16.5% YoY +3.1% QoQ	-7.84%	23.79% +0.5% YoY	17.23% -0.8% YoY	22.01% -1.1% YoY	26%
Nonperforming Asset Ratio ?	1.62% +9.3% YoY -6.9% QoQ	+0.85%	0.77% +28.7% YoY	0.62% +28.0% YoY	0.66% +19.3% YoY	Bottom 14.2% in tier
Tier 1 Capital Ratio ?	10.67% +1.6% YoY +2.7% QoQ	-16.10%	26.77% +2.0% YoY	16.21% +1.8% YoY	17.06% +0.8% YoY	Bottom 10.2% in tier
Non-Interest Income / Assets ?	0.04% +35.6% YoY -65.8% QoQ	-0.63%	0.67% +1.6% YoY	0.81% -14.6% YoY	0.32% +4.0% YoY	30%

Get Full Access to First Federal Savings Bank of Washington

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 537 peers in under $100M

Top Strengths (3 metrics)

Total Loans

size

Value: $70.16M

Peer Median: $34.29M

#27 of 537 Top 4.8% in under $100M

Total Assets

size

Value: $92.82M

Peer Median: $62.28M

#51 of 537 Top 9.3% in under $100M

Total Deposits

size

Value: $75.66M

Peer Median: $51.83M

#92 of 537 Top 16.9% in under $100M

Top Weaknesses (4 metrics)

483

Tier 1 Capital Ratio

capital

Value: 10.67%

Peer Median: 26.77%

#483 of 537 Bottom 10.2% in under $100M

466

Loan-to-Deposit Ratio

liquidity

Value: 92.73%

Peer Median: 64.11%

#466 of 537 Bottom 13.4% in under $100M

462

Nonperforming Asset Ratio

credit_quality

Value: 1.62%

Peer Median: 0.77%

#462 of 537 Bottom 14.2% in under $100M

415

Delinquency Rate

credit_quality

Value: 2.15%

Peer Median: 1.36%

#415 of 517 Bottom 19.9% in under $100M