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Lewisburg Banking Company

$100M-$1B Specialty: Other KY FDIC cert 297

Lewisburg, KY

5 branches across KY

2664 banks in the $100M-$1B peer group nationally 88 in KY
View $100M-$1B leaderboard (KY) →

Lewisburg Banking Company has 4 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.51% above tier average
  • + Net Interest Margin 0.10% above tier average
  • + Efficiency Ratio 7.18% below tier average
  • + Delinquency Rate 0.36% below tier average

Key Concerns

Areas that may need attention

  • - Credit Quality Pressure: Bottom 38.8% in tier
Get updates when Lewisburg Banking Company releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KY) National Avg Tier Percentile
Total Assets ? $234.8M
+11.1% YoY +5.4% QoQ
-$151.3M $386.1M
+0.5% YoY
$702.0M
+4.4% YoY
$6.2B
+9.1% YoY
34%
Total Loans ? $158.8M
+15.8% YoY -0.2% QoQ
-$97.0M $255.7M
+1.1% YoY
$492.7M
+5.5% YoY
$3.2B
+10.8% YoY
38%
Total Deposits ? $189.5M
+9.2% YoY +6.7% QoQ
-$138.4M $328.0M
+0.1% YoY
$590.5M
+4.1% YoY
$4.8B
+8.2% YoY
32%
Return on Assets ? 1.78%
+24.4% YoY +7.1% QoQ
+0.51% 1.27%
+12.9% YoY
1.25%
+16.2% YoY
1.23%
+13.4% YoY
81%
Net Interest Margin ? 4.03%
+3.8% YoY -2.0% QoQ
+0.10% 3.93%
+6.0% YoY
3.88%
+7.4% YoY
3.89%
+5.7% YoY
59%
Efficiency Ratio ? 58.11%
-9.8% YoY -0.2% QoQ
-7.18% 65.29%
-4.5% YoY
64.22%
-6.1% YoY
66.95%
-4.1% YoY
65%
Delinquency Rate ? 0.53%
+72.2% YoY +31.4% QoQ
-0.36% 0.89%
+18.8% YoY
0.89%
+17.0% YoY
0.95%
+18.8% YoY
44%
Loan-to-Deposit Ratio ? 83.75%
+6.1% YoY -6.5% QoQ
+7.12% 76.64%
+0.8% YoY
80.71%
+1.5% YoY
76.70%
+0.9% YoY
38%
Non-Interest-Bearing Deposit Share ? 27.49%
-8.7% YoY -0.2% QoQ
+5.47% 22.02%
-1.0% YoY
23.47%
-1.8% YoY
22.01%
-1.2% YoY
75%
Nonperforming Asset Ratio ? 0.36%
+19.2% YoY +11.5% QoQ
-0.28% 0.64%
+19.7% YoY
0.61%
+22.3% YoY
0.67%
+19.3% YoY
46%
Tier 1 Capital Ratio ? 8.97%
-5.1% YoY -5.3% QoQ
-6.86% 15.83%
+1.5% YoY
14.97%
-0.1% YoY
17.06%
+0.8% YoY
Bottom 0.6% in tier
Non-Interest Income / Assets ? 0.10%
-13.4% YoY -78.3% QoQ
-0.18% 0.28%
+9.3% YoY
0.16%
+4.4% YoY
0.32%
+4.1% YoY
50%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Credit Quality Pressure

risk
#508 of 1308 • Bottom 38.8% in tier

Delinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.

Why this signature
Delinquency Rate: 0.53%
(Tier: 0.89%, National: 0.95%)
better than tier avg
1308 of 1308 Community banks match · 1899 nationally
→ Stable +2 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (1 metrics)

520
Return on Assets
profitability
Value: 1.78%
Peer Median: 1.27%
#520 of 2664 Top 19.5% in $100M-$1B

Top Weaknesses (1 metrics)

2648
Tier 1 Capital Ratio
capital
Value: 8.97%
Peer Median: 15.83%
#2648 of 2664 Bottom 0.6% in $100M-$1B
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