BlastPoint's Banking Scorecard

Nashville Savings Bank

$100M-$1B Specialty: Other IL FDIC cert 29677

Designations: ✓ Mutual

Nashville, IL

2664 banks in the $100M-$1B peer group nationally 211 in IL

Nashville Savings Bank has 3 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Credit Quality Leader: Top 43.7% in tier
+ Nonperforming Asset Ratio 0.64% below tier average
+ Efficiency Ratio 18.04% below tier average

Key Concerns

Areas that may need attention

- NIB Deposit Bleed: Bottom 55.0% in tier
- Non-Interest Income / Assets 0.27% below tier average
- Net Interest Margin 0.64% below tier average

Get updates when Nashville Savings Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Total Assets ?	$108.9M +7.0% YoY +4.5% QoQ	-$277.2M	$386.1M +0.5% YoY	$2.3B +4.5% YoY	$6.2B +9.1% YoY	Bottom 2.5% in tier
Total Loans ?	$67.1M +3.3% YoY -0.4% QoQ	-$188.6M	$255.7M +1.1% YoY	$1.2B +5.3% YoY	$3.2B +10.8% YoY	Bottom 6.6% in tier
Total Deposits ?	$95.0M +6.5% YoY +4.8% QoQ	-$233.0M	$328.0M +0.1% YoY	$1.9B +3.9% YoY	$4.8B +8.2% YoY	Bottom 4.1% in tier
Return on Assets ?	1.29% -0.0% YoY +7.1% QoQ	+0.02%	1.27% +12.9% YoY	1.04% +3.0% YoY	1.23% +13.4% YoY	55%
Net Interest Margin ?	3.29% +4.5% YoY +1.5% QoQ	-0.64%	3.93% +6.0% YoY	3.61% +7.5% YoY	3.89% +5.7% YoY	21%
Efficiency Ratio ?	47.25% +1.5% YoY -1.9% QoQ	-18.04%	65.29% -4.5% YoY	63.68% -7.4% YoY	66.95% -4.1% YoY	Top 11.7% in tier
Delinquency Rate ?	0.00%	-0.89%	0.89% +18.8% YoY	1.15% +15.6% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	70.64% -3.0% YoY -4.9% QoQ	-5.99%	76.64% +0.8% YoY	71.92% +1.0% YoY	76.70% +0.9% YoY	65%
Non-Interest-Bearing Deposit Share ?	11.03% -18.3% YoY +6.0% QoQ	-10.99%	22.02% -1.0% YoY	20.45% -1.2% YoY	22.01% -1.2% YoY	Bottom 12.8% in tier
Nonperforming Asset Ratio ?	0.00%	-0.64%	0.64% +19.7% YoY	0.78% +18.1% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	12.56% +2.7% YoY -0.5% QoQ	-3.27%	15.83% +1.5% YoY	16.97% +0.7% YoY	17.06% +0.8% YoY	42%
Non-Interest Income / Assets ?	0.01% +5.1% YoY -78.5% QoQ	-0.27%	0.28% +9.3% YoY	0.34% +6.9% YoY	0.32% +4.1% YoY	Bottom 1.4% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Credit Quality Leader

growth

#291 of 664 • Top 43.7% in tier

Best-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.

Why this signature

Delinquency Rate: 0.00%

(Tier: 0.89%, National: 0.95%)

better than tier avg

664 of 664 Community banks match · 922 nationally

→ Stable +2 banks QoQ | QoQ rank improving

Concerns (1)

NIB Deposit Bleed

decline

#110 of 198 • Bottom 55.0% in tier

Non-interest-bearing deposit share dropped 2+ pp YoY and now below the tier median. Cheap funding leaving for higher-yield competitors.

Why this signature

Noninterest-Bearing Deposit Share: 11.03%

(Tier: 22.02%, National: 22.01%)

worse than tier avg

198 of 198 Community banks match · 238 nationally

↓ Shrinking -31 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#1 of 2654 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#1 of 2664 Top 0.1% in $100M-$1B

313

Efficiency Ratio

profitability

Value: 47.25%

Peer Median: 65.29%

#313 of 2664 Top 11.7% in $100M-$1B

Top Weaknesses (6 metrics)

2627

Non-Interest Income / Assets

revenue_mix

Value: 0.01%

Peer Median: 0.28%

#2627 of 2664 Bottom 1.4% in $100M-$1B

2598

Total Assets

size

Value: $108.89M

Peer Median: $386.08M

#2598 of 2664 Bottom 2.5% in $100M-$1B

2557

Total Deposits

size

Value: $95.00M

Peer Median: $327.97M

#2557 of 2664 Bottom 4.1% in $100M-$1B

2489

Total Loans

size

Value: $67.11M

Peer Median: $255.72M

#2489 of 2664 Bottom 6.6% in $100M-$1B

2324

Non-Interest-Bearing Deposit Share

funding

Value: 11.03%

Peer Median: 22.02%

#2324 of 2664 Bottom 12.8% in $100M-$1B

2099

Net Interest Margin

profitability

Value: 3.29%

Peer Median: 3.93%

#2099 of 2664 Bottom 21.2% in $100M-$1B