BlastPoint's Banking Scorecard

Great Midwest Bank, S.S.B.

$1B-$10B Specialty: Mortgage WI FDIC cert 29657

Designations: ✓ Community bank ✓ Mutual

Brookfield, WI

9 branches across WI

884 banks in the $1B-$10B peer group nationally 28 in WI

Great Midwest Bank, S.S.B. has 2 strengths but faces 5 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 3.80% below tier average
+ Delinquency Rate 0.37% below tier average

Key Concerns

Areas that may need attention

- Credit Risk Growth: Bottom 18.1% in tier
- Liquidity Overhang: Bottom 23.0% in tier
- Non-Interest-Bearing Deposit Share 12.93% below tier average
- ROA 0.37% below tier average
- Net Interest Margin 0.82% below tier average

Get updates when Great Midwest Bank, S.S.B. releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Total Assets ?	$1.1B +5.6% YoY +2.2% QoQ	-$1.8B	$2.8B -0.1% YoY	$1.1B +10.1% YoY	$6.2B +9.1% YoY	Bottom 6.2% in tier
Total Loans ?	$906.5M +2.3% YoY -1.4% QoQ	-$1.1B	$2.0B +0.6% YoY	$816.7M +9.9% YoY	$3.2B +10.8% YoY	26%
Total Deposits ?	$616.9M -0.7% YoY +1.3% QoQ	-$1.7B	$2.3B -0.3% YoY	$905.4M +9.0% YoY	$4.8B +8.2% YoY	Bottom 0.6% in tier
Return on Assets ?	0.99% +60.9% YoY +44.4% QoQ	-0.37%	1.37% +19.6% YoY	1.50% +15.4% YoY	1.23% +13.4% YoY	32%
Net Interest Margin ?	2.99% +21.6% YoY +15.8% QoQ	-0.82%	3.82% +6.9% YoY	3.77% +9.2% YoY	3.89% +5.7% YoY	17%
Efficiency Ratio ?	57.26% -15.3% YoY -13.7% QoQ	-3.80%	61.06% -4.6% YoY	64.74% -4.5% YoY	66.95% -4.1% YoY	58%
Delinquency Rate ?	0.52% +118.6% YoY +10.5% QoQ	-0.37%	0.89% +14.1% YoY	0.87% +31.3% YoY	0.95% +18.8% YoY	53%
Loan-to-Deposit Ratio ?	146.95% +3.0% YoY -2.6% QoQ	+62.74%	84.20% +0.3% YoY	86.53% +1.6% YoY	76.70% +0.9% YoY	Bottom 0.6% in tier
Non-Interest-Bearing Deposit Share ?	8.36% +0.9% YoY -9.1% QoQ	-12.93%	21.29% -2.5% YoY	18.27% -0.8% YoY	22.01% -1.2% YoY	Bottom 8.5% in tier
Nonperforming Asset Ratio ?	0.44% +111.8% YoY +6.5% QoQ	-0.23%	0.67% +15.6% YoY	0.63% +35.0% YoY	0.67% +19.3% YoY	49%
Tier 1 Capital Ratio ?	16.39% -0.2% YoY -0.3% QoQ	+1.23%	15.16% +2.0% YoY	14.74% +0.5% YoY	17.06% +0.8% YoY	83%
Non-Interest Income / Assets ?	0.08% +35.9% YoY -72.8% QoQ	-0.18%	0.26% +1.6% YoY	1.15% +12.5% YoY	0.32% +4.1% YoY	22%

Get Full Access to Great Midwest Bank, S.S.B.

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (2)

Credit Risk Growth

risk

#77 of 420 • Bottom 18.1% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

420 of 420 Mid-Market banks match · 1464 nationally

→ Stable -10 banks QoQ | QoQ rank improving

Liquidity Overhang

risk

#41 of 174 • Bottom 23.0% in tier

Exceptional capital position (Tier 1 >= 16%, top quartile). Strong fundamentals - opportunity to deploy capital more productively.

Why this signature

Tier 1 Capital Ratio: 16.39%

(Tier: 15.16%, National: 17.06%)

better than tier avg

Loan-to-Deposit Ratio: 146.95%

(Tier: 84.20%, National: 76.70%)

worse than tier avg

174 of 174 Mid-Market banks match · 939 nationally

→ Stable +13 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 884 peers in $1B-$10B

Top Strengths (1 metrics)

152

Tier 1 Capital Ratio

capital

Value: 16.39%

Peer Median: 15.16%

#152 of 884 Top 17.1% in $1B-$10B

Top Weaknesses (6 metrics)

880

Loan-to-Deposit Ratio

liquidity

Value: 146.95%

Peer Median: 84.20%

#880 of 884 Bottom 0.6% in $1B-$10B

880

Total Deposits

size

Value: $616.91M

Peer Median: $2.34B

#880 of 884 Bottom 0.6% in $1B-$10B

830

Total Assets

size

Value: $1.06B

Peer Median: $2.82B

#830 of 884 Bottom 6.2% in $1B-$10B

810

Non-Interest-Bearing Deposit Share

funding

Value: 8.36%

Peer Median: 21.29%

#810 of 884 Bottom 8.5% in $1B-$10B

737

Net Interest Margin

profitability

Value: 2.99%

Peer Median: 3.82%

#737 of 884 Bottom 16.7% in $1B-$10B

692

Non-Interest Income / Assets

revenue_mix

Value: 0.08%

Peer Median: 0.26%

#692 of 884 Bottom 21.8% in $1B-$10B