BlastPoint's Banking Scorecard

Great Midwest Bank, S.S.B.

$1B-$10B Specialty: Mortgage WI FDIC cert 29657

Designations: ✓ Community bank ✓ Mutual

Brookfield, WI

8 branches across WI

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 885 banks in the $1B-$10B peer group nationwide — 1 of 30 in WI.
Deposits -1.0% year over year ($620.8M on the books).
Delinquency rate 0.56%.
Return on assets 1.14%.
Efficiency ratio 54.31% vs a 59.73% peer average.
Loan-to-deposit ratio 150.59% vs a 85.04% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

885 banks in the $1B-$10B peer group nationally 30 in WI

View $1B-$10B leaderboard (WI) →

Great Midwest Bank, S.S.B. has 2 strengths but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 5.42% below tier average
+ Delinquency Rate 0.30% below tier average

Key Concerns

Areas that may need attention

- Liquidity Overhang: Bottom 22.1% in tier
- Non-Interest-Bearing Deposit Share 12.93% below tier average
- ROA 0.25% below tier average
- Net Interest Margin 0.86% below tier average

Get updates when Great Midwest Bank, S.S.B. releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Total Assets ?	$1.1B +6.8% YoY +0.3% QoQ	-$1.7B	$2.8B -0.6% YoY	$1.2B +13.5% YoY	$6.3B +7.7% YoY	Bottom 5.8% in tier
Total Loans ?	$934.9M +6.6% YoY +3.1% QoQ	-$1.0B	$2.0B -0.3% YoY	$860.4M +13.3% YoY	$3.2B +9.4% YoY	28%
Total Deposits ?	$620.8M -1.0% YoY +0.6% QoQ	-$1.7B	$2.3B -0.5% YoY	$935.5M +13.1% YoY	$4.9B +7.3% YoY	Bottom 0.3% in tier
Return on Assets ?	1.14% +88.5% YoY +14.8% QoQ	-0.25%	1.39% +17.0% YoY	1.56% +18.6% YoY	1.30% +12.1% YoY	40%
Net Interest Margin ?	3.02% +21.9% YoY +0.8% QoQ	-0.86%	3.87% +6.2% YoY	3.83% +8.5% YoY	3.95% +4.9% YoY	15%
Efficiency Ratio ?	54.31% -21.0% YoY -5.1% QoQ	-5.42%	59.73% -12.6% YoY	62.90% -5.1% YoY	70.05% +2.5% YoY	65%
Delinquency Rate ?	0.56% -15.1% YoY +9.1% QoQ	-0.30%	0.87% +11.7% YoY	0.85% +12.5% YoY	0.98% +16.3% YoY	47%
Loan-to-Deposit Ratio ?	150.59% +7.7% YoY +2.5% QoQ	+65.56%	85.04% -0.1% YoY	87.22% +0.9% YoY	79.03% +2.3% YoY	Bottom 0.5% in tier
Non-Interest-Bearing Deposit Share ?	8.34% -4.3% YoY -0.2% QoQ	-12.93%	21.27% -1.5% YoY	18.65% -1.9% YoY	21.98% -0.6% YoY	Bottom 8.0% in tier
Nonperforming Asset Ratio ?	0.50% -15.2% YoY +12.1% QoQ	-0.18%	0.67% +11.7% YoY	0.63% +16.4% YoY	0.69% +15.8% YoY	44%
Tier 1 Capital Ratio ?	16.50% +0.6% YoY +0.7% QoQ	+1.65%	14.84% -0.4% YoY	15.02% +1.5% YoY	17.09% +0.8% YoY	83%
Non-Interest Income / Assets ?	0.27% +104.9% YoY +247.4% QoQ	-0.26%	0.53% +2.5% YoY	2.21% +12.7% YoY	0.66% +5.2% YoY	45%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Noninterest-Bearing	8.3% -0.4pp YoY 0.0pp QoQ	-13.0pp	21.4%	18.9%	22.2%	8%
Brokered Deposits	28.8% -0.1pp YoY +2.1pp QoQ	+19.3pp	9.5%	9.2%	8.5%	94%

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
C&I	n/a	n/a	14.0%	10.5%	12.5%	n/a
CRE	n/a	n/a	50.0%	46.4%	41.4%	n/a
1-4 Family	74.1% -1.6pp YoY -0.5pp QoQ	+47.6pp	26.4%	32.3%	31.3%	97%
Consumer	0.2% -0.1pp YoY 0.0pp QoQ	-4.5pp	4.7%	2.6%	5.0%	20%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
CET1 Ratio	n/a	n/a	15.6%	15.5%	19.7%	n/a
Leverage Ratio	16.5% +0.1pp YoY +0.1pp QoQ	+5.2pp	11.3%	12.6%	12.6%	95%
Total Capital Ratio	n/a	n/a	16.7%	16.6%	20.8%	n/a

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Full-Time Employees	82 -3 (-3.5%) YoY -1 (-1.2%) QoQ	-232	313	134	482	4%
Assets per Employee ($)	$12.9M +10.7% YoY +1.5% QoQ	+$2.5M	$10.5M	$8.2M	$8.8M	83%
Branch Count	8 0 YoY 0 QoQ	-12	20	9	18	20%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Past Due 90+ Days	n/a	n/a	0.2%	0.4%	0.4%	n/a
Nonaccrual	0.6% -0.1pp YoY 0.0pp QoQ	-0.3pp	0.8%	0.9%	1.0%	54%
Allowance Coverage	0.76x +10.6% YoY -11.1% QoQ	-17.95x	18.71x	56.89x	20.23x	14%
Net Charge-off Rate (YTD)	-0.0% 0.0pp YoY 0.0pp QoQ	-0.3pp	0.3%	0.0%	0.2%	16%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
ROE	7.1% +3.4pp YoY +0.9pp QoQ	-5.5pp	12.6%	11.8%	11.6%	16%
Cost of Funds (YTD)	2.9% -0.2pp YoY 0.0pp QoQ	+0.9pp	1.9%	1.8%	1.7%	93%
Net Income ($, YTD)	$6.0M +99.8% YoY — QoQ	-$13.2M	$19.2M	$7.9M	$40.4M	16%

Get Full Access to Great Midwest Bank, S.S.B.

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Liquidity Overhang

risk

#39 of 172 • Bottom 22.1% in tier

Exceptional capital position (Tier 1 >= 16%, top quartile). Strong fundamentals - opportunity to deploy capital more productively.

Why this signature

Tier 1 Capital Ratio: 16.50%

(Tier: 14.84%, National: 17.09%)

better than tier avg

Loan-to-Deposit Ratio: 150.59%

(Tier: 85.04%, National: 79.03%)

worse than tier avg

172 of 172 Mid-Market banks match · 940 nationally

→ Stable +7 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 885 peers in $1B-$10B

Top Strengths (1 metrics)

151

Tier 1 Capital Ratio

capital

Value: 16.50%

Peer Median: 14.84%

#151 of 885 Top 16.9% in $1B-$10B

Top Weaknesses (5 metrics)

883

Total Deposits

size

Value: $620.82M

Peer Median: $2.32B

#883 of 885 Bottom 0.3% in $1B-$10B

882

Loan-to-Deposit Ratio

liquidity

Value: 150.59%

Peer Median: 85.04%

#882 of 885 Bottom 0.5% in $1B-$10B

835

Total Assets

size

Value: $1.06B

Peer Median: $2.79B

#835 of 885 Bottom 5.8% in $1B-$10B

815

Non-Interest-Bearing Deposit Share

funding

Value: 8.34%

Peer Median: 21.27%

#815 of 885 Bottom 8.0% in $1B-$10B

752

Net Interest Margin

profitability

Value: 3.02%

Peer Median: 3.87%

#752 of 885 Bottom 15.1% in $1B-$10B