BlastPoint's Banking Scorecard

Pee Dee Federal Savings Bank

under $100M Specialty: Other SC FDIC cert 29582

Designations: ✓ Community bank

Marion, SC

541 banks in the under $100M peer group nationally 3 in SC

Pee Dee Federal Savings Bank demonstrates 4 strengths

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.11% above tier average
+ Net Interest Margin 0.17% above tier average
+ Efficiency Ratio 11.54% below tier average
+ Delinquency Rate 1.33% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Pee Dee Federal Savings Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (SC)	National Avg	Tier Percentile
Total Assets ?	$38.2M +3.2% YoY +1.4% QoQ	-$24.0M	$62.2M -0.6% YoY	$1.5B +4.7% YoY	$6.2B +9.1% YoY	19%
Total Loans ?	$12.9M +8.6% YoY -3.3% QoQ	-$21.3M	$34.2M -1.4% YoY	$993.8M +7.7% YoY	$3.2B +10.8% YoY	Bottom 15.0% in tier
Total Deposits ?	$30.6M +2.6% YoY +1.4% QoQ	-$21.1M	$51.7M -0.7% YoY	$1.3B +4.0% YoY	$4.8B +8.2% YoY	20%
Return on Assets ?	0.95% -7.4% YoY -12.4% QoQ	+0.11%	0.84% -2.3% YoY	1.18% +45.0% YoY	1.23% +13.4% YoY	50%
Net Interest Margin ?	4.03% -0.4% YoY -4.3% QoQ	+0.17%	3.86% +2.8% YoY	3.64% +5.2% YoY	3.89% +5.7% YoY	61%
Efficiency Ratio ?	76.80% +2.2% YoY +2.6% QoQ	-11.54%	88.34% +0.3% YoY	67.38% -5.7% YoY	66.95% -4.1% YoY	41%
Delinquency Rate ?	0.04% -13.8% QoQ	-1.33%	1.37% +33.8% YoY	0.54% +11.8% YoY	0.95% +18.8% YoY	69%
Loan-to-Deposit Ratio ?	42.29% +5.9% YoY -4.7% QoQ	-21.93%	64.22% -0.7% YoY	73.64% +1.6% YoY	76.70% +0.9% YoY	79%
Non-Interest-Bearing Deposit Share ?	16.34% +2.0% YoY +8.9% QoQ	-7.38%	23.71% +0.3% YoY	20.84% -0.7% YoY	22.01% -1.2% YoY	28%
Nonperforming Asset Ratio ?	0.01% -17.8% QoQ	-0.77%	0.79% +28.2% YoY	0.34% +10.8% YoY	0.67% +19.3% YoY	69%
Tier 1 Capital Ratio ?	41.52% -1.4% YoY +2.8% QoQ	+14.84%	26.68% +2.0% YoY	17.50% +3.0% YoY	17.06% +0.8% YoY	Top 8.9% in tier
Non-Interest Income / Assets ?	0.04% -3.1% YoY -78.2% QoQ	-0.63%	0.67% +1.9% YoY	0.17% +48.2% YoY	0.32% +4.1% YoY	31%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (2 metrics)

Tier 1 Capital Ratio

capital

Value: 41.52%

Peer Median: 26.68%

#49 of 541 Top 8.9% in under $100M

117

Loan-to-Deposit Ratio

liquidity

Value: 42.29%

Peer Median: 64.22%

#117 of 541 Top 21.4% in under $100M

Top Weaknesses (3 metrics)

461

Total Loans

size

Value: $12.95M

Peer Median: $34.25M

#461 of 541 Bottom 15.0% in under $100M

439

Total Assets

size

Value: $38.21M

Peer Median: $62.16M

#439 of 541 Bottom 19.0% in under $100M

436

Total Deposits

size

Value: $30.62M

Peer Median: $51.74M

#436 of 541 Bottom 19.6% in under $100M