BlastPoint's Banking Scorecard
GreenWay Bank
Van Wert, OH
2 branches across IN · OH
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 96 in OH.
- Deposits -1.9% year over year ($336.0M on the books).
- Delinquency rate 0.20%.
- Return on assets 0.07%.
- Efficiency ratio 96.22% vs a 64.48% peer average.
- Loan-to-deposit ratio 63.32% vs a 77.95% peer average.
Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.
GreenWay Bank has 1 strength but faces 6 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.72% below tier average
Key Concerns
Areas that may need attention
- - Credit Quality Pressure: Bottom 23.9% in tier
- - Return on Assets 1.25% below tier average
- - Net Interest Margin 1.43% below tier average
- - Efficiency Ratio 31.74% above tier average
- - Non-Interest-Bearing Deposit Share 19.23% below tier average
- - Non-Interest Income / Assets 0.52% below tier average
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$402.3M
+1.4% YoY
+3.7% QoQ
|
+$15.7M |
$386.6M
+1.2% YoY
|
$36.7B
+9.4% YoY
|
$6.3B
+7.7% YoY
|
62% |
| Total Loans ? |
$212.7M
+13.9% YoY
+3.4% QoQ
|
-$45.6M |
$258.3M
+1.7% YoY
|
$16.2B
+12.1% YoY
|
$3.2B
+9.4% YoY
|
51% |
| Total Deposits ? |
$336.0M
-1.9% YoY
+5.0% QoQ
|
+$9.2M |
$326.7M
+0.7% YoY
|
$26.4B
+7.6% YoY
|
$4.9B
+7.3% YoY
|
61% |
| Return on Assets ? |
0.07%
+195.5% YoY
-74.3% QoQ
|
-1.25% |
1.32%
+10.8% YoY
|
1.21%
+9.4% YoY
|
1.30%
+12.1% YoY
|
Bottom 3.9% in tier |
| Net Interest Margin ? |
2.55%
+2.8% YoY
+5.8% QoQ
|
-1.43% |
3.99%
+5.0% YoY
|
3.65%
+6.4% YoY
|
3.95%
+4.9% YoY
|
Bottom 3.3% in tier |
| Efficiency Ratio ? |
96.22%
+0.5% YoY
+7.5% QoQ
|
+31.74% |
64.48%
-3.2% YoY
|
70.70%
-3.8% YoY
|
70.05%
+2.5% YoY
|
Bottom 2.9% in tier |
| Delinquency Rate ? |
0.20%
+255.4% YoY
-46.3% QoQ
|
-0.72% |
0.92%
+15.7% YoY
|
0.68%
+23.3% YoY
|
0.98%
+16.3% YoY
|
65% |
| Loan-to-Deposit Ratio ? |
63.32%
+16.1% YoY
-1.5% QoQ
|
-14.63% |
77.95%
+1.0% YoY
|
79.88%
+0.7% YoY
|
79.03%
+2.3% YoY
|
79% |
| Non-Interest-Bearing Deposit Share ? |
2.80%
+47.8% YoY
-6.6% QoQ
|
-19.23% |
22.03%
-0.6% YoY
|
18.59%
+0.9% YoY
|
21.98%
-0.6% YoY
|
Bottom 2.0% in tier |
| Nonperforming Asset Ratio ? |
0.23%
+761.9% YoY
-29.6% QoQ
|
-0.44% |
0.67%
+16.4% YoY
|
0.46%
+23.9% YoY
|
0.69%
+15.8% YoY
|
58% |
| Tier 1 Capital Ratio ? |
14.33%
+1.3% YoY
-3.4% QoQ
|
-1.58% |
15.91%
+1.4% YoY
|
18.68%
-0.2% YoY
|
17.09%
+0.8% YoY
|
60% |
| Non-Interest Income / Assets ? |
0.04%
+74.9% YoY
+105.3% QoQ
|
-0.52% |
0.57%
+7.6% YoY
|
1.22%
+2.7% YoY
|
0.66%
+5.2% YoY
|
Bottom 4.9% in tier |
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Additional Detail
Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2
Deposit Composition
% of total deposits
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Noninterest-Bearing |
2.8%
+0.9pp YoY -0.2pp QoQ |
-19.4pp | 22.1% | 18.8% | 22.2% | 1% |
| Brokered Deposits |
20.0%
-22.4pp YoY -1.0pp QoQ |
+12.1pp | 7.9% | 7.7% | 8.5% | 90% |
Loan Composition
% of total loans & leases
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| C&I |
15.0%
+3.3pp YoY +0.5pp QoQ |
+3.4pp | 11.6% | 10.2% | 12.5% | 76% |
| CRE |
35.2%
+3.6pp YoY +0.4pp QoQ |
-4.4pp | 39.5% | 34.2% | 41.4% | 44% |
| 1-4 Family |
44.9%
-4.7pp YoY -0.8pp QoQ |
+12.2pp | 32.6% | 50.0% | 31.3% | 77% |
| Consumer |
0.6%
0.0pp YoY 0.0pp QoQ |
-3.5pp | 4.1% | 4.7% | 5.0% | 19% |
Capital
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| CET1 Ratio |
14.3%
+0.2pp YoY -0.5pp QoQ |
-4.5pp | 18.8% | 22.1% | 19.7% | 42% |
| Leverage Ratio |
8.5%
+0.1pp YoY -0.2pp QoQ |
-3.7pp | 12.2% | 12.9% | 12.6% | 6% |
| Total Capital Ratio |
15.2%
+0.3pp YoY -0.5pp QoQ |
-4.7pp | 19.9% | 23.2% | 20.8% | 40% |
Efficiency & Staffing
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Full-Time Employees |
42
-7 (-14.3%) YoY -2 (-4.5%) QoQ |
-17 | 58 | 2,433 | 482 | 44% |
| Assets per Employee ($) |
$9.6M
+18.3% YoY +8.7% QoQ |
+$2.1M | $7.5M | $7.6M | $8.8M | 84% |
| Branch Count |
2
0 YoY 0 QoQ |
-3 | 4 | 81 | 18 | 11% |
Asset Quality
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Past Due 90+ Days |
0.2%
+0.1pp YoY -0.2pp QoQ |
-0.1pp | 0.3% | 0.2% | 0.4% | 66% |
| Nonaccrual | n/a | n/a | 0.9% | 0.6% | 1.0% | n/a |
| Allowance Coverage |
4.38x
-69.2% YoY +96.8% QoQ |
-19.77x | 24.15x | 18.95x | 20.23x | 67% |
| Net Charge-off Rate (YTD) | n/a | n/a | 0.1% | 0.1% | 0.2% | n/a |
Profitability
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| ROE |
0.8%
+1.6pp YoY -2.3pp QoQ |
-11.4pp | 12.2% | 9.7% | 11.6% | 4% |
| Cost of Funds (YTD) |
3.1%
-0.3pp YoY -0.1pp QoQ |
+1.4pp | 1.7% | 1.7% | 1.7% | 98% |
| Net Income ($, YTD) |
$137,000
+202.2% YoY — QoQ |
-$2.4M | $2.6M | $259.3M | $40.4M | 4% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (1)
Credit Quality Pressure
riskDelinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.