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BlastPoint's Banking Scorecard

GreenWay Bank

$100M-$1B Specialty: Commercial OH FDIC cert 29495

Van Wert, OH

2 branches across IN · OH

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 96 in OH.
  • Deposits -1.9% year over year ($336.0M on the books).
  • Delinquency rate 0.20%.
  • Return on assets 0.07%.
  • Efficiency ratio 96.22% vs a 64.48% peer average.
  • Loan-to-deposit ratio 63.32% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 96 in OH
View $100M-$1B leaderboard (OH) →

GreenWay Bank has 1 strength but faces 6 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.72% below tier average

Key Concerns

Areas that may need attention

  • - Credit Quality Pressure: Bottom 23.9% in tier
  • - Return on Assets 1.25% below tier average
  • - Net Interest Margin 1.43% below tier average
  • - Efficiency Ratio 31.74% above tier average
  • - Non-Interest-Bearing Deposit Share 19.23% below tier average
  • - Non-Interest Income / Assets 0.52% below tier average

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (OH) National Avg Tier Percentile
Total Assets ? $402.3M
+1.4% YoY +3.7% QoQ
+$15.7M $386.6M
+1.2% YoY
$36.7B
+9.4% YoY
$6.3B
+7.7% YoY
62%
Total Loans ? $212.7M
+13.9% YoY +3.4% QoQ
-$45.6M $258.3M
+1.7% YoY
$16.2B
+12.1% YoY
$3.2B
+9.4% YoY
51%
Total Deposits ? $336.0M
-1.9% YoY +5.0% QoQ
+$9.2M $326.7M
+0.7% YoY
$26.4B
+7.6% YoY
$4.9B
+7.3% YoY
61%
Return on Assets ? 0.07%
+195.5% YoY -74.3% QoQ
-1.25% 1.32%
+10.8% YoY
1.21%
+9.4% YoY
1.30%
+12.1% YoY
Bottom 3.9% in tier
Net Interest Margin ? 2.55%
+2.8% YoY +5.8% QoQ
-1.43% 3.99%
+5.0% YoY
3.65%
+6.4% YoY
3.95%
+4.9% YoY
Bottom 3.3% in tier
Efficiency Ratio ? 96.22%
+0.5% YoY +7.5% QoQ
+31.74% 64.48%
-3.2% YoY
70.70%
-3.8% YoY
70.05%
+2.5% YoY
Bottom 2.9% in tier
Delinquency Rate ? 0.20%
+255.4% YoY -46.3% QoQ
-0.72% 0.92%
+15.7% YoY
0.68%
+23.3% YoY
0.98%
+16.3% YoY
65%
Loan-to-Deposit Ratio ? 63.32%
+16.1% YoY -1.5% QoQ
-14.63% 77.95%
+1.0% YoY
79.88%
+0.7% YoY
79.03%
+2.3% YoY
79%
Non-Interest-Bearing Deposit Share ? 2.80%
+47.8% YoY -6.6% QoQ
-19.23% 22.03%
-0.6% YoY
18.59%
+0.9% YoY
21.98%
-0.6% YoY
Bottom 2.0% in tier
Nonperforming Asset Ratio ? 0.23%
+761.9% YoY -29.6% QoQ
-0.44% 0.67%
+16.4% YoY
0.46%
+23.9% YoY
0.69%
+15.8% YoY
58%
Tier 1 Capital Ratio ? 14.33%
+1.3% YoY -3.4% QoQ
-1.58% 15.91%
+1.4% YoY
18.68%
-0.2% YoY
17.09%
+0.8% YoY
60%
Non-Interest Income / Assets ? 0.04%
+74.9% YoY +105.3% QoQ
-0.52% 0.57%
+7.6% YoY
1.22%
+2.7% YoY
0.66%
+5.2% YoY
Bottom 4.9% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (OH) National Avg Tier Percentile
Noninterest-Bearing 2.8%
+0.9pp YoY
-0.2pp QoQ
-19.4pp 22.1% 18.8% 22.2% 1%
Brokered Deposits 20.0%
-22.4pp YoY
-1.0pp QoQ
+12.1pp 7.9% 7.7% 8.5% 90%

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (OH) National Avg Tier Percentile
C&I 15.0%
+3.3pp YoY
+0.5pp QoQ
+3.4pp 11.6% 10.2% 12.5% 76%
CRE 35.2%
+3.6pp YoY
+0.4pp QoQ
-4.4pp 39.5% 34.2% 41.4% 44%
1-4 Family 44.9%
-4.7pp YoY
-0.8pp QoQ
+12.2pp 32.6% 50.0% 31.3% 77%
Consumer 0.6%
0.0pp YoY
0.0pp QoQ
-3.5pp 4.1% 4.7% 5.0% 19%

Capital

Metric Current vs Tier Tier Avg State Avg (OH) National Avg Tier Percentile
CET1 Ratio 14.3%
+0.2pp YoY
-0.5pp QoQ
-4.5pp 18.8% 22.1% 19.7% 42%
Leverage Ratio 8.5%
+0.1pp YoY
-0.2pp QoQ
-3.7pp 12.2% 12.9% 12.6% 6%
Total Capital Ratio 15.2%
+0.3pp YoY
-0.5pp QoQ
-4.7pp 19.9% 23.2% 20.8% 40%

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (OH) National Avg Tier Percentile
Full-Time Employees 42
-7 (-14.3%) YoY
-2 (-4.5%) QoQ
-17 58 2,433 482 44%
Assets per Employee ($) $9.6M
+18.3% YoY
+8.7% QoQ
+$2.1M $7.5M $7.6M $8.8M 84%
Branch Count 2
0 YoY
0 QoQ
-3 4 81 18 11%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (OH) National Avg Tier Percentile
Past Due 90+ Days 0.2%
+0.1pp YoY
-0.2pp QoQ
-0.1pp 0.3% 0.2% 0.4% 66%
Nonaccrual n/a n/a 0.9% 0.6% 1.0% n/a
Allowance Coverage 4.38x
-69.2% YoY
+96.8% QoQ
-19.77x 24.15x 18.95x 20.23x 67%
Net Charge-off Rate (YTD) n/a n/a 0.1% 0.1% 0.2% n/a

Profitability

Metric Current vs Tier Tier Avg State Avg (OH) National Avg Tier Percentile
ROE 0.8%
+1.6pp YoY
-2.3pp QoQ
-11.4pp 12.2% 9.7% 11.6% 4%
Cost of Funds (YTD) 3.1%
-0.3pp YoY
-0.1pp QoQ
+1.4pp 1.7% 1.7% 1.7% 98%
Net Income ($, YTD) $137,000
+202.2% YoY
— QoQ
-$2.4M $2.6M $259.3M $40.4M 4%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Credit Quality Pressure

risk
#301 of 1256 • Bottom 23.9% in tier

Delinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.

Why this signature
Delinquency Rate: 0.20%
(Tier: 0.92%, National: 0.98%)
better than tier avg
1256 of 1256 Community banks match · 1820 nationally
→ Stable -71 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (1 metrics)

560
Loan-to-Deposit Ratio
liquidity
Value: 63.32%
Peer Median: 77.95%
#560 of 2643 Top 21.2% in $100M-$1B

Top Weaknesses (5 metrics)

2591
Non-Interest-Bearing Deposit Share
funding
Value: 2.80%
Peer Median: 22.03%
#2591 of 2643 Bottom 2.0% in $100M-$1B
2567
Efficiency Ratio
profitability
Value: 96.22%
Peer Median: 64.48%
#2567 of 2643 Bottom 2.9% in $100M-$1B
2557
Net Interest Margin
profitability
Value: 2.55%
Peer Median: 3.99%
#2557 of 2643 Bottom 3.3% in $100M-$1B
2540
Return on Assets
profitability
Value: 0.07%
Peer Median: 1.32%
#2540 of 2643 Bottom 3.9% in $100M-$1B
2515
Non-Interest Income / Assets
revenue_mix
Value: 0.04%
Peer Median: 0.57%
#2515 of 2643 Bottom 4.9% in $100M-$1B
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