BlastPoint's Banking Scorecard
First Federal Bank of Kansas City
Designations: ✓ Mutual
Lees Summit, MO
9 branches across MO · KS
First Federal Bank of Kansas City has 1 strength but faces 4 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.36% below tier average
Key Concerns
Areas that may need attention
- - Return on Assets 1.12% below tier average
- - Net Interest Margin 1.28% below tier average
- - Efficiency Ratio 29.00% above tier average
- - Loan-to-Deposit Ratio 32.92% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$990.8M
+0.0% YoY
+1.5% QoQ
|
+$604.7M |
$386.1M
+0.5% YoY
|
$1.6B
+6.5% YoY
|
$6.2B
+9.1% YoY
|
Top 0.3% in tier |
| Total Loans ? |
$755.0M
+0.8% YoY
+2.2% QoQ
|
+$499.3M |
$255.7M
+1.1% YoY
|
$1.0B
+8.5% YoY
|
$3.2B
+10.8% YoY
|
Top 1.0% in tier |
| Total Deposits ? |
$689.2M
+2.7% YoY
+3.7% QoQ
|
+$361.2M |
$328.0M
+0.1% YoY
|
$1.3B
+6.1% YoY
|
$4.8B
+8.2% YoY
|
Top 7.4% in tier |
| Return on Assets ? |
0.15%
+280.8% YoY
+127.9% QoQ
|
-1.12% |
1.27%
+12.9% YoY
|
1.43%
+10.8% YoY
|
1.23%
+13.4% YoY
|
Bottom 5.5% in tier |
| Net Interest Margin ? |
2.65%
+9.7% YoY
+12.3% QoQ
|
-1.28% |
3.93%
+6.0% YoY
|
4.51%
+2.1% YoY
|
3.89%
+5.7% YoY
|
Bottom 4.9% in tier |
| Efficiency Ratio ? |
94.28%
-9.4% YoY
-2.4% QoQ
|
+29.00% |
65.29%
-4.5% YoY
|
59.97%
-5.2% YoY
|
66.95%
-4.1% YoY
|
Bottom 4.4% in tier |
| Delinquency Rate ? |
0.53%
-9.2% YoY
-30.5% QoQ
|
-0.36% |
0.89%
+18.8% YoY
|
0.83%
+18.3% YoY
|
0.95%
+18.8% YoY
|
44% |
| Loan-to-Deposit Ratio ? |
109.55%
-1.9% YoY
-1.4% QoQ
|
+32.92% |
76.64%
+0.8% YoY
|
79.48%
+1.6% YoY
|
76.70%
+0.9% YoY
|
Bottom 3.0% in tier |
| Non-Interest-Bearing Deposit Share ? |
14.83%
+60.7% YoY
+62.0% QoQ
|
-7.19% |
22.02%
-1.0% YoY
|
20.72%
+0.3% YoY
|
22.01%
-1.2% YoY
|
24% |
| Nonperforming Asset Ratio ? |
0.55%
+11.9% YoY
-18.5% QoQ
|
-0.09% |
0.64%
+19.7% YoY
|
0.67%
+20.5% YoY
|
0.67%
+19.3% YoY
|
35% |
| Tier 1 Capital Ratio ? |
11.16%
-0.6% YoY
+0.2% QoQ
|
-4.67% |
15.83%
+1.5% YoY
|
15.44%
-0.4% YoY
|
17.06%
+0.8% YoY
|
25% |
| Non-Interest Income / Assets ? |
0.10%
+9.5% YoY
-79.6% QoQ
|
-0.18% |
0.28%
+9.3% YoY
|
0.29%
+5.6% YoY
|
0.32%
+4.1% YoY
|
55% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
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