BlastPoint's Banking Scorecard
Sunnyside Federal Savings and Loan Association of Irvington
Designations: ✓ Community bank
Irvington, NY
Sunnyside Federal Savings and Loan Association of Irvington has 1 strength but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 1.17% below tier average
Key Concerns
Areas that may need attention
- - Return on Assets 1.81% below tier average
- - Efficiency Ratio 27.61% above tier average
- - Net Interest Margin 0.05% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$86.1M
-1.8% YoY
-1.6% QoQ
|
+$23.9M |
$62.2M
-0.6% YoY
|
$19.3B
+17.3% YoY
|
$6.2B
+9.1% YoY
|
80% |
| Total Loans ? |
$46.5M
+5.6% YoY
+8.7% QoQ
|
+$12.3M |
$34.2M
-1.4% YoY
|
$8.1B
+14.6% YoY
|
$3.2B
+10.8% YoY
|
72% |
| Total Deposits ? |
$75.7M
-1.4% YoY
-1.2% QoQ
|
+$24.0M |
$51.7M
-0.7% YoY
|
$15.1B
+16.0% YoY
|
$4.8B
+8.2% YoY
|
84% |
| Return on Assets ? |
-0.97%
+21.8% YoY
+17.4% QoQ
|
-1.81% |
0.84%
-2.3% YoY
|
0.86%
+14.3% YoY
|
1.23%
+13.4% YoY
|
Bottom 7.4% in tier |
| Net Interest Margin ? |
3.81%
+3.4% YoY
+1.3% QoQ
|
-0.05% |
3.86%
+2.8% YoY
|
3.45%
+7.0% YoY
|
3.89%
+5.7% YoY
|
50% |
| Efficiency Ratio ? |
115.95%
-5.9% YoY
-6.2% QoQ
|
+27.61% |
88.34%
+0.3% YoY
|
69.17%
-3.6% YoY
|
66.95%
-4.1% YoY
|
Bottom 9.2% in tier |
| Delinquency Rate ? |
0.20%
+76.4% YoY
-0.7% QoQ
|
-1.17% |
1.37%
+33.8% YoY
|
1.13%
+6.9% YoY
|
0.95%
+18.8% YoY
|
59% |
| Loan-to-Deposit Ratio ? |
61.43%
+7.1% YoY
+10.1% QoQ
|
-2.79% |
64.22%
-0.7% YoY
|
77.98%
+0.4% YoY
|
76.70%
+0.9% YoY
|
56% |
| Non-Interest-Bearing Deposit Share ? |
10.30%
-7.4% YoY
+3.5% QoQ
|
-13.41% |
23.71%
+0.3% YoY
|
21.94%
+1.2% YoY
|
22.01%
-1.2% YoY
|
16% |
| Nonperforming Asset Ratio ? |
0.11%
+89.7% YoY
+9.7% QoQ
|
-0.68% |
0.79%
+28.2% YoY
|
0.73%
+4.5% YoY
|
0.67%
+19.3% YoY
|
60% |
| Tier 1 Capital Ratio ? |
18.68%
-14.6% YoY
-5.9% QoQ
|
-8.00% |
26.68%
+2.0% YoY
|
24.83%
+10.8% YoY
|
17.06%
+0.8% YoY
|
65% |
| Non-Interest Income / Assets ? |
0.04%
-9.8% YoY
-86.4% QoQ
|
-0.63% |
0.67%
+1.9% YoY
|
0.21%
+9.1% YoY
|
0.32%
+4.1% YoY
|
28% |
Get Full Access to Sunnyside Federal Savings and Loan Association of Irvington
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.