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BlastPoint's Banking Scorecard

Argentine Federal Savings

under $100M Specialty: Mortgage KS FDIC cert 28507

Designations: Community bank Mutual

Kansas City, KS

2 branches across KS

541 banks in the under $100M peer group nationally 48 in KS
View under $100M leaderboard (KS) →

Argentine Federal Savings faces 4 concerns requiring attention

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

  • - Net Interest Margin 1.30% below tier average
  • - ROA 0.69% below tier average
  • - Efficiency Ratio 2.66% above tier average
  • - Delinquency Rate 0.34% above tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Total Assets ? $70.5M
+3.6% YoY -1.0% QoQ
+$8.4M $62.2M
-0.6% YoY
$509.2M
+7.2% YoY
$6.2B
+9.1% YoY
57%
Total Loans ? $47.5M
+8.9% YoY -1.8% QoQ
+$13.2M $34.2M
-1.4% YoY
$338.5M
+8.8% YoY
$3.2B
+10.8% YoY
73%
Total Deposits ? $55.3M
+10.0% YoY +7.8% QoQ
+$3.6M $51.7M
-0.7% YoY
$424.4M
+7.3% YoY
$4.8B
+8.2% YoY
53%
Return on Assets ? 0.14%
+397.8% YoY +40.6% QoQ
-0.69% 0.84%
-2.3% YoY
1.40%
+19.8% YoY
1.23%
+13.4% YoY
18%
Net Interest Margin ? 2.56%
+7.7% YoY -2.9% QoQ
-1.30% 3.86%
+2.8% YoY
3.92%
+4.5% YoY
3.89%
+5.7% YoY
Bottom 7.9% in tier
Efficiency Ratio ? 91.01%
-9.2% YoY -1.3% QoQ
+2.66% 88.34%
+0.3% YoY
62.29%
-5.0% YoY
66.95%
-4.1% YoY
20%
Delinquency Rate ? 1.72%
+121.5% YoY +125.6% QoQ
+0.34% 1.37%
+33.8% YoY
0.77%
+10.4% YoY
0.95%
+18.8% YoY
24%
Loan-to-Deposit Ratio ? 85.76%
-1.0% YoY -9.0% QoQ
+21.55% 64.22%
-0.7% YoY
71.79%
+1.2% YoY
76.70%
+0.9% YoY
20%
Non-Interest-Bearing Deposit Share ? 7.05%
+5.1% YoY -5.6% QoQ
-16.67% 23.71%
+0.3% YoY
22.83%
-2.0% YoY
22.01%
-1.2% YoY
Bottom 12.2% in tier
Nonperforming Asset Ratio ? 1.16%
+132.8% YoY +123.7% QoQ
+0.37% 0.79%
+28.2% YoY
0.51%
+12.5% YoY
0.67%
+19.3% YoY
22%
Tier 1 Capital Ratio ? 11.40%
-5.5% YoY -1.9% QoQ
-15.28% 26.68%
+2.0% YoY
17.98%
-0.9% YoY
17.06%
+0.8% YoY
18%
Non-Interest Income / Assets ? 0.05%
+162.0% YoY -58.3% QoQ
-0.61% 0.67%
+1.9% YoY
0.28%
-1.8% YoY
0.32%
+4.1% YoY
46%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 541 peers in under $100M

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (8 metrics)

499
Net Interest Margin
profitability
Value: 2.56%
Peer Median: 3.86%
#499 of 541 Bottom 7.9% in under $100M
476
Non-Interest-Bearing Deposit Share
funding
Value: 7.05%
Peer Median: 23.71%
#476 of 541 Bottom 12.2% in under $100M
445
Return on Assets
profitability
Value: 0.14%
Peer Median: 0.84%
#445 of 541 Bottom 17.9% in under $100M
444
Tier 1 Capital Ratio
capital
Value: 11.40%
Peer Median: 26.68%
#444 of 541 Bottom 18.1% in under $100M
436
Loan-to-Deposit Ratio
liquidity
Value: 85.76%
Peer Median: 64.22%
#436 of 541 Bottom 19.6% in under $100M
434
Efficiency Ratio
profitability
Value: 91.01%
Peer Median: 88.34%
#434 of 541 Bottom 20.0% in under $100M
425
Nonperforming Asset Ratio
credit_quality
Value: 1.16%
Peer Median: 0.79%
#425 of 541 Bottom 21.6% in under $100M
396
Delinquency Rate
credit_quality
Value: 1.72%
Peer Median: 1.37%
#396 of 521 Bottom 24.2% in under $100M
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