BlastPoint's Banking Scorecard
Edward Jones Trust Company
Saint Louis, MO
Non-lending institution — comparison caveats apply
Edward Jones Trust Company is a trust company, wealth-management entity, or similar non-lending FDIC institution. Loan-based ratios (Loan-to-Deposit, Delinquency Rate, Non-Performing Asset Ratio, Non-Interest-Bearing Deposit Share) and capital ratios are mathematically valid but not directly comparable to traditional banks. This bank is excluded from the Signature Analysis leaderboards for the same reason.
Edward Jones Trust Company has 3 strengths but faces 4 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Revenue Diversifier: Top 2.4% in tier
- + Return on Assets 2.38% above tier average
- + Nonperforming Asset Ratio 0.64% below tier average
Key Concerns
Areas that may need attention
- - Efficiency Drag: Bottom 2.2% in tier
- - Liquidity Overhang: Bottom 49.9% in tier
- - Non-Interest-Bearing Deposit Share 22.02% below tier average
- - Net Interest Margin 0.60% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$155.6M
+11.7% YoY
+3.2% QoQ
|
-$230.5M |
$386.1M
+0.5% YoY
|
$1.6B
+6.5% YoY
|
$6.2B
+9.1% YoY
|
16% |
| Total Loans ? | $0 | -$255.7M |
$255.7M
+1.1% YoY
|
$1.0B
+8.5% YoY
|
$3.2B
+10.8% YoY
|
Bottom 0.4% in tier |
| Total Deposits ? |
$500K
0% YoY
0% QoQ
|
-$327.5M |
$328.0M
+0.1% YoY
|
$1.3B
+6.1% YoY
|
$4.8B
+8.2% YoY
|
Bottom 0.2% in tier |
| Return on Assets ? |
3.65%
-64.4% YoY
-66.4% QoQ
|
+2.38% |
1.27%
+12.9% YoY
|
1.43%
+10.8% YoY
|
1.23%
+13.4% YoY
|
Top 0.7% in tier |
| Net Interest Margin ? |
3.33%
-5.6% YoY
-6.9% QoQ
|
-0.60% |
3.93%
+6.0% YoY
|
4.51%
+2.1% YoY
|
3.89%
+5.7% YoY
|
23% |
| Efficiency Ratio ? |
84.31%
+3.7% YoY
+9.7% QoQ
|
+19.03% |
65.29%
-4.5% YoY
|
59.97%
-5.2% YoY
|
66.95%
-4.1% YoY
|
Bottom 10.7% in tier |
| Delinquency Rate ? | - | - |
0.89%
+18.8% YoY
|
0.83%
+18.3% YoY
|
0.95%
+18.8% YoY
|
- |
| Loan-to-Deposit Ratio ? | 0.00% | -76.64% |
76.64%
+0.8% YoY
|
79.48%
+1.6% YoY
|
76.70%
+0.9% YoY
|
Top 0.1% in tier |
| Non-Interest-Bearing Deposit Share ? | 0.00% | -22.02% |
22.02%
-1.0% YoY
|
20.72%
+0.3% YoY
|
22.01%
-1.2% YoY
|
Bottom 0.5% in tier |
| Nonperforming Asset Ratio ? | 0.00% | -0.64% |
0.64%
+19.7% YoY
|
0.67%
+20.5% YoY
|
0.67%
+19.3% YoY
|
Top 0.1% in tier |
| Tier 1 Capital Ratio ? |
344.57%
-0.5% YoY
-4.6% QoQ
|
+328.74% |
15.83%
+1.5% YoY
|
15.44%
-0.4% YoY
|
17.06%
+0.8% YoY
|
Top 0.1% in tier |
| Non-Interest Income / Assets ? |
12.95%
+3.7% YoY
-72.9% QoQ
|
+12.67% |
0.28%
+9.3% YoY
|
0.29%
+5.6% YoY
|
0.32%
+4.1% YoY
|
Top 0.2% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (1)
Revenue Diversifier
growthTop-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.
Concerns (2)
Efficiency Drag
riskEfficiency ratio above 80% - operating costs elevated relative to revenue. Margin improvement opportunity.
Liquidity Overhang
riskExceptional capital position (Tier 1 >= 16%, top quartile). Strong fundamentals - opportunity to deploy capital more productively.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.