BlastPoint's Banking Scorecard

First Robinson Savings Bank, National Association

$100M-$1B Specialty: Other IL FDIC cert 28105

Robinson, IL

5 branches across IL · IN

2664 banks in the $100M-$1B peer group nationally 211 in IL

First Robinson Savings Bank, National Association has 1 strength but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Efficiency Ratio 3.09% below tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 0.23% below tier average
- Delinquency Rate 0.61% above tier average

Get updates when First Robinson Savings Bank, National Association releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IL)	National Avg	Tier Percentile
Total Assets ?	$510.9M +7.1% YoY +1.9% QoQ	+$124.8M	$386.1M +0.5% YoY	$2.3B +4.5% YoY	$6.2B +9.1% YoY	73%
Total Loans ?	$313.3M +21.6% YoY +2.2% QoQ	+$57.5M	$255.7M +1.1% YoY	$1.2B +5.3% YoY	$3.2B +10.8% YoY	70%
Total Deposits ?	$419.7M +5.8% YoY +1.4% QoQ	+$91.7M	$328.0M +0.1% YoY	$1.9B +3.9% YoY	$4.8B +8.2% YoY	72%
Return on Assets ?	1.26% +50.6% YoY +25.2% QoQ	-0.01%	1.27% +12.9% YoY	1.04% +3.0% YoY	1.23% +13.4% YoY	53%
Net Interest Margin ?	3.70% +19.8% YoY +8.3% QoQ	-0.23%	3.93% +6.0% YoY	3.61% +7.5% YoY	3.89% +5.7% YoY	41%
Efficiency Ratio ?	62.19% -7.8% YoY +5.4% QoQ	-3.09%	65.29% -4.5% YoY	63.68% -7.4% YoY	66.95% -4.1% YoY	53%
Delinquency Rate ?	1.50% +212.9% YoY +178.3% QoQ	+0.61%	0.89% +18.8% YoY	1.15% +15.6% YoY	0.95% +18.8% YoY	18%
Loan-to-Deposit Ratio ?	74.65% +15.0% YoY +0.9% QoQ	-1.99%	76.64% +0.8% YoY	71.92% +1.0% YoY	76.70% +0.9% YoY	58%
Non-Interest-Bearing Deposit Share ?	19.94% -1.5% YoY +7.5% QoQ	-2.08%	22.02% -1.0% YoY	20.45% -1.2% YoY	22.01% -1.2% YoY	45%
Nonperforming Asset Ratio ?	0.92% +257.2% YoY +92.3% QoQ	+0.28%	0.64% +19.7% YoY	0.78% +18.1% YoY	0.67% +19.3% YoY	22%
Tier 1 Capital Ratio ?	12.97% -9.7% YoY -2.0% QoQ	-2.86%	15.83% +1.5% YoY	16.97% +0.7% YoY	17.06% +0.8% YoY	47%
Non-Interest Income / Assets ?	0.15% -2.5% YoY -78.2% QoQ	-0.13%	0.28% +9.3% YoY	0.34% +6.9% YoY	0.32% +4.1% YoY	74%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (2 metrics)

2173

Delinquency Rate

credit_quality

Value: 1.50%

Peer Median: 0.89%

#2173 of 2654 Bottom 18.2% in $100M-$1B

2085

Nonperforming Asset Ratio

credit_quality

Value: 0.92%

Peer Median: 0.64%

#2085 of 2664 Bottom 21.8% in $100M-$1B