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Brentwood Bank

$1B-$10B Specialty: Commercial PA FDIC cert 27943

Designations: ✓ Community bank

Bethel Park, PA

14 branches across PA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 885 banks in the $1B-$10B peer group nationwide — 1 of 37 in PA.
  • Deposits -1.0% year over year ($736.7M on the books).
  • Delinquency rate 0.75%.
  • Return on assets 0.10%.
  • Efficiency ratio 94.30% vs a 59.73% peer average.
  • Loan-to-deposit ratio 106.31% vs a 85.04% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

885 banks in the $1B-$10B peer group nationally 37 in PA
View $1B-$10B leaderboard (PA) →

Brentwood Bank has 1 strength but faces 6 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.11% below tier average

Key Concerns

Areas that may need attention

  • - Capital Thin: Bottom 5.9% in tier
  • - Credit Risk Growth: Bottom 8.7% in tier
  • - Efficiency Drag: Bottom 73.3% in tier
  • - Return on Assets 1.29% below tier average
  • - Net Interest Margin 1.45% below tier average
  • - Loan-to-Deposit Ratio 21.28% above tier average
Get updates when Brentwood Bank releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Total Assets ? $1.0B
+0.7% YoY +0.5% QoQ
-$1.7B $2.8B
-0.6% YoY
$3.1B
+7.3% YoY
$6.3B
+7.7% YoY
Bottom 4.1% in tier
Total Loans ? $783.2M
+2.2% YoY +0.7% QoQ
-$1.2B $2.0B
-0.3% YoY
$2.3B
+8.0% YoY
$3.2B
+9.4% YoY
Bottom 12.8% in tier
Total Deposits ? $736.7M
-1.0% YoY +0.6% QoQ
-$1.6B $2.3B
-0.5% YoY
$2.6B
+7.1% YoY
$4.9B
+7.3% YoY
Bottom 1.1% in tier
Return on Assets ? 0.10%
-13.7% YoY +3.3% QoQ
-1.29% 1.39%
+17.0% YoY
1.63%
+26.6% YoY
1.30%
+12.1% YoY
Bottom 1.9% in tier
Net Interest Margin ? 2.42%
+10.9% YoY +3.2% QoQ
-1.45% 3.87%
+6.2% YoY
3.40%
+8.7% YoY
3.95%
+4.9% YoY
Bottom 3.7% in tier
Efficiency Ratio ? 94.30%
+2.6% YoY -1.3% QoQ
+34.57% 59.73%
-12.6% YoY
66.68%
-6.6% YoY
70.05%
+2.5% YoY
Bottom 1.2% in tier
Delinquency Rate ? 0.75%
+28.4% YoY -29.9% QoQ
-0.11% 0.87%
+11.7% YoY
0.92%
+32.0% YoY
0.98%
+16.3% YoY
37%
Loan-to-Deposit Ratio ? 106.31%
+3.3% YoY +0.1% QoQ
+21.28% 85.04%
-0.1% YoY
84.75%
+0.9% YoY
79.03%
+2.3% YoY
Bottom 6.4% in tier
Non-Interest-Bearing Deposit Share ? 12.07%
+11.9% YoY +7.7% QoQ
-9.20% 21.27%
-1.5% YoY
18.04%
+1.4% YoY
21.98%
-0.6% YoY
16%
Nonperforming Asset Ratio ? 0.57%
+30.3% YoY -29.8% QoQ
-0.11% 0.67%
+11.7% YoY
0.67%
+21.3% YoY
0.69%
+15.8% YoY
39%
Tier 1 Capital Ratio ? 9.75%
-0.4% YoY -0.2% QoQ
-5.09% 14.84%
-0.4% YoY
19.93%
+0.1% YoY
17.09%
+0.8% YoY
Bottom 4.0% in tier
Non-Interest Income / Assets ? 0.15%
-17.1% YoY +43.2% QoQ
-0.37% 0.53%
+2.5% YoY
1.47%
+21.0% YoY
0.66%
+5.2% YoY
20%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Noninterest-Bearing 12.1%
+1.3pp YoY
+0.9pp QoQ
 -9.3pp 21.4% 18.7% 22.2% 16%
Brokered Deposits 2.7%
-3.7pp YoY
0.0pp QoQ
 -6.7pp 9.5% 6.8% 8.5% 33%

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
C&I 6.0%
+1.2pp YoY
-0.4pp QoQ
 -8.0pp 14.0% 8.6% 12.5% 24%
CRE 57.6%
+0.3pp YoY
0.0pp QoQ
 +7.6pp 50.0% 37.9% 41.4% 70%
1-4 Family 35.2%
-0.2pp YoY
+0.6pp QoQ
 +8.8pp 26.4% 47.8% 31.3% 75%
Consumer 0.8%
0.0pp YoY
0.0pp QoQ
 -3.9pp 4.7% 3.8% 5.0% 41%

Capital

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
CET1 Ratio n/a n/a 15.6% 22.3% 19.7% n/a
Leverage Ratio 9.8%
0.0pp YoY
0.0pp QoQ
 -1.6pp 11.3% 13.2% 12.6% 30%
Total Capital Ratio n/a n/a 16.7% 23.3% 20.8% n/a

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Full-Time Employees 108
+1 (+0.9%) YoY
-1 (-0.9%) QoQ
 -206 313 299 482 10%
Assets per Employee ($) $9.7M
-0.2% YoY
+1.5% QoQ
 -$794K $10.5M $9.2M $8.8M 63%
Branch Count 14
0 YoY
0 QoQ
 -6 20 20 18 46%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Past Due 90+ Days n/a n/a 0.2% 0.2% 0.4% n/a
Nonaccrual 0.8%
+0.2pp YoY
-0.3pp QoQ
 -0.1pp 0.8% 0.9% 1.0% 64%
Allowance Coverage 0.79x
-24.4% YoY
+44.3% QoQ
 -17.92x 18.71x 3.63x 20.23x 16%
Net Charge-off Rate (YTD) 0.2%
+0.1pp YoY
-0.2pp QoQ
 0.0pp 0.3% 0.1% 0.2% 82%

Profitability

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
ROE 1.1%
-0.2pp YoY
0.0pp QoQ
 -11.5pp 12.6% 10.2% 11.6% 2%
Cost of Funds (YTD) 2.5%
-0.2pp YoY
0.0pp QoQ
 +0.6pp 1.9% 1.8% 1.7% 86%
Net Income ($, YTD) $517,000
-12.1% YoY
— QoQ
 -$18.7M $19.2M $18.2M $40.4M 2%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (3)

Capital Thin

risk
#14 of 222 • Bottom 5.9% in tier

Tier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.

Why this signature
Tier 1 Capital Ratio: 9.75%
(Tier: 14.84%, National: 17.09%)
worse than tier avg
222 of 222 Mid-Market banks match · 923 nationally
→ Stable | QoQ rank improving

Credit Risk Growth

risk
#36 of 402 • Bottom 8.7% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

402 of 402 Mid-Market banks match · 1401 nationally
→ Stable -58 banks QoQ | QoQ rank improving

Efficiency Drag

risk
#45 of 60 • Bottom 73.3% in tier

Efficiency ratio above 80% - operating costs elevated relative to revenue. Margin improvement opportunity.

Why this signature
Efficiency Ratio: 94.30%
(Tier: 59.73%, National: 70.05%)
worse than tier avg
60 of 60 Mid-Market banks match · 426 nationally
↓ Shrinking -64 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 885 peers in $1B-$10B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (10 metrics)

876
Total Deposits
size
Value: $736.70M
Peer Median: $2.32B
#876 of 885 Bottom 1.1% in $1B-$10B
875
Efficiency Ratio
profitability
Value: 94.30%
Peer Median: 59.73%
#875 of 885 Bottom 1.2% in $1B-$10B
869
Return on Assets
profitability
Value: 0.10%
Peer Median: 1.39%
#869 of 885 Bottom 1.9% in $1B-$10B
853
Net Interest Margin
profitability
Value: 2.42%
Peer Median: 3.87%
#853 of 885 Bottom 3.7% in $1B-$10B
851
Tier 1 Capital Ratio
capital
Value: 9.75%
Peer Median: 14.84%
#851 of 885 Bottom 4.0% in $1B-$10B
850
Total Assets
size
Value: $1.05B
Peer Median: $2.79B
#850 of 885 Bottom 4.1% in $1B-$10B
829
Loan-to-Deposit Ratio
liquidity
Value: 106.31%
Peer Median: 85.04%
#829 of 885 Bottom 6.4% in $1B-$10B
773
Total Loans
size
Value: $783.19M
Peer Median: $1.96B
#773 of 885 Bottom 12.8% in $1B-$10B
742
Non-Interest-Bearing Deposit Share
funding
Value: 12.07%
Peer Median: 21.27%
#742 of 885 Bottom 16.3% in $1B-$10B
709
Non-Interest Income / Assets
revenue_mix
Value: 0.15%
Peer Median: 0.53%
#709 of 885 Bottom 20.0% in $1B-$10B
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