BlastPoint's Banking Scorecard
Community Neighbor Bank
Camden, AL
4 branches across AL
Community Neighbor Bank shows strong momentum with 3 strengths and 13.5% YoY asset growth
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.15% above tier average
- + Net Interest Margin 0.74% above tier average
- + Efficiency Ratio 5.62% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$192.3M
+13.5% YoY
+1.0% QoQ
|
-$193.8M |
$386.1M
+0.5% YoY
|
$2.5B
+0.2% YoY
|
$6.2B
+9.1% YoY
|
25% |
| Total Loans ? |
$96.7M
+8.5% YoY
+0.9% QoQ
|
-$159.0M |
$255.7M
+1.1% YoY
|
$1.5B
+2.4% YoY
|
$3.2B
+10.8% YoY
|
19% |
| Total Deposits ? |
$171.2M
+13.8% YoY
+0.7% QoQ
|
-$156.7M |
$328.0M
+0.1% YoY
|
$2.1B
-0.2% YoY
|
$4.8B
+8.2% YoY
|
27% |
| Return on Assets ? |
1.42%
+12.4% YoY
+8.6% QoQ
|
+0.15% |
1.27%
+12.9% YoY
|
0.78%
-19.5% YoY
|
1.23%
+13.4% YoY
|
64% |
| Net Interest Margin ? |
4.67%
-1.3% YoY
-2.6% QoQ
|
+0.74% |
3.93%
+6.0% YoY
|
3.99%
+5.2% YoY
|
3.89%
+5.7% YoY
|
Top 13.7% in tier |
| Efficiency Ratio ? |
59.67%
-5.2% YoY
-3.8% QoQ
|
-5.62% |
65.29%
-4.5% YoY
|
72.13%
+5.1% YoY
|
66.95%
-4.1% YoY
|
61% |
| Delinquency Rate ? |
0.84%
-29.9% YoY
+28.0% QoQ
|
-0.05% |
0.89%
+18.8% YoY
|
1.09%
+24.8% YoY
|
0.95%
+18.8% YoY
|
32% |
| Loan-to-Deposit Ratio ? |
56.46%
-4.6% YoY
+0.2% QoQ
|
-20.17% |
76.64%
+0.8% YoY
|
67.08%
+2.0% YoY
|
76.70%
+0.9% YoY
|
Top 14.9% in tier |
| Non-Interest-Bearing Deposit Share ? |
27.42%
-0.2% YoY
+2.2% QoQ
|
+5.40% |
22.02%
-1.0% YoY
|
23.89%
+0.0% YoY
|
22.01%
-1.2% YoY
|
75% |
| Nonperforming Asset Ratio ? |
0.44%
-51.6% YoY
-16.2% QoQ
|
-0.20% |
0.64%
+19.7% YoY
|
0.71%
+24.8% YoY
|
0.67%
+19.3% YoY
|
41% |
| Tier 1 Capital Ratio ? |
10.82%
-4.3% YoY
-5.2% QoQ
|
-5.01% |
15.83%
+1.5% YoY
|
16.96%
+13.8% YoY
|
17.06%
+0.8% YoY
|
21% |
| Non-Interest Income / Assets ? |
0.14%
-3.3% YoY
-71.3% QoQ
|
-0.14% |
0.28%
+9.3% YoY
|
0.16%
-16.3% YoY
|
0.32%
+4.1% YoY
|
69% |
Get Full Access to Community Neighbor Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.