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Slovenian Savings and Loan Association of Canonsburg

$100M-$1B Specialty: Other PA FDIC cert 27686

Designations: ✓ Mutual

Strabane, PA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 55 in PA.
  • Deposits +1.5% year over year ($522.6M on the books).
  • Delinquency rate 2.01%.
  • Return on assets 0.87%.
  • Efficiency ratio 35.71% vs a 64.48% peer average.
  • Loan-to-deposit ratio 50.81% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 55 in PA
View $100M-$1B leaderboard (PA) →

Slovenian Savings and Loan Association of Canonsburg has 1 strength but faces 5 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 28.77% below tier average

Key Concerns

Areas that may need attention

  • - Credit Risk Growth: Bottom 31.5% in tier
  • - Net Interest Margin 1.70% below tier average
  • - Non-Interest-Bearing Deposit Share 21.27% below tier average
  • - Non-Interest Income / Assets 0.63% below tier average
  • - ROA 0.45% below tier average
Get updates when Slovenian Savings and Loan Association of Canonsburg releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Total Assets ? $627.0M
+2.1% YoY +0.7% QoQ
+$240.4M $386.6M
+1.2% YoY
$3.1B
+7.3% YoY
$6.3B
+7.7% YoY
82%
Total Loans ? $265.6M
+5.8% YoY +0.4% QoQ
+$7.2M $258.3M
+1.7% YoY
$2.3B
+8.0% YoY
$3.2B
+9.4% YoY
61%
Total Deposits ? $522.6M
+1.5% YoY +0.5% QoQ
+$195.9M $326.7M
+0.7% YoY
$2.6B
+7.1% YoY
$4.9B
+7.3% YoY
82%
Return on Assets ? 0.87%
+11.7% YoY +3.7% QoQ
-0.45% 1.32%
+10.8% YoY
1.63%
+26.6% YoY
1.30%
+12.1% YoY
27%
Net Interest Margin ? 2.28%
+18.1% YoY +0.0% QoQ
-1.70% 3.99%
+5.0% YoY
3.40%
+8.7% YoY
3.95%
+4.9% YoY
Bottom 1.8% in tier
Efficiency Ratio ? 35.71%
-15.4% YoY -9.2% QoQ
-28.77% 64.48%
-3.2% YoY
66.68%
-6.6% YoY
70.05%
+2.5% YoY
Top 1.8% in tier
Delinquency Rate ? 2.01%
+13.1% YoY +75.4% QoQ
+1.09% 0.92%
+15.7% YoY
0.92%
+32.0% YoY
0.98%
+16.3% YoY
Bottom 12.9% in tier
Loan-to-Deposit Ratio ? 50.81%
+4.3% YoY -0.2% QoQ
-27.14% 77.95%
+1.0% YoY
84.75%
+0.9% YoY
79.03%
+2.3% YoY
Top 8.8% in tier
Non-Interest-Bearing Deposit Share ? 0.76%
-12.6% YoY +5.2% QoQ
-21.27% 22.03%
-0.6% YoY
18.04%
+1.4% YoY
21.98%
-0.6% YoY
Bottom 1.1% in tier
Nonperforming Asset Ratio ? 0.88%
+20.8% YoY +70.9% QoQ
+0.21% 0.67%
+16.4% YoY
0.67%
+21.3% YoY
0.69%
+15.8% YoY
23%
Tier 1 Capital Ratio ? 16.55%
+3.3% YoY +0.2% QoQ
+0.64% 15.91%
+1.4% YoY
19.93%
+0.1% YoY
17.09%
+0.8% YoY
75%
Non-Interest Income / Assets ? -0.06%
-277.3% YoY +15.5% QoQ
-0.63% 0.57%
+7.6% YoY
1.47%
+21.0% YoY
0.66%
+5.2% YoY
Bottom 0.2% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Noninterest-Bearing 0.8%
-0.1pp YoY
0.0pp QoQ
 -21.4pp 22.1% 18.7% 22.2% 1%
Brokered Deposits n/a n/a 7.9% 6.8% 8.5% n/a

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
C&I n/a n/a 11.6% 8.6% 12.5% n/a
CRE 18.8%
+1.8pp YoY
+0.3pp QoQ
 -20.7pp 39.5% 37.9% 41.4% 16%
1-4 Family 80.8%
-1.7pp YoY
-0.3pp QoQ
 +48.2pp 32.6% 47.8% 31.3% 97%
Consumer 1.4%
0.0pp YoY
+0.1pp QoQ
 -2.7pp 4.1% 3.8% 5.0% 38%

Capital

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
CET1 Ratio n/a n/a 18.8% 22.3% 19.7% n/a
Leverage Ratio 16.5%
+0.5pp YoY
0.0pp QoQ
 +4.4pp 12.2% 13.2% 12.6% 92%
Total Capital Ratio n/a n/a 19.9% 23.3% 20.8% n/a

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Full-Time Employees 20
0 YoY
0 QoQ
 -39 58 299 482 11%
Assets per Employee ($) $31.3M
+2.1% YoY
+0.7% QoQ
 +$23.8M $7.5M $9.2M $8.8M 100%
Branch Count 1
0 YoY
0 QoQ
 -4 4 20 18 0%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Past Due 90+ Days 0.8%
+0.2pp YoY
+0.5pp QoQ
 +0.5pp 0.3% 0.2% 0.4% 89%
Nonaccrual 1.2%
0.0pp YoY
+0.4pp QoQ
 +0.3pp 0.9% 0.9% 1.0% 76%
Allowance Coverage 0.50x
-7.6% YoY
-42.1% QoQ
 -23.65x 24.15x 3.63x 20.23x 10%
Net Charge-off Rate (YTD) 0.1%
0.0pp YoY
 -0.1pp 0.1% 0.1% 0.2% 68%

Profitability

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
ROE 5.3%
+0.4pp YoY
+0.2pp QoQ
 -6.9pp 12.2% 10.2% 11.6% 15%
Cost of Funds (YTD) 2.6%
-0.2pp YoY
0.0pp QoQ
 +0.9pp 1.7% 1.8% 1.7% 92%
Net Income ($, YTD) $2.7M
+14.5% YoY
— QoQ
 +$169K $2.6M $18.2M $40.4M 66%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Credit Risk Growth

risk
#296 of 936 • Bottom 31.5% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

936 of 936 Community banks match · 1401 nationally
→ Stable -58 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (4 metrics)

49
Efficiency Ratio
profitability
Value: 35.71%
Peer Median: 64.48%
#49 of 2643 Top 1.8% in $100M-$1B
233
Loan-to-Deposit Ratio
liquidity
Value: 50.81%
Peer Median: 77.95%
#233 of 2643 Top 8.8% in $100M-$1B
464
Total Assets
size
Value: $626.99M
Peer Median: $386.57M
#464 of 2643 Top 17.5% in $100M-$1B
474
Total Deposits
size
Value: $522.61M
Peer Median: $326.73M
#474 of 2643 Top 17.9% in $100M-$1B

Top Weaknesses (5 metrics)

2639
Non-Interest Income / Assets
revenue_mix
Value: -0.06%
Peer Median: 0.57%
#2639 of 2643 Bottom 0.2% in $100M-$1B
2614
Non-Interest-Bearing Deposit Share
funding
Value: 0.76%
Peer Median: 22.03%
#2614 of 2643 Bottom 1.1% in $100M-$1B
2597
Net Interest Margin
profitability
Value: 2.28%
Peer Median: 3.99%
#2597 of 2643 Bottom 1.8% in $100M-$1B
2295
Delinquency Rate
credit_quality
Value: 2.01%
Peer Median: 0.92%
#2295 of 2633 Bottom 12.9% in $100M-$1B
2024
Nonperforming Asset Ratio
credit_quality
Value: 0.88%
Peer Median: 0.67%
#2024 of 2643 Bottom 23.5% in $100M-$1B
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